Auto Insurance Articles Archive for July, 2009

  • Things to Remember When Buying Car Insurance For Seniors

    by Ricky Lawrence

    Car insurance for seniors is usually cheaper than the other types of vehicle coverage because the elderly are perceived to be more disciplined on the road. Most insurance companies consider them low-risk individuals. The amount of risk exposure is a major consideration by insurance firms in determining the appropriate amount of premium to be charged a client. If a vehicle owner wants to get discounts on premium, therefore, the insurers must be convinced that a driver is a low risk … (more) July 31, 2009

  • Why Choose Specialized Company for Truck Insurance?

    by Ricky Lawrence

    Looking for an insurance company can be a daunting job especially if you do not know what to look for. There are many companies that offer low rates, best services and many other promises that seem attractive. It is, no doubt, a good thing to do your research before finally settling to get insurance, but it is better if you can do this in little amount of time and money. This holds true when looking for truck insurance provider. It … (more) July 31, 2009

  • Searching for the Most Cost-Efficient Student Car Insurance

    by Ricky Lawrence

    Students who are lucky enough to be given their own cars by their parents often care more about showing off their wheels than about manifesting a sense of responsibility. Being allowed to drive one’s own car is a sign he or she is considered an adult. Students who are first-time drivers are odten considered young adults, and as such they should already show a sense of maturity. One way to do so is by buying them student car insurance. Compared … (more) July 30, 2009

  • Things to Know About Teen Auto Insurance

    by Ricky Lawrence

    Some parents who want to reward their children for an accomplishment, say maintaining good grades in school, do so by giving them their own vehicle. If a teenager will be driving his or her own car, parents must remember to buy teen auto insurance to protect against financial liabilities resulting from potential accidents. Teen auto insurance, the same as other types of surety coverage, covers the cost of damages to other persons or properties caused by a moving insured vehicle. … (more) July 30, 2009

  • Truck Insurance a Necessity for Trucking Businesses

    by Ricky Lawrence

    If you are in a trucking business, buying a truck insurance that will provide protection against huge costs of possible road accidents is indispensable. One accident alone can cause a major financial catastrophe for your business given the high value not only of the trucks but also of the cargo they carry. It is a well-known fact that trucking operators must have their vehicles insured. Because of the peculiarity of trucks, it is advisable to buy a policy from an … (more) July 29, 2009

  • Understanding Car Insurance For Women

    by Ricky Lawrence

    There is an unsubstantiated claim that women are worse drivers than men. However, insurers seem to believe the opposite. Car insurance for women are, surprisingly for some, usually less costly than the regular ones. This is because most insurers believe that women drivers are less reckless, more compliant to traffic rules, and are therefore less prone to car accidents. Insurance firms determine the amount premium to be charged based on risk. Because women drivers are considered to be less prone … (more) July 29, 2009

  • Non-Owners Auto Insurance: Why Is It Needed?

    by Ricky Lawrence

    It is common knowledge that car owners must have their automobiles insured to protect themselves against financial liabilities arising from accidents involving their vehicles. However, they are not the only ones who should buy a surety coverage for an automobile. There is such a thing called non-owners auto insurance, which is highly recommended to people who often borrow or rent vehicles. Automobiles for rent are not always sufficiently covered. If an individual intends to rent a car, he or she … (more) July 28, 2009

  • Internet Makes Instant Car Insurance Possible

    by Ricky Lawrence

    The advent of modern technology has made life much easier. Like any other goods or services sold in shopping websites, instant car insurance may also be bought via the Internet. A vehicle owner who cannot afford to spend so much time in looking for the right policy for his or her car may find the Internet friendly. Most legitimate insurers maintain websites, where they post quotations for various surety products. By visiting these sites, one can get quotations and buy … (more) July 28, 2009