Auto Insurance Articles Archive for November, 2010

  • Difference between collision and comprehensive insurance

    by Jasper Ericks

    Auto owners insurance vary from one state to another, and the laws regulating the accident cover might also vary.  However, it is important to note that there is a big difference between comprehensive insurance and collision insurance. Comprehensive insurance coverage While comprehensive insurance covers almost everything, it does not cover collision.  This type of insurance cover is recommended for all drivers.  It covers a whole range of losses and mostly the kind that is not covered by collision insurance. … (more) November 30, 2010

  • Compare quotes to get best auto insurance rates

    by Jasper Ericks

    As auto insurance costs continue to rise, one will find many options that would be available, but one will need to shop around.  It is advisable to compare the rates before arriving at the best auto insurance rates ideally suited to meet one’s needs. Use the net to get quotes: To get the best auto insurance rates it is advisable to take different quotes over the Internet and make comparisons.  The process is quite simple and it takes approximately 15 … (more) November 30, 2010

  • Best auto insurance rates in Washington

    by Jasper Ericks

    The Tort system is followed in the state of Washington.  Here, usually it is the driver at fault and is responsible for causing the accident.  This person, as well as the insurance company is considered jointly responsible for all damages caused to property.  However, one must be aware that the Tort system as such varies between states. The different liabilities in Washington: The state of Washington only requires liability insurance, which means insurance that covers bodily injury as well as … (more) November 29, 2010

  • Are online searches for automobile insurance quotes safe?

    by Jasper Ericks

    While shopping around for automobile insurance quotes, most times people end up doing an online search.  However, there might be others who have their standard insurance agents who has been doing the job for them for many years.  If one has to switch over from one insurance provider to another, then online searches is the way to go.  They do help in saving time, but one must be absolutely sure that the information they receive from the website is correct … (more) November 29, 2010

  • Is there a difference in insuring a new car versus an old car?

    by Jasper Ericks

    If you are new to car insurance and would like to know whether there is a difference in insuring a new car versus an old car, the answer is yes. The main difference is the cost to insure these types of cars. If you have new vehicle, it is much more expensive to insure because of its “risky” value. Auto insurance companies; want to make sure that they spend less for it when claims are filed. This is … (more) November 28, 2010

  • New car insurance vs. old car insurance

    by Jasper Ericks

    Most people would say that car insurance companies prefer insuring old cars rather than new cars. They say the car insurance premium rate is much cheaper than new car insurance, so it would be justifiable to get an old car over a brand new car. Although this information is quite true, it should not be followed religiously. There are some people who prefer to buy new cars. They should not be held back because they have their own reasons why … (more) November 28, 2010

  • Guide to motor vehicle insurance

    by Jasper Ericks

    Motor vehicle insurance is one of the most common things that households have. With the increasing hazards roads and highways can give to motorists, it is essential they protect themselves through motor vehicle insurance. There are many of people who have car insurance, but are not informed of how they work. It is often presumed, that like any other insurance, you tell the auto insurance company what coverage you want, what you can afford, pay for it and in … (more) November 27, 2010

  • Basics of motor vehicle insurance

    by Jasper Ericks

    Across the country, almost all states require people to get car insurance. Because of the increasing number of vehicles and the height of car accidents in the country, it would be helpful for everyone to have security and protection while on the road. Car insurance is a complex system. In order for drivers and car owners to take advantage of the benefits of their auto insurance, they need to know what the basics are. It is important to know what … (more) November 27, 2010