There are a lot of people especially in the cities who do not have a car of their own. Main reason behind this would be the cheap transportation costs in the cities & also the environmental issues that often come along the fuels or the effluent released. However in any case for persons not having a car of their own should & must consider getting a non car insurance policy for them if they drive someone else’s car at times. This policy would be a convenient & affordable option to avail in order to protect the car as well the renter. It can be very helpful for persons who borrow or rent cars often.
Cost of Non Owners Auto Insurances
The cost of this type of insurance policy would vary in accordance with the location; the type of coverage provided along with the details of the driver or the non owner. A simple or typical policy will nearly worth just a few hundred dollars per annum. The rates of the non owner type policies are far less as compared with the insurance policies of an ownership vehicle which is being used by the consumer on daily basis. The Non Owner type automobile can be purchased from any Auto Insurance Company in & around the locality.
Conditions under which purchasing this policy can be helpful
The policy can serve greatly in cases of renting the car. The policies provided by the rental companies can be high charging one with several dollars per day. Thus it would be a good idea to purchase a non owner auto insurance if someone often rent cars in order to commute. The non owner insurance also provides the customer with the liability insurance which is essential for legitimate driving across continental US. This liability type features included in the non owner auto insurance would assure the user of payment in case of damages incurred to the other vehicles or property. Checking the exact coverage is pretty important in these cases.
In case, one borrows a vehicle the non owner type auto insurance can serve the user with payment to the owner & the damages to others. There can be instances where the owner may not have liability insurance & without the non-owner insurance the borrower will have to pay for the damages. The owner may have all the things covered under his policy but the claim can be opposing his or her personal policy & would not lend the car again to the person. Thus having a policy can serve the user immensely.
There are a lot of people especially in the cities who do not have a car of their own. Main reason behind this would be the cheap transportation costs in the cities & also the environmental issues that often come along the fuels or the effluent released. However in any case for persons not having a car of their own should & must consider getting a non car insurance policy for them if they drive someone else’s car at times. This policy would be a convenient & affordable option to avail in order to protect the car as well the renter. It can be very helpful for persons who borrow or rent cars often.
Cost of Non Owners Auto Insurances
The cost of this type of insurance policy would vary in accordance with the location; the type of coverage provided along with the details of the driver or the non owner. A simple or typical policy will nearly worth just a few hundred dollars per annum. The rates of the non owner type policies are far less as compared with the insurance policies of an ownership vehicle which is being used by the consumer on daily basis. The Non Owner type automobile can be purchased from any Auto Insurance Company in & around the locality.
Conditions under which purchasing this policy can be helpful
The policy can serve greatly in cases of renting the car. The policies provided by the rental companies can be high charging one with several dollars per day. Thus it would be a good idea to purchase a non owner auto insurance if someone often rent cars in order to commute. The non owner insurance also provides the customer with the liability insurance which is essential for legitimate driving across continental US. This liability type features included in the non owner auto insurance would assure the user of payment in case of damages incurred to the other vehicles or property. Checking the exact coverage is pretty important in these cases.
In case, one borrows a vehicle the non owner type auto insurance can serve the user with payment to the owner & the damages to others. There can be instances where the owner may not have liability insurance & without the non-owner insurance the borrower will have to pay for the damages. The owner may have all the things covered under his policy but the claim can be opposing his or her personal policy & would not lend the car again to the person. Thus having a policy can serve the user immensely.
