Auto Insurance Articles Archive for 2009

• GAP Insurance: Is It Really Worth It?

  by Ricky Lawrence

  If your car got stolen and was not recovered, or was given up for lost, your insurance policy will often only pay for the approximate value of your car, rather than the vehicle’s list price at this point. This also happens even if an incident happened soon after a car was bought and driven off a dealership. This is because new cars depreciate a large amount of their value, sometimes losing up to 25% of its price, right after they … (more) November 7, 2009

• Tips To Reduce Rates of Auto Insurance for Seniors

  by Ricky Lawrence

  It is never too old to get auto insurance coverage. In fact, there are several companies specializing in this policy to make things easier for you as senior citizens. However, if you are looking for specific auto insurance for seniors, you first need to review and take into consideration some important guidelines before applying for different policies. Driver classification. Commonly known as automobile usage, this describes the type and amount of car that a senior driver will use. Two … (more) November 7, 2009

• Why It Is So Hard To Get Modified Car Insurance?

  by Ricky Lawrence

  Car modification has been a famous trend these past years, and the impact of television programs, movies, and video games have further popularized this phenomenon among drivers. Because drivers want to modify their vehicles, high street car shops have emerged to provide the necessary parts in upgrading cars. Whether the upgrade is inside, out, or both, the goal of its owner is to modify his ride in a way and style that will best fit his own driving style. There … (more) November 7, 2009

• Spotting the Best Auto Insurance Rates

  by Ricky Lawrence

  With prices increasing here and there, everyone is trying to cut back in almost all ways possible. In the quest for low prices and better rates, car owners looking for car insurance do the same. To save up on cash and find the best value for their money, motorists are always on the lookout for the best auto insurance rates. According to a report made by the Insurance Information Institute, average expenses for car insurance have consistently gone up since … (more) November 6, 2009

• Protection All the Way – Full Coverage Car Insurance

  by Ricky Lawrence

  Full coverage car insurance is a term most commonly used to refer to both collision and comprehensive auto insurance coverage. When insurance agents say collision, they refer to coverage that will take care of expenses and damages a vehicle incurs because of an accident. On the other hand, comprehensive takes care of damages incurred by other incidents aside from road accidents. Car theft, fire, weather impacts, and others are all taken care of by comprehensive policies. To simply say it, … (more) November 6, 2009

• Insurance 101: Motor Vehicle Insurance

  by Ricky Lawrence

  Motor Vehicle Insurance is a must for car owners and motorists. It is a basic fact in driving.  In the United States, you will never be able to drive freely, unless you have your insurance policy papers with you. In a number of states, driving without vehicle insurance is tantamount to fines, penalties, and even getting your driver’s license suspended. Indeed, in the US, State laws take auto insurance very seriously. Car insurance policies that take care of expenses and … (more) November 6, 2009

• Get More Value with Group Auto Insurance

  by Ricky Lawrence

  Insurance companies offer up to 23% discount for multicar or group auto insurance. If there is more than one vehicle in one household, it is best to purchase car insurance from the same company. To make it easier for motorists, some insurance providers do not require customers to have two or more vehicles insured at one time. There are agencies that simply ask car owners to sign an assurance waiver to guarantee that their second or third vehicle will be … (more) November 6, 2009

• Who Needs To Own a Car When You Have Non Owners Auto Insurance?

  by Ricky Lawrence

  Strange as it may sound, but car insurance can be purchased even if you are not a car owner. A number of companies are making profit offering car insurance for drivers who do not have their own vehicles. Any unfortunate road incident can most likely lead to major expenses and even lawsuits. When a road accident occurs, it is irrelevant whether you own the car you are driving or not. The fact is that you were the one driving when … (more) November 6, 2009