The auto insurance is going to cover the damages related to your vehicle as well as your own physical self. The first kind of damage that the auto insurance would cover for you is related to the damages that occur to you physically. Whenever you meet with an accident, you would have to incur medical expenses. These medical expenses would be incurred by the insurance company and so you need not worry about huge medical bills.
The second advantage that comes in the realm of auto insurance cover is the cover for the damages that occur to the vehicle. There may be cases in which the vehicle may get completely crushed due to some accident. In this case, the vehicle needs to be changed. Also, there might arise some cases in which the vehicle may get damaged but to an extent that it can be repaired. Thus, in such a case, the vehicle owner would have to incur the expenses for making the vehicle repaired. These expenses would also be incurred by the insurance companies and so there won’t be any issues related to the bearing of large sized bills for repairs.
Apart from the payments for medical expenses and the repairs done to the damaged vehicle, the third kind of advantage associated with the auto insurance cover is related to the insurance cover for any third party who was held victim of any accident that took place at any point of time.
This third party may be hr family member of the insurer or may be any other person who was sitting with the insurer in the vehicle while the accident took place. They would also be covered for any medical expenses or any sort of injury that might have taken place. The insurance cover may also be affected by any third party. This third party may be responsible for theft of your vehicle. If your vehicle gets stolen, then you might be covered for the insurance, provided you furnish proof related to the theft that has taken place.
There may be cases in which the vehicle may be damaged by a third party. Even in this case, the damages can be compensated for by the insurance company and thus, the vehicle owner may not be required to worry about the damages that may occur due to any of the above stated reasons.