Auto Insurance Questions Archive for November, 2009

  • Is my car insurance affected by collision claims?

    Cars are big investments. Any person who possesses a car would deem it necessary to protect his valuable asset. Responsibilities of a driver are huge. These responsibilities include the safety of the passengers inside the vehicle, the pedestrians, the drivers whom he shares the road with, and including other people’s property. This is why insurance coverage is made for the … (more) November 13, 2009

  • What is Car Insurance Full Coverage?

    The term Full Coverage is actually vague because it varies to every party using it. Lenders, borrowers and insurers have all their different meanings of the Full Coverage term in the car insurance world. Contrary to many notions, the term Full Coverage does not actually exist. When these different parties mention Full Coverage, they actually sometimes mean that there is … (more) November 12, 2009

  • How do I know if my car is safe?

    Car safety is one of the primary considerations when buying a new car. Knowing if your new car is safe for you to drive or is safe enough to get on the road is an important consideration before grabbing one. Car safety features should be checked and tested to ensure safety for you and your family. Not only are lives … (more) November 11, 2009

  • Why Do Teenagers Have Higher Insurance Premiums?

    I suppose many teenagers share the same sentiment. They’ve been driving ever since the state could legally issue them their license; they’ve kept a perfect driving record from never having to be pulled over to even using perfectly timed hand signals during driving. But why is they’re insurance still so expensive? Is it legal to charge teenagers that much for … (more) November 10, 2009

  • Prices In Car Insurance Are Just Getting Higher Every Year. Is There Any Way That I Can Save On Insurance?

    Car insurance is not only an option for people to keep financially safe, it is a law. And like all laws it must be followed. With the rise of the oil market, Auto Insurance also has no other choice but to also increase their rates. Even through these hard times, auto insurance is still a good investment. As the age … (more) November 9, 2009

  • I Want To Know How To Go About Getting Car Insurance For The First Time. What Do I Need To Do?

    Getting your first car is one of those firsts that many put into family photos. The ritual of looking for that perfect car that fits your budget is one that is most memorable. The dirty work on the other hand is the memories that we try to forget. We all remember the time we lost our first tooth but not … (more) November 8, 2009

  • This May Seem Strange, But I Think Car Insurance Companies Do This. Do They?

    Many car companies receive a number of questions. Mainly regarding on how they compute their rates and what factors can contribute to their insurance coverage. This could be possible because we all know that car insurance is a topic not usually talked about in the dinner table, or anywhere for that matter. If a million dollar check were to be … (more) November 7, 2009

  • Can Car Insurance Companies Actually Do These?

    There are many stories spreading across the internet and through word of mouth about car insurance. Some can be pointed out to be facts, some can also be a bent form of a truth and others are just straight out myths. How do we know which is true and which is not? Here are a few of those myths that … (more) November 6, 2009

  • I’ve Heard A Lot Of Stories About Car Insurance And I Just Want To Know If It’s True?

    Car insurance is an idea that is not always pointed in the limelight and because of this; there are many ideas about car insurance that may arouse curiosity on whether or not it is true. These car myths spring up from mild common sense to the more bizarre creative reasoning. Here are a few car insurance myths that people usually … (more) November 5, 2009

  • How Do I Choose A Good Car Insurance Company?

    This question is actually a little bit too broad to be able to have just one answer to everyone who inquires about it, so first let us ask some guide questions to clarify what you mean by a good car insurance company. First of all, do all insurance companies offer the same coverage and discounts? The answer to that is … (more) November 4, 2009

  • Are There Any Other Additional Policies Out There That I Can Avail Of?

    There are actually quite a number of policies other than the basic coverage that you can avail of. Some of these policies are more minor and specific as compared to the more the basic and general coverage and others are only available in certain states.  Below is a list of some other coverage types that you might be interested in. … (more) November 3, 2009

  • What Can I Do If The Other Driver Is Uninsured?

    There will be some cases where you will encounter cases where the other driver is either under insured, meaning that his insurance is not enough to repair the damage done to you, your vehicle or your property, or he may not even have any insurance at all. In these cases, there are steps that you can take to make sure … (more) November 2, 2009

  • How Covered Am I With My Car Insurance?

    That question will depend entirely on what you mean by coverage. There are many different coverage types that are packaged by auto insurance companies. These can be divided into two categories, namely coverage of harm and damage that you sustained from others and coverage from harm and damage that you received from others. Some are considered mandatory in many states … (more) November 1, 2009