Automobile manufacturers are not always eager to implement enough safety measures to new models as much as they like to advertise. Luckily, consumers do have allies in form of National Highway Traffic Safety Administration (NHTSA) and Insurance Institute for Highway Safety (IIHS) to provide safety guidelines, run crash tests, make recalls and rate each model separately. Automobile accidents and crashes are parts of our lives even with those drivers considered to be extra careful. IIHS tests each model through series of crashes and situations in which car gets rolled over, hits various objects on the road or collide with another … (more) September 23, 2014

  • Bid to save Michigan’s no-fault system by various groups

    by Richard Burton
    Bid to save Michigan’s no-fault system by various groups

    Most people seem to be proud of the 33-year history in Michigan’s no-fault insurance, where people of all ranks were assured of state-of-the-art coverage in the event they are involved in a catastrophic accident that may change their lives forever. They would get everything from including the best medical care, wheelchairs, rehabilitation, modified vans, housing, medication, as well as attendant care. At present, it costs motorists around $145 per year to pay for this non-profit fund that is solvent and has certain unique features. All along most motorists in the state of Michigan thought that they will never feel the … (more) October 19, 2011

  • Auto insurance fraud thrives in Tampa until detected

    by Richard Burton
    Auto insurance fraud thrives in Tampa until detected

    Tampa has become a hot spot for auto insurance fraud which has been going on undetected for quite a while now. There are many stories that have come to light and one involves Dr. Alex Petro who claimed disability as a result of a car accident in Hillsborough County. He claimed that he could not even cut grass or even remove the garbage. Thus, he managed to collect $300,000 from the insurers through disability payments. However, Petro ran out of luck when he was arrested on certain prescription drug charges. When the Pinellas Sheriff’s deputies delved further into their investigations … (more) April 15, 2011

  • Car Owners Advised to Lower Insurance Rates

    by Jeanny Hopper
    Car Owners Advised to Lower Insurance Rates

    The national car insurance average is at a year-low figure of $1,871, according to industry analysts. Despite this, more American car owners are becoming even more desperate and dropping insurance coverage just to save on money. With the ongoing price wars and tougher competition among insurance providers, experts say that policyholders and motorists looking for insurance policies can find cheaper premiums and better terms. To discourage drivers from dropping their insurance, specialists are recommending several options that motorists can consider to save money. For instance, first time motorists and car owners have to consider the kind of cars they will … (more) August 28, 2009