Auto Insurance Questions Archive for November, 2009

  • What are the four basic kinds of car insurance?

    Whenever you are dealing with car insurance, it is important for you to have knowledge of the four basic kinds of it. This is because of the fact that these four different kinds have different coverage, as well as different car insurance rates to pay. Especially when you want to get the cheapest car insurance policy available without sacrificing the … (more) November 30, 2009

  • What are the different ways to cut costs on your teen’s car insurance?

    It is a sad thing that the insurance premiums that you have to pay for you teenager is relatively more expensive as compared to the car insurance premiums of adults. This is a very disheartening fact, especially in these hard economic times. However, you cannot just ignore getting car insurance for your teenager. This is because your teenager also needs … (more) November 29, 2009

  • What Are The Different Kinds Of Car Insurance?

    Car insurance is a subject that you can never do away with, at least while you own and drive a car. This is because it is the government itself who actually requires you to get car insurance, before you can be able to drive your car legally. In this case, as long as you do not want to break the … (more) November 28, 2009

  • It is worth to get the cheapest car insurance?

    Whenever you are going to drive a car, one of the most necessary decisions that you will have to make is choosing the right car insurance for you. In this case, remember that there are so many car insurance companies that offer different kinds of car insurance packages for every consumer’s needs. However, it is also true that the country … (more) November 27, 2009

  • Is it wise to insure a young driver?

    One of the most crucial decisions that you must make is deciding whether to insure your young driver or not. Especially in these hard economic times, insuring a young driver usually involves hesitations among parents. This is because insurance for young drivers involves relatively high costs. In fact, car insurance premiums for young drivers are higher than those offered to … (more) November 26, 2009

  • Is It Reliable To Get The Cheapest Car Insurance Available?

    Many people are aware that the country, if not the entire planet, is currently experiencing a global financial crisis. However, whenever you own a car, you just cannot cut costs by doing away with car insurance. This is because of the fact that every person who owns a car must be able to get car insurance, in able for them … (more) November 25, 2009

  • Is It Possible to Lower My Car Insurance Premium and Increase My Car Insurance Claim at the Same Time?

    The answer to the question is both a “YES” and a “NO”.  It is a yes to the possibility of lowering your car’s premium and increasing your car insurance claim. But a no to the possibility of doing both things at the same time simply because of the logic that you get your car insurance premium before an accident while … (more) November 24, 2009

  • How Do I Choose Car Insurance Premium For Teens And College Students?

    Car insurance offers a wide array of coverage to help drivers in cases of accidents. Mobility nowadays is an evil necessity considering it being highly essential to every aspect of human life and the threat of always being out in the open doesn’t make it inevitable. Transportation is one major medium for people’s movement. Thus for people today having his … (more) November 23, 2009

  • How can you cut costs on the insurance of your teenager?

    There are many parents who think twice whether to insure their respective teenagers or not. In fact, most parents actually choose to include teenagers in their own car insurance policies. However, whenever your teenager will drive a separate car from yours, it is necessary for them to actually get their own car insurance when they want to drive legally. Including … (more) November 22, 2009

  • If this is the case, would there be any ways that teens and college students can do to have their premium rates lowered?

    Fortunately yes. They can do things like growing up. When teens reached their 25th year they will be able to avail low priced insurance. Driving is all about experience. Yes one can learn driving by the help of a driving instructors or mentor or teacher. Indeed, but guess what? Experience is the best teacher. Majority of driving skills can be … (more) November 21, 2009

  • How to have insurance rates for teens lowered?

    With being less careful on the roads, teens and college students are given a different price for their car insurance. It is higher than a regular rate given to older people. Statistical records are the basis for this kind of allocation. This is entirely independent of individual characteristics of teens and college students. Whether one does not fall to the … (more) November 21, 2009

  • What are the things that insurance can do for us?

    Well, depending on what type of insurance did one avail of can fully suffice to answer this question in full details. However we can enumerate some which are as follow: medical bills (related to a car accident) assistance, damage repairs or to some extent replacement of vehicles, towing charges, lawsuits by other parties in case the accident was your fault, … (more) November 20, 2009

  • Why do college students need car insurance?

    “Do I really need this?” this is the question that most people ask themselves if they are caught in a situation where they are deciding whether to buy or not an expensive item. Even if the purchase would cost you more than what your salary can pay you will tend to get it so long as it qualifies for a … (more) November 20, 2009

  • Why are teens and college students considered as risky in driving?

    It is belief grounding on statistical data. Scientifically, based on researches, young people of age below 25 are too much curious about everything. They are on the age of exploration even on risk-taking activities. The nature of being “thrill-seeking” individuals of teens and college students can also affect their behavior in driving. Numbers verified this for teenagers were found to … (more) November 19, 2009

  • Age does matter: Why insurance for teens and college students expensive?

    Being a teenager is costly. Indeed this is true in many aspects of life including car insurances. All car insurance companies have this predefined notion that drivers below 25 years of age must be group on the other end of the continuum labeled as too risky. Insurance business is not just about providing one help with the coverages it is … (more) November 19, 2009

  • How can auto insurance help protect teens and college students?

    Younger drivers are given more expensive rates than older people. This is a trend common to all car insurance companies. The difference in pricing is not just a matter of cents, often teens and college students par 50% to 100 % more than the older people are paying. This is not a matter of having a senior citizen benefit or … (more) November 18, 2009

  • Will working with a car insurance agent versus one online one be more beneficial with regards to my car insurance claims?

    The internet is a surefire way to get hold of any kind of information these days. Though it also has its disadvantages (like the rampant cases of identity theft crimes), it cannot be denied that it can sometimes replace a car insurance agent in some cases. If you only want to compare car insurance quotes, then going online seems to … (more) November 17, 2009

  • Should I apply car insurance for my teenage son? Is possible to include him in my already existing car insurance?

    The answer to the first question is “YES”. It is not only illegal for someone, regardless of age, to be driving around town without car insurance; it is also a big mistake to be driving, unprotected. Almost all the states in the US have laws that consider driving without car insurance to be illegal. To drive without one is enough … (more) November 16, 2009

  • How will I shop for the cheapest car insurance quote online?

    Shopping for a car insurance quote online has its advantages. One of which is that you get to compare different car insurance quotes from a number of car insurance companies in just one sitting. By going online, you can have an overview of different car insurance quotes and to what car insurance company you are most likely to apply without … (more) November 15, 2009

  • When other people are driving my car, are they covered by the insurance policy?

    Most people are reluctant of having their friends, brothers or relatives to drive their cars for them because they are not sure if they could still claim insurance policies or if other people are covered by the policy. Who is insured to drive your vehicle? Is your spouse or daughter allowed by the policy to drive? Will your claims be … (more) November 14, 2009