Auto Insurance Articles Archive for July, 2011

  • Top reasons for high premium rates for student insurance policies

    by Jasper Ericks

    Student drivers are usually on the learning curve when it comes to driving, so naturally buying auto insurance for student drivers is very tricky. Auto insurance quotes are decided upon many factors and age group of the driver is one of them. Insurance premium rates for drivers above the age of 50 years and for teen and student drivers are high, due to some statistics that the insurance companies follow, in order to fix the premium rates. Some of the … (more) July 29, 2011

  • Key tips for finding cheap car insurance

    by Jasper Ericks

    Finding cheap car insurance isn’t a very tough job as long as you follow some basic tips and play by the rules of the auto insurance providers. Auto insurance providers usually offer the lowest premiums to those who seem to be the least risky, in terms of accidents or chances of making claims in the future. There are many different types of criteria which allow insurance providers to conclude whether an individual is risky or a safe bet. Here are … (more) July 27, 2011

  • Auto insurance for seniors can be cheaper than you think

    by Jasper Ericks

    Auto insurance for seniors could be cheaper than you imagine for various reasons. Auto insurance providers usually offer discounts and low premium rates for those individuals who pose the lowest risk of being involved in an accident and then making a claim for insurance coverage. Here are some of the reasons why seniors could claim for lower insurance premium. Low mileage and slow driving Most seniors are eligible for auto insurance discounts because they are expected to drive much less … (more) July 25, 2011

  • Why full coverage car insurance is your best option

    by Jasper Ericks

    There are many reasons why you should opt for full coverage car insurance, especially if you have a brand new car. It is important to first understand that there isn’t any insurance policy that is technically called full coverage insurance, as that could be extensively ambiguous. On the other hand, one must try to look at full coverage car insurance as a combination of both the mandatory components of your insurance as well as those which are for your own … (more) July 23, 2011

  • Understanding instant car insurance in detail

    by Jasper Ericks

    It goes without saying that in the present scenario where everyone is busy at all times, anything that is instant is of great value. Instant car insurance is no exception. In fact, when it comes to lengthy processes like getting insurance, car owners are often annoyed. Instant car insurance gives them an opportunity to complete the formalities in no time and get their car insurance at the best possible price. Time saved is money saved as well, thereby adding to … (more) July 21, 2011

  • The need for non auto owners’ insurance

    by Jasper Ericks

    Non owners’ auto insurance is required when you drive a car often but don’t really own one of your own. If you usually borrow a car from your friends or colleagues or rent one frequently, then you might consider non-auto owners’ insurance which comes with its own set of benefits. It is important to be insured with at least liability insurance if you are driving a car. What does it comprise of? Usually non-owners’ insurance doesn’t include comprehensive or collision … (more) July 19, 2011

  • Practical tips to get low cost car insurance

    by Jasper Ericks

    In the present scenario, there are a lot of car owners who sign up for liability insurance because it is mandated. However, they don’t go any further from that, leaving them at high risk in case of accidents or natural disasters. If you own a car with a decent net worth, it is a good idea to have other types of car insurance which include comprehensive and collision insurance, at the very least. It is quite possible to obtain cheap … (more) July 17, 2011

  • Key tips to consider while opting for new car insurance

    by Jasper Ericks

    A new car definitely needs insurance and just paying for liability insurance wouldn’t do. This is because in most cases car owners have unpaid loans to take care of and any damages are very expensive to repair. On top of that, it is difficult to get spare parts and they are expensive even if available, when your car is from the latest line. The depreciation of an automobile takes place very soon compared to the amounts by which a loan … (more) July 15, 2011