Auto Insurance Articles Archive for January, 2010

  • Car Insurance Comparison – How to Get the Best Deal

    by Ricky Lawrence

    In the past, a person who plans on buying car insurance would have to call an agent to do the shopping for him. Everything was done manually; the agent and the insurance buyer had to meet personally to get things done. Today, however, it is possible to buy your own insurance without having to call a broker. You can actually shop for insurance while you are in your favorite couch. Thanks to the internet, buying car coverage is just a … (more) January 31, 2010

  • Free Insurance Quotes – What they are and How to Obtain Them

    by Ricky Lawrence

    The world of insurance that entails having to call one insurance broker and another is a thing of the past. Today, if you are going to buy insurance, you would just have to click on an insurer’s website and view your options. You may even just have a quick chat with virtual assistants. The internet has revolutionized the process of buying insurance – all transactions can now be made from home through the internet. One of the things that have … (more) January 31, 2010

  • Guide in Buying Auto Owners Insurance

    by Ricky Lawrence

    Auto owners insurance is a contract between an insurer and a policyholder wherein the former agrees to pay for the liabilities and legal fees if the latter gets involved in a car accident. The policyholder receives this all in exchange for monthly premiums paid to an insurer. As a driver, you must be fully aware that your vehicle has to be covered by insurance before you can take it to the road. Majority of the states require drivers to purchase … (more) January 31, 2010

  • What is Gap Insurance and Why Do You Need It

    by Ricky Lawrence

    A lot of insurance buyers neglect the need to buy gap insurance because they do not really understand what the policy entails. Most think that regular car insurance is more than enough to protect them from losses. When the time comes that they face the truth, they have already lost so much and all they can do is regret. Gap insurance is a type of coverage that can cover the things that your regular auto insurance cannot cover. It is … (more) January 31, 2010

  • Why You Need Commercial Truck Insurance

    by Ricky Lawrence

    Commercial trucks are the big boys of the road. They can create more damage than a regular car can if they get involved in a traffic accident.  If you are the truck owner, you are likely to face more than just financial damages, you will be charged with legal claims if your vehicle does not carry commercial truck insurance Accidents can take place anytime. They can occur even at the blink of an eye. This is why it is important … (more) January 31, 2010

  • Types of Car Collisions You Should Know Before Getting Auto Collision Insurance

    by Ricky Lawrence

    Auto collision insurance is one of the most common insurance policies people opt to buy, yet few really understand how it works. Their lack of knowledge is often because they do not fully understand what car collision is. Knowing the different types of car collisions can help car owners know how auto collision insurance may work to their benefit. One type of car collision is called predetermined fault. This means that there is one driver who is specifically at fault … (more) January 30, 2010

  • The Advantages of Getting Non Owners Auto Insurance

    by Ricky Lawrence

    Just because you do not have a car of your own does not mean you do not have to get car insurance anymore. Truth is, there is non owners auto insurance. This is for people who are driving a car that is not their own. It could either be rented or belonging to a company they work for. You might ask, why is there a need to insure something that is not yours? The risk of getting into an accident … (more) January 30, 2010

  • Premium Rate of Auto Insurance for Seniors is Not Based on Age Alone

    by Ricky Lawrence

    Just because auto insurance for seniors is for drivers who are between 55 to 75 years old does not mean that age is the only factor considered for computing premiums of this type of insurance. It is true that age plays a big role for the lower premiums attached to auto insurance for seniors, but there are other factors affecting rate computation also. Insurance companies generally think that senior drivers can be trusted more to drive safely. They are not … (more) January 30, 2010