Auto Insurance Articles Archive for June, 2009

  • Why Car Insurance for Women is Cheaper

    by Jasper Ericks

    Women have always been painted to be bad drivers by media and pop culture.  How often do we hear jokes about women drivers?  But if car insurance for women are to be the basis, this is clearly not so.  There are a lot of reasons why insurance companies target women for car insurance.  Here is why. A Better, Growing and More Dynamic Market.  According to VMR International, there are more female drivers … (more) June 26, 2009

  • What You Should Know About Non-Owners Auto Insurance

    by Jasper Ericks

    There are some misunderstood aspects of non-owner auto insurance. It is widely believed that this type of insurance covers any vehicle the policy holder drives. This is not true and can cause many accidents not covered by insurance. There are plenty of limitations to this policy. Anyone availing of non-owners auto insurance should carefully study and understand the policy’s coverage. There is no comprehensive or collision coverage for any vehicle a policyholder is operating … (more) June 26, 2009

  • What You Need to Know about Motor Vehicle Insurance

    by Jasper Ericks

    Motor vehicle insurance is quite simply an insurance policy acquired for trucks, cars, motor cycles and other vehicles.  Basically, it protects you from losses in the event that you get in a traffic accident and all liabilities arising from it.  In most states of the United States, motor vehicle insurance with liability coverage for bodily injury and property damage is compulsory.  Penalties for not having insurance vary depending on which state you are in, but it usually involves a stiff … (more) June 26, 2009

  • Vehicles That Get Cheaper Used Car Insurance

    by Jasper Ericks

    Insurance companies will be very hesitant to give insurance to vehicles that are attractive to thieves. A car with an 800-horse twin-turbo V-16 engine is ideal for drag racing and offshore boats. Thieves would love to steal this type of vehicle, even if only for the engine. Insurers have been burned before, paying lots of money for cars like this damaged in high-speed chases. That is, if they were not stolen first. Insurance premiums for these vehicles will certainly … (more) June 26, 2009

  • Things to Remember about Teen Auto Insurance

    by Jasper Ericks

    There are a lot of ways to bring down the cost of a teen auto insurance policy.  Aside from asking for a discount outright, you could have your teen get driver’s education, obtain a lot of quotes and compare them to get the best deal on both coverage and rates, buying not so expensive car for your teens, assigning a certain car for your teen, and paying a higher deductible. Some things, however, can affect … (more) June 26, 2009

  • The Necessity of Non-Owner Auto Insurance

    by Jasper Ericks

    Just because you do not drive a car does not mean you do not have use for auto insurance. That is what non-owner auto insurance is for. However, even if you commute practically on a daily basis do not rush out now and buy auto insurance policy. This type of insurance is not for everyone. For one, coverage could be limited and may not apply under certain circumstances. The idea of being covered by auto insurance, on the other hand, … (more) June 26, 2009

  • The Importance of Having Student Car Insurance

    by Jasper Ericks

    During these trying times when the economy is in a recession, we all try to cut down on expenses.  For some students, they are considering cutting back on or even completely doing away with their student car insurance.  Here are reasons why this is a mistake: For most students, their car is their most valuable asset.  Student car insurance helps protect this asset in the event of damage due to accidents or other reasons … (more) June 26, 2009

  • The Importance of Auto Collision Insurance

    by Jasper Ericks

    Not even the sharpest psychic can foretell when an accident will happen. One thing is for sure, though, accidents do happen and will keep on happening. If you have been driving a vehicle on the streets for a considerable amount of time, chances are you have been in a minor or major vehicular accident. That drives home the point of getting insurance. The term collision auto insurance is pretty self-explanatory. It is insurance for a vehicle to cover damage … (more) June 26, 2009