Most Recent Auto Insurance Questions in Teens And College Students

  • Q: Do I Have to Pay High Premiums for Auto Insurance Just Because I am a Teen or a College Student?

    No necessarily. Now owning a car or any kind of vehicle even before getting employed is considered a fad among the youth in United States. The numbers of people who drive cars to school and colleges has seen an uptrend in the last few decades. As the risks of mishap are high for this group of people, the cost of … (more) April 27, 2012

  • Q: Can students claim for insurance for car damages?

    Yes, Absolutely! Students can claim for their car damages; but, only if you have insured your car with a proper insurance policy.   Student Car Insurance today is not a choice anymore, it’s a necessity.  Damages by way of accidents, personal injuries, or even thefts may hit you badly when you do not have a permanent income.  Claiming for such untimely … (more) March 20, 2012

  • Q: What factor can lower down car insurance for teens?

    People can really save huge amount of cash on a car insurance for teens if only they know the factors that can make a huge difference. Oftentimes, car insurance for teens is expensive. This is because car insurance companies think that teens are of higher risk since they are impulsive and adventurous. As a parent, you have to look for … (more) February 5, 2012

  • Q: Who will be the one to pay for a college car insurance policy?

    If you are a parent considering getting a car insurance for your college child, you have to be prepared for the cost. The cost of teen car insurance is actually more than the amount of the adult car insurance. Even if you think that your teen has the capacity to pay for his/her own car insurance there may be times … (more) January 5, 2012

  • Q: What should college students know about auto insurance coverage?

    A few years ago, only very few college students had heard about auto insurance. Most of them were happily sipping their beers and driving their cars recklessly. But now due to efforts of the auto insurance companies and of their parents they finally are subscribing to the auto insurance. The auto insurance is insurance for your car or any kind … (more) October 9, 2011

  • Q: How is teen auto insurance different from the coverage for adults?

    Most teenagers don’t understand what the auto insurance is and what its benefits are. They seldom take out the auto insurance and they don’t know the difference between the auto insurance and auto liability insurance which is forced by the law. Teenagers form a big share of total driver population. There are lots of teenagers driving around with their friends … (more) October 7, 2011

  • Q: How do I minimize the car insurance premiums for teens and college students?

    Teenagers and cars sounds like a disaster. However, time will come when your children will ask you for a car. It is an important aspect for young teens to get that sense of freedom. Getting insurance for teenagers and college students is extremely expensive since most insurance companies consider individuals under 25 to be of a higher risk for vehicular … (more) October 3, 2011

  • Q: What can teens and college students do to lower their auto insurance premium?

    The simplest answer to this question would be to study well. Those teens and college students who get excellent grades in college will receive attractive discounts on their auto insurance premiums. This is because auto insurance providers consider top grade students to be more mature and less reckless even while driving. This perspective and image of being responsible wins attractive … (more) September 16, 2011

  • Q: What are the affordable auto insurance options for college students?

    Being in college is a great feeling but being able to obtain affordable auto insurance is not. As auto insurance premiums are generally very high for college students as insurance companies assume that youngsters are all reckless drivers and cause accidents as they don’t have enough driving experience. However, there are insurers who do give young adults discounts and also … (more) July 18, 2011

  • Q: Why is it difficult to find affordable auto insurance for college students and teens?

    The biggest challenge is to find affordable auto insurance for college students or teenaged drivers. This is due to the fact that they lack the driving experience. Insurance companies have a set of opinions about teenage drivers and base their rates on these assumptions. It is a matter of debate that some teenagers are far more cautious drivers when compared … (more) June 30, 2011

  • Q: What to do for cheaper insurance for teens?

    Irrespective of your age, insurance is an important consideration for all individuals. Especially for teens and college goers the right coverage is extremely important. It is not possible to predict how things may be and better to be safe than sorry.  You need not assume that insurance for teen drivers is a huge burden; it is possible to get affordable … (more) June 26, 2011

  • Q: How to avail cheap auto insurance for teenagers?

    Auto insurance for teenagers never comes cheap and most families simply dread the high auto insurance rates. But that is no reason for leaving your teenager uninsured. If you have a couple of college-going students in the family, they will have to learn to drive sooner or later. Auto insurance can be costly depending on the demographics that the insurers … (more) June 20, 2011

  • Q: How can teens get a better deal on auto insurance?

    For every single person with a car, insurance is top priority. The importance of this cannot be emphasized enough for younger college goers. There is of course the state regulations that specify the minimum coverage required and insurance is more expensive for young drivers without a track record. This is not to say that you cannot ever find good deals … (more) June 19, 2011

  • Q: How do I get a cheaper deal on teen and college students insurance?

    When considering the day you get your first car, it is difficult to quell the excitement. However, the notion of paying a heavy amount on the auto insurance is something that does make things rather sad. When auto insurance companies consider an application for insurance from teen drivers, there is often a lot of confusion about what will be the … (more) June 17, 2011

  • Q: Can auto insurance be made affordable for a teenage driver?

    Insurance companies generally believe that cars driven by teenage drivers hold a higher risk of being involved in accidents than those that are driven by adult drivers. Due to this belief, the policies for auto insurance in the case of teenagers cost a lot more than a general auto insurance policy. However, it is possible for an investor to get … (more) June 15, 2011

  • Q: How do I choose which auto insurance policy I want for my teenager?

    Having an insurance cover is an extremely important requirement for every car plying on the roads. It does not matter who drives the car, the driver may be an adult or a teenager, but driving without having an insurance cover for the vehicle is totally unacceptable. Hence, when a teenager starts driving it is important that the parents invest in … (more) June 14, 2011

  • Q: How to negotiate on student auto insurance for young drivers?

    Buying insurance for the first time for students and teen drivers must be done with patience. Teenage and college students are invariably charged higher premium rates, since they are considered reckless drivers, since they do not have the experience required to be safe on roads. There are some ways to reduce premium rates and enjoy a new car without the … (more) May 21, 2011

  • Q: Are there cheap auto for teens and college students?

    The teens and college goers are usually among the most excited when they get their first car. Point of prestige or need of the hour; call it what you may, but it is the underlying thrill that the youngsters value most. The excitement is the reason the teens and college students are considered more susceptible to accidents. Also, the young … (more) May 9, 2011

  • Q: What are a few insurance for teen drivers to drive safe?

    Every individual has different criteria and different influencing factors when it comes to auto insurance premiums. Age of the driver is one important factor deciding the auto insurance rates. Just like senior citizens are charged a higher premium rate, teenage drivers are charged a higher premium rate too, since they are considered higher risk by the insurance companies. Below are … (more) May 7, 2011

  • Q: Why should I opt for insurance discounts for teen and college students?

    Buying the first car is always exciting for students and teenagers. But insuring the car is always an expensive affair. Insurance premiums for teenagers and students are much higher than others because of many reasons. Some of them are listed below: Insurance companies consider student drivers as a high risk than the rest of them because they lack the … (more) May 4, 2011