Auto Insurance Articles Archive for January, 2010

• Important Facts About Non Owners Auto Insurance

  by Ricky Lawrence

  Being a responsible car owner, you must already know the importance of getting an insurance coverage for your car to protect your car, yourself as a driver, as well as provide protection for other drivers and properties, including other people’s vehicles. However, what if you often drive vehicles that are not your own? This can pose as a problem since auto-related accidents do not only happen to insured car owners. Good thing auto insurance companies offer non-owners auto insurance coverage. … (more) January 3, 2010

• Five Things to Remember About Instant Car Insurance

  by Ricky Lawrence

  “Instant” seems to be the preferred word nowadays. People are busy and seem to be always pressed for time. They want instant goods and services that will not waste their precious minutes. The same holds true when applying for car insurance. Car owners frown on long and tiring procedures that go on for several days or weeks before they can get their insurance policies. Hence, instant car insurance is such a hit nowadays. Insurance companies promise to deliver auto quotes … (more) January 2, 2010

• Tips In Filing for Car Accident Insurance Claims

  by Ricky Lawrence

  Every driver wishes he never gets into a road mishap.  However, accidents can happen no matter how careful he is. This is why he got a car accident insurance to be safe and protected always. Now, when the time comes when a driver actually has to file for claims, what does he do? It will save him a lot of time if he can familiarize himself with the process involved, and get a few tips about what to do and … (more) January 2, 2010

• Key Features of Business Car Insurance

  by Ricky Lawrence

  Business car insurance is for vehicles used for company-related purposes. It could be those cars for lease, trucks used for deliveries or public transportation (like taxicabs), or cars lent to employees for field work or client calls. It is differentiated from personal car insurance which is used mainly for personal means like driving oneself to work or picking up children from school. Company owners are urged to get business car insurance because it has key features not available in personal … (more) January 2, 2010

• Steps In Applying For Student Car Insurance

  by Ricky Lawrence

  A high school student as young as fifteen years old may already drive unaccompanied even before he reaches the age of eighteen, provided that he has a license to drive and student car insurance, a policy specifically designed to protect young drivers like him should anything happen on the road. Applying for student car insurance is very similar to getting standard auto insurance.  Parents first gather several insurance quotes before they decide what policy is best for their teenage children. … (more) January 2, 2010

• What Makes Car Insurance for Women Special

  by Ricky Lawrence

  Car insurance for women is not meant to be gender-biased. Insurance providers are just giving more attention to the needs of women drivers. It is their way of appreciating the fact that more and more women today are learning to be independent. They can drive themselves to their destinations even if male relatives are not around. Women can always opt for the standard insurance policies, but car insurance for women is special because of unique features especially designed for women. … (more) January 2, 2010

• What Should I Do To Reduce High Risk Auto Insurance Prices?

  by Ricky Lawrence

  Did your insurer consider you high risk? That is no joke. That only means you have bigger chances of getting into trouble which results to filing claims. Because you file claims more often, insurers would not be able to make a lot of money so they formulate a way to keep you out of their company – very high rates. Is there still hope? Fortunately, there is. There are several companies who specialize in offering high risk auto insurance for … (more) January 1, 2010

• Who Has Higher Prices – Auto Insurance For Seniors Or Teens?

  by Ricky Lawrence

  There are two age groups of drivers considered to be the most dangerous on the road. They are teens and seniors. Teen drivers are just beginning to drive and learning the rules on the road. Seniors, however, are the most experienced vehicle operators among all age groups, but their age has decreased their response time significantly. Following are some of the weaknesses of each group that makes the rates of auto insurance for seniors and teens skyrocket. Senior drivers … (more) January 1, 2010