Auto Insurance Articles Archive for January, 2010

• Looking Into Used Car Insurance Before Buying Used Car

  by Ricky Lawrence

  Do not think that just because a used car is not brand new that you will automatically get lower premiums on your used car insurance. It does not work that way. Insurance companies consider a lot of factors first before computing for insurance rate on your used car. Hence, before you head out at a car auction sale to shop, learn first about how to lower your insurance premium. Otherwise, you might end up exceeding your budget in buying a … (more) January 30, 2010

• Four Ways to Assess Low Cost Car Insurance

  by Ricky Lawrence

  All motorists go for low cost car insurance as much as possible. They want to get the cheapest insurance available in the market. However, what most buyers do not know is that the cheapest is not always the best buy. The problem with many buyers is that they look at the price at face value when shopping. There is more to just looking at the price tag to say they got the best purchase their money could afford. There are … (more) January 30, 2010

• Tips in Acquiring Affordable Automobile Insurance Quotes

  by Ricky Lawrence

  There are several effective ways for you to get cheap automobile insurance quotes. Working with an insurance agent was beneficial in the past because there were not so many insurance companies then. However, today, more and more insurers have appeared in the market for insurance buyers to choose from, making agents less significant in insurance shopping. Unlike a few decades ago when car owners needed to drive down different company offices, call several insurers, and spend hundreds of dollars asking … (more) January 29, 2010

• Teen Auto Insurance – Letting Your Young Driver Take Responsibility

  by Ricky Lawrence

  Does your teen driver want to drive his own car? If yes, let him realize that it is not as simple as it seems. There are a number of things and factors to consider before he can legally drive. One of these things is to secure teen auto insurance for his and the vehicle’s protection. When choosing an insurance provider for this policy, be sure they specialize in such policies to gain discounts and information about your young driver’s situation. … (more) January 29, 2010

• Knowing What Keeps New Car Insurance Rates Down

  by Ricky Lawrence

  In recent years new car insurance has become a necessity for car owners. Drivers would not be allowed to drive unless they apply and obtain coverage for their vehicle. For those who refuse to abide by these requirements, there are sanctions and legal punishments. Many would still ask why auto insurance is required in every state for every automobile owner. The answer is simple – we do not know our future. Accidents do happen, and it can happen to anyone, … (more) January 29, 2010

• How Can To Acquire Free Auto Insurance Quotes?

  by Ricky Lawrence

  What is the best way to search for insurance quotes without spending a single cent? Even though you try calling every insurance company on your list, you still cannot guarantee getting free auto insurance quotes. The fact that you are spending hours calling them can already be considered expenditure, and what do you get in return – high premiums and low amounts of coverage. How can auto insurance shopping be made easier and more effective? The following are three important … (more) January 29, 2010

• High Risk Auto Insurance – Getting The Best Out Of The Worst Premiums

  by Ricky Lawrence

  Statistics always backs up the assumption of most insurance companies. For instance, when they categorized you as a high risk driver, they did not come up with that assumption because they know you or your driving habits. They jumped into that conclusion because statistics says your personal information reflects that you are a high risk driver. Pretty unfair, right? The question is, how can you turn this situation around into your favor? There are a number of ways to get … (more) January 29, 2010

• Your Complete Guideline to Modified Car Insurance

  by Ricky Lawrence

  Car owners can be classified into two ways. First, there are those who buy based on a vehicle’s functionality. Second, there are those who choose a car based more on aesthetics. They want a vehicle that they can customize to their own liking and parade it on the streets. Cars that undergo customization or alteration are called modified cars. Owners of these cars will find out sooner or later that such vehicles will require a different kind of auto insurance. … (more) January 28, 2010