Auto Insurance Articles Archive for November, 2009

  • The Importance of Modified Car Insurance

    by Ricky Lawrence

    Cars owners spend good money to dress up their cars and make it look more beautiful and powerful on the road. Cars for these people are an extension of their personality and individuality. As such, they do not mind going through the trouble of bringing their cars to service centers and splurging to customize the look and performance of their prized possessions. Modifications can be anything from upgrading a part (like changing the original exhaust), changing an assembly, or adding … (more) November 30, 2009

  • The Advantages of Getting GAP Insurance

    by Ricky Lawrence

    Not many people are familiar with GAP insurance, yet it is very advantageous for car owners and worth looking into. GAP stands for Guaranteed Asset Protection. This insurance policy is very easy to explain using an analogy. If you buy a piece of jewelry using your credit card, and you accidentally lose it, by the time your billing statement arrives, you will still have to pay for that expensive purchase. This same example is true with cars. Most people could … (more) November 30, 2009

  • Understanding the Basics of Auto Collision Insurance

    by Ricky Lawrence

    Auto collision insurance is not necessarily required by law. However, every car owner should take it as his responsibility to get one. Simply put, this policy covers all expenses needed for any repairs if your vehicle figures in an accident, and you were found at fault. If damaged beyond repair, it could be replaced without you having to spend a cent. This insurance policy is very helpful especially if what you are driving is only on lease or is not … (more) November 30, 2009

  • Do You Really Need Used Car Insurance?

    by Ricky Lawrence

    One of the reasons you bought a used car is because you are scrimping. Why have it insured if it will only incur additional expenses for you? Actually, car owners are not left with not much of a choice because all cars are required by law to be insured, be it new or secondhand. Then again, putting the law aside, used car insurance is very important and beneficial. Think about it carefully. You place yourself at a certain amount of … (more) November 30, 2009

  • What You Should Know About Auto Insurance for Seniors

    by Ricky Lawrence

    Senior citizens are those aged 55 to 75 years old. They may be considered old, but their age sure comes with perks. One of these is the privilege of getting auto insurance for seniors. Such policies are priced lower than standard insurance rates. This is because it is generally believed that older people drive more safely and responsibly after incurring many years of experience on the road. They are also more disciplined, less aggressive, stay on the safe side, and … (more) November 30, 2009

  • Knowing More About Non Owners Auto Insurance

    by Ricky Lawrence

    This may sound a bit weird to you, but you might need to have an auto insurance policy even if you are not a car owner. Indeed, auto insurance is available for individuals who drive but do not have their own cars. This type of policy is known as non owners auto insurance policy. This type of policy is intended for drivers who are renting or borrowing their vehicles most of the time. It gives enough protection if you experience … (more) November 29, 2009

  • Major Advantages Of Having Group Auto Insurance

    by Ricky Lawrence

    While having a group auto insurance policy brings you numerous benefits, the best thing about having one is the great amount of discount you can enjoy as a policy holder. This type of deal has become quite appealing for car owners only because of the valuable reduction. Auto insurance providers offer greater discounts to groups or organizations. For large families, purchasing a group auto insurance policy is the smartest way to have car insurance. If all your family members living … (more) November 29, 2009

  • Learn About Full Coverage Car Insurance

    by Ricky Lawrence

    Before you even purchase a full coverage car insurance policy, you should ask yourself the question “Am I completely covered?” A lot of car owners may find the term “full coverage” appealing since they think their vehicle will be completely covered in every situation. In reality, all auto insurance coverage policies do have certain limitations, even ones advertised as “full coverage.” A full coverage policy basically includes liability insurance coverage for an insured vehicle, offered as a single package, as … (more) November 29, 2009