Auto Insurance Articles Archive for August, 2011

  • Understanding the characteristics of gap insurance

    by Jasper Ericks

    Guaranteed Auto Protection (GAP) insurance plays a vital role when an unpaid auto loan is pending. During the initial years, your car continues to be brand new, and a large portion of loan amount is due. In such a scenario, if your car is lost or damaged; its net worth reduces drastically. The difference between the repayment of loan and your vehicle’s totalled cost is defined by GAP insurance. It is a significant insurance when your car loan debt still … (more) August 29, 2011

  • Save tremendously with cheap car insurance

    by Jasper Ericks

    Even though the world economies are recovering from the financial upheaval caused by recession, there continues to be families that are on a shoestring budget. Several hundred households seek affordable auto insurance policies that can fit their monthly budget easily. Today, numerous insurance companies offer cheap car insurance policies that offer customized coverage that fits your needs and pockets. Finding cheapest insurance: Discovering cheapest auto insurance can be done by conducting a meticulous research and comparison over the Web or … (more) August 27, 2011

  • How truck insurance is calculated

    by Jasper Ericks

    Numerous factors are responsible for determination of premium rates for a truck insurance cover. These factors settle on the odds of an accident and the financial risk involved in offering truck insurance. Nonetheless, the vehicle owner can drastically reduce the premium rates if they have a comparatively clean record of their driving history and have fewer accidents reported, while factors like age of the insured cannot be controlled. Driving Experience: The experience of driving a truck in different weather conditions, … (more) August 25, 2011

  • How high student car insurance rates can be lowered

    by Jasper Ericks

    Highest rates pertaining to student’s auto insurance cover is available across insurance companies. Since drivers below the age of 25 years are regarded as high-risk takers therefore their car’s insurance costs more. To obtain lower premium rates the best place to shop is the Internet. You may find a few insurance companies offering discounts. You can even obtain free quotes for your need of adequate coverage. Discounts on student’s auto insurance is applicable when the student’s driving record is in … (more) August 23, 2011

  • Things to know about free auto insurance quotes

    by Jasper Ericks

    Seeking insurance cover for your auto? Read on to find what certain things you should keep in mind, before settling on an insurance cover. Following are the methods in which you can discover free auto insurance quotes. Liberate yourself from traditional mode of purchasing insurance: Earlier obtaining insurance for your vehicle was a struggle both in terms of money and time. People would travel for hours trying to find a perfect fit for their insurance requirements. However, there was no … (more) August 21, 2011

  • Deciding factors in calculating car insurance for women

    by Jasper Ericks

    Numerous key factors play a vital role in settling upon the premium rates for drivers intending to purchase auto insurance. Factors like car make and model, driving record, credit history, residence address, age and gender help the insurance companies arrive at the insurance premium figures. Typically, insurance rates are high for college students and senior drivers because they are believed to pose severe driving risks while on road. On the contrary, women drivers obtain discounted insurance rates on their automobiles … (more) August 19, 2011

  • How to get car insurance claim

    by Jasper Ericks

    With the number of vehicles bombarding our roads it’s no surprise that we may have to file an auto insurance claim at some point in time. Being reimbursed for our medical bills by the insurance company has never been a problem. However, vehicle damage requires proof to make an insurance claim. Even though the insurance policy varies across states, yet the fundamental act of filing an insurance claim remains analogous. The adjuster visits your damaged vehicle to provide you with … (more) August 17, 2011

  • Key facts you must know about car accident insurance

    by Jasper Ericks

    With bombardment of vehicles on the road, everyday, car accidents are a common sight. If you are fortunate you may get away with minor injuries, but what if things turn ugly? In such scenarios car accident insurance plays a vital role. It offers the required coverage during such stressful times. What to do while still at the accident site? Seek immediate medical assistance. You can either dial 911or call your doctor for help. Check the condition of damaged vehicle and … (more) August 15, 2011