Auto Insurance Questions Archive for July, 2010

  • How can I ensure the safety of my car?

    The number one deciding factor when purchasing a car is safety.  Through verification, you could ensure the safety features of your car for your family and for yourself. Your car is not just safe; your loved ones’ lives are safe too. Having a good management for the safety of your car entitles a reward and that is cheaper insurance quote. … (more) July 31, 2010

  • What are the other insurance coverages that I can avail?

    There are quite a number of insurance quotes or policies that you can purchase. Some of these policies outdo what the basic coverage can offer. Those policies are more specific than basic coverage. To know those policies, here is the list of additional policies that you might like for your car. PERSONAL INJURY PROTECTION COVERAGE (PIP) This policy offers the … (more) July 30, 2010

  • Can I drive my car without getting insurance?

    The answer is yes of course but it all depends on which state you live. Majority of the states implement a very strict car insurance law and when not followed, could lead to heavy fines and penalties, revoked driver’s license, impounded car and a police record. On top of that, in case of car accidents caused by you, you have … (more) July 29, 2010

  • How to have insurance rates for teens lowered?

    The business conditions set by insurance companies on teenage car insurance is just too expensive—enough to make a family trying to afford such car insurance suffer and more than enough to make a financially dependent teenager choose to risk the $190 fine and drive without cover. But cheer up! There’s this lighter side of the story which involves few, easy-to-apply, … (more) July 28, 2010

  • Should I Apply Car Insurance For My Teenage Son? Is It Possible To Include Him In My Already Existing Car Insurance?

    Of course, a parent must get car insurance for his teenage son. Knowing what kind of “thinking” adolescents have, it is the parents’ primary responsibility to protect these teens (and the people these teens might affect). While adolescents undergo abrupt hormonal changes, strong chemical activities in the brain, and underdevelopment of the prefrontal cortex (area of the brain responsible for … (more) July 27, 2010

  • Is there a way to cut the premium on a college student?

    There are more than one possible ways to cut the costs on your high premiums. It is not fresh news that premiums are high when it comes to teenagers and college students. In a range of ages, car insurance companies report that the younger the driver, the higher risk is involved. There are a lot of factors that can prove … (more) July 26, 2010

  • Why do teens and college students have higher premiums?

    Good question. Listen to the news. Almost every week, there are casualties on the road. Most of these accidents are because of drunk driving, using mobile phones and steering only with one hand, and, driving without seatbelt. What more when these teens meet drunken adults who challenge them to drag race? It seems teens are always ready for these road … (more) July 25, 2010

  • I need to find a way to lower insurance costs. What should I do?

    As teenagers going to college, it’s another tough job to handle. The pressure is coming in as the need to graduate is high in demand to be able to get a job. As much as possible, parents would want their children to focus on studies. And to reward them, there’s always a car to give for a gift. But college … (more) July 24, 2010

  • Why Should I Consider Car Insurance As A Teen Driver?

    When the wheels are in the hands of a rookie, who knows what may happen on the road? Car insurance companies are popping out like pancakes because of the increasing need to save up for accidents. And on top of the worst drivers are teen and college student drivers. Insurance works well to avoid paying from the pocket in emergency … (more) July 23, 2010

  • What lessons should my son learn, being a new car owner?

    Being a rookie on the road, usually teens take it as a crazy ride to learning. Learning from mistakes is good, but what is better is to avoid the mistakes by learning before driving. Car insurance premiums are high for these kids because they are more prone to accidents than any other age group. Rather than something that the teen … (more) July 22, 2010

  • How much auto insurnace coverage do teens and college students need?

    As much as possible. Teens seriously need a lot of insurance coverage for their vehicles because they tend to have more accidents than most types of drivers. This is not a statement made to demean teenagers and their driving ethics, but rather it is something proven by statistical data and research done by insurance companies worldwide. It is said that … (more) July 21, 2010

  • How can I get a lower car insurance rate for my teen?

    Insurance can help you through financial challenges. This is most applicable for first time drivers, especially teenagers. Not only will insurance pay for the damages, but there is more assurance and safety precautions made for the person driving. To get insurance for your teen is a wise choice. However, to lower the insurance cost is another issue. All insurance companies … (more) July 20, 2010

  • How can auto insurance help protect teens and college students?

    One popular truth about teen insurance is that it costs a lot more then basic insurance for older people. This goes for a majority (if not all) of the insurance companies. The reasons behind it are not solely based on the fact that teenagers are young and inexperienced, but rather it is based on the data and tremendous amount of … (more) July 19, 2010

  • What are the different things to remember whenever you are shopping for car insurance?

    Having a car is one thing, but finding the perfect insurance policy for your vehicle is something you must carefully look upon. Among the most popular questions, when looking for car insurance, are concerns on the best car companies and the things to watch out for when shopping around for car insurance. If you’re a teen, show your gratitude towards … (more) July 18, 2010

  • Why do Teenagers Have Higher Insurance Premiums?

    Before we delve into the details as to why teenagers have higher premiums, let us first analyze the situation. So Mom and Dad finally bought you a brand new car or maybe you were able to buy one through a part time job. But what do you do next? What makes the entire driving experience complete? Apart from any … (more) July 17, 2010

  • What do you get with an unreliable car insurance company?

    There are more reasons why you should get your car a reliable insurance. You will never know what can happen on the road while you are driving your car. Any car purchase would always require you get a comprehensive insurance with. Nowadays, a number of companies offer car insurance that can sometimes deceive clients and customers. While there is quality … (more) July 16, 2010

  • Which insurance company should you choose?

    Having a car insurance is not a guarantee that your car is completely protected and secured. There are many car insurance companies nowadays that offer different coverage in terms of repair and replacement, however, as soon as the client’s need arises, poor service is being rendered. This is one scenario that can definitely disappoint car owners because sometimes, promises can … (more) July 15, 2010

  • Are other people driving my car covered by the policy?

    To ensure safety, some car owners refuse to their acquaintances, siblings or kins when they want to drive the car they are not entitled to drive. Those car owners are unsure if they could still get insurance policies or if other people are still covered by the said policy. But at least, it is good that you ensure the safety … (more) July 14, 2010

  • Do collision claims affect car insurance?

    If a person owns a car, he should take the utmost responsibility of protecting it because cars are valuable investments. It is not a joke to invest a car because it costs a thousand dollars to own one, by the way. So the owner of the car must ensure that his car and also his passengers are free from danger … (more) July 13, 2010

  • May I know what the meaning of Full Coverage Car Insurance is?

    The definition or meaning of Full Coverage depends or varies to lenders, insurers and borrowers. But do you know that term does not actually exist on the vocabulary of the insurance world? Meaning, there’s no absolute full coverage. If you say full car insurance coverage, the insurers might include the physical damage in the coverage of your car insurance. Some … (more) July 12, 2010