Auto Insurance Questions & Answers

With "Share knowledge, help others" in mind, AutoQuoteNow.com stands above the rest. Every day, our support experts receive dozens of emails from our valued clients in search of answers. In our pursuit of excellent service, we have decided to make this information available to you. Our years of experience and expertise allow us to share this vast collection of commonly asked questions for people like you.

  • Q: Why should I understand the importance of an auto insurance coverage? Does it help me when in need?

    Why do you think you need insurance?  Most of you insure your life, property and even vehicles without understanding what an insurance coverage mean.  Precisely, it protects you and your family against damage and loss. But, we fail to understand the importance of any kind of insurance. Automobiles have become a part of your life that, there is not a … (more) April 30, 2012

  • Q: Do I Have to Pay High Premiums for Auto Insurance Just Because I am a Teen or a College Student?

    No necessarily. Now owning a car or any kind of vehicle even before getting employed is considered a fad among the youth in United States. The numbers of people who drive cars to school and colleges has seen an uptrend in the last few decades. As the risks of mishap are high for this group of people, the cost of … (more) April 27, 2012

  • Q: What are the facts one should know regarding liability insurance?

    The main intent of the auto insurance from the user’s point of view should be getting the maximum coverage out of the premiums he or he is providing. However in reality to buy the maximum & most suited insurance policy the individual should know his or her requirements along with the knowledge on how the insurance works & what are … (more) April 22, 2012

  • Q: What are the general queries made by individuals in relevance to auto insurance for students?

    College students throughout the continental US face a lot of problems finding a mid range auto insurance from any reputable insurance providers. However this challenging task can be dealt with easily if the individuals make some analysis & gather adequate amount of information. Some of the most frequently asked questions regarding the auto insurance for teenage guys & college students … (more) April 18, 2012

  • Q: Why at all do I need auto insurance?

    The reason for getting your vehicle insured is simple. Security for the uncertainty that is associated with the accidents is the first important reason why you need then insurance. Also, if you are a college student or you are in your teen age, then it may be considered that you drive your vehicle the way you like to, without considering … (more) April 16, 2012

  • Q: What is the realm of auto insurance benefits?

    The auto insurance is going to cover the damages related to your vehicle as well as your own physical self. The first kind of damage that the auto insurance would cover for you is related to the damages that occur to you physically. Whenever you meet with an accident, you would have to incur medical expenses. These medical expenses would … (more) April 14, 2012

  • Q: What if I own a car on rent?

    If you are the possessor of a car that is being taken on rent by you, then you need to consider the fact that you cans still be covered for the damages. However, the coverage of damages for a rental car would be possible only with some of the companies and every company does not provide the coverage for such … (more) April 10, 2012

  • Q: What factors are important for availing auto insurance?

    The first and the most important factor that is associated with the availing of the auto insurance is that the premium associated with an insurance cover should be of a fair level that can make the insurer safe against any losses. The present age is the age of competition among the various insurance companies. Each and every company wishes to … (more) April 5, 2012

  • Q: What is the spectrum of insurance cover for auto insurance?

    People are aware about only six common types of coverage for the auto insurance option available for them. However, there are certain other factors that are available for disposal before the insurers. The first kind of coverage is for the liability that is to be incurred by the insurer. For example, if a person meets with an accident, the expenses … (more) March 30, 2012

  • Q: Is auto insurance compulsory for my new vehicle?

    We can consider this aspect as something that may not be made mandatory by law, but the necessity accruing from it makes it worthy. Well, the auto insurance deals with the damages that incur to your vehicle. Either you may wish to replace the vehicle with a new one or you may even wish to repair it by paying a … (more) March 26, 2012

  • Q: How would auto insurance benefit my family?

    Consider a situation in which you are going on a long drive with your family and you are enjoying every moment, being in their company. Suddenly, your car meets an accident. You were driving safe but the vehicle coming from the opposite direction was in a hurry and it went out of control, leading to a crash. Thus, you see … (more) March 22, 2012

  • Q: Can students claim for insurance for car damages?

    Yes, Absolutely! Students can claim for their car damages; but, only if you have insured your car with a proper insurance policy.   Student Car Insurance today is not a choice anymore, it’s a necessity.  Damages by way of accidents, personal injuries, or even thefts may hit you badly when you do not have a permanent income.  Claiming for such untimely … (more) March 20, 2012

  • Q: Why you need non-owner auto insurance?

    Non-owner auto insurance is useful when you drive a car that you do not own. In big cities, people often prefer to rent a car or borrow a car. Given high levels of traffic and high cost of parking, many people rent a car when they need to drive somewhere. In such cases, accidents need to be covered adequately. While … (more) March 18, 2012

  • Q: What you should know about business car insurance?

    Who needs business car insurance? As the name suggests, this form of insurance is for business vehicles. All businesses do not own vehicles, but several do. Some may own only one and others may have as many as ten. Business vehicles range from vans to pickups to huge trailers. Business car insurance protects the owner and the company from liability … (more) March 14, 2012

  • Q: How the internet has revolutionized instant car insurance?

    If you own a car, you must purchase insurance. Otherwise, you are throwing yourself open to liability that may break your bank. It’s an absolute given that auto insurance is a necessity. Luckily, the invention of the internet has simplified the process of getting a quote for car insurance. Now, you no longer have to go from pillar to post … (more) March 8, 2012

  • Q: What you must know about commercial auto insurance?

    Domestic cars are not the only ones that require auto insurance. Commercial vehicles must have auto insurance otherwise the owner is likely to face huge expenses in case of accidents or damage claims. As much as 40.3 % of vehicles on American roads are commercial vehicles. Commercial vehicles are those which are driven for business purposes. These could be trucks, … (more) March 5, 2012

  • Q: What women should understand about purchasing auto insurance?

    All those famous sarcasms on women drivers bite the dust when it comes to auto insurance quotes. Gone are the days when men would roll their eyes when it came to women drivers. Auto insurance providers have a lot of goodies for women when it comes to purchasing auto insurance. Women drivers are increasing and statistics indicate that 80% of … (more) February 29, 2012

  • Q: How much insurance you need on your car?

    Auto insurance works on a set of probabilities based on past records. These histories and facts determine the rate of premium you will be offered. Customers who dread worst case scenarios often end up paying huge rates. Insurance companies love them! Shopping for auto insurance can be a time-consuming and a rather boring job. But with quotes differing by significant … (more) February 26, 2012

  • Q: Can you undertake senior citizens driving course to reduce insurance rates?

    Senior citizens are often assumed to be a high-risk group as far as auto insurance goes. This is because their reflexes often reduce with time. Impaired sight and hearing may often retard a senior citizen’s ability to drive. But, this does not mean senior citizens should not drive. They need their independence which driving can give. They can drive provided … (more) February 23, 2012

  • Q: How to uncomplicate complicated auto insurance schemes?

    The present times are fast and most of us have little or no time especially when making important decisions. That’s when we fail to do appropriate research and end up selecting an inappropriate solution creating several concerns in the future. When it comes to auto insurance then you should not be lenient and should go for each insurance strategy step … (more) February 20, 2012