Important Factors that Influence Auto Insurance Policies

by Richard Burton

In a recent blog by Cars Insurance Savings, the writer mentioned seven things about a car that influences the cost of auto insurance. Before buying a car, it is important to make sure of some things because they can incur a lot of cost. To be brief, here are the seven things that car owners need to make sure: Find out how much repairs would cost: If the car is a foreign and fancy one, it can cost you a lot to repair it! This translates to a high premium for the auto insurance. Be sure that your car … (more) January 16, 2015

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  • Recent Study of U.S. Worst Drivers

    by Richard Burton
    Recent Study of U.S. Worst Drivers

    It is mandatory for all American citizens to get auto insurance policy when they are driving their own cars. And because of this, auto insurance companies are checking the driver’s driving records to know if they are responsible drivers and they have no traffic records or violations. Drivers with traffic violations are asked by insurance companies to pay high monthly premium. This is because they belong to the group of high risk drivers. The more delinquent you are as a driver, the higher your monthly premium is. There was a recent study of the worst drivers in the U.S. The … (more) November 18, 2011

  • Cal State Low Cost Auto Insurance Sees 18.9% More Participants in ‘09

    by Jeanny Hopper
    Cal State Low Cost Auto Insurance Sees 18.9% More Participants in ‘09

    Participation in the California Low Cost Automobile Insurance Program (CLCA) in 2009 increased by about 19% compared to 2008. Steve Poizner, California Insurance Commissioner, said that the 18.9% increase was due to the efforts of the commission’s outreach program as well as the dire economic situation in the country. The program, established in 1999, has been offered to every county in California since 2007. The Commissioner explained that the law requires every single driver in the state to carry automobile liability insurance. However, he admits that the dire economic situation at the current time causes citizens to cut costs. The … (more) February 3, 2010

  • 5:1 Ratio Increases Chances of Deer-Vehicle Crashes, Auto Insurance Rise

    by Jeanny Hopper
    5:1 Ratio Increases Chances of Deer-Vehicle Crashes, Auto Insurance Rise

    Motorists in Wisconsin know that travelling along State 96 is not the safest drive in Wisconsin. Bounded by forests on both sides, drivers could expect that deer weighing anywhere from 125 to 300 pounds could leap from out of nowhere. But even if residents drive at less than 45 miles an hour, there is still no assurance that they will not engage in a collision with the antelope. In a state where there are 5 million registered vehicles and an estimated white tail population of at least 1 million, crashes are almost imminent especially during deer hunting season. And with … (more) October 24, 2009