Most Recent Auto Insurance Articles in Auto Insurance For Seniors

  • How to get the best car insurance deals for Seniors

    by Jasper Ericks

    Everyone and anyone who owns a car (or any vehicle, for that matter) is required by law to get car insurance. That’s basic knowledge. How much one has to pay for the car insurance, however, is where the difference lies. Factors such as age and gender affect the car insurance rates of one person and another. In other words, car insurance companies have different requirements and qualifications for young teen drivers and those for older people, or seniors. Although they … (more) April 5, 2010

  • Two Factors that affect insurance rates for seniors

    by Jasper Ericks

    There are many factors that affect the price that a car insurance company gives to a person. Several of these factors include the make or model of the vehicle, the age, as well as the lifestyle of the car owner / driver, and several other factors. These factors invariably affect how much a person is to pay for his or her insurance. More often than not, the car indemnity price corresponds to the above mentioned factors. Seniors, like all car … (more) April 4, 2010

  • Why Premiums Are Lower on Auto Insurance for Seniors

    by Ricky Lawrence

    Insurance companies have varying age brackets to classify seniors, but in general approximation; they are elderly drivers within the age range of 50 to 75 years old. Insurance firms impose lower premiums on auto insurance for seniors for a few good reasons. Firstly, they give special consideration out of mere respect to seniority. These elders have long worked hard for the community. It is time to give back a little now that they are in their more advanced age. For … (more) March 18, 2010

  • Minor Claims Affect Low Premiums of Auto Insurance for Seniors

    by Ricky Lawrence

    There is valid statistical basis that shows a low percentage of senior drivers filing for claims on their insurance. The bulk of insurance claims come from teenagers and middle aged drivers. Due to minor claims filed on auto insurance for seniors, insurers do not hesitate to lower its premiums, all to the satisfaction of the older drivers. Old drivers are categorized as those from 55 to 75 years old. The big discount they enjoy from auto insurance for seniors is … (more) February 14, 2010

  • The Power of Age in Auto Insurance for Seniors

    by Ricky Lawrence

    Many people are saddened as they add another year to their lives. They do not like the idea of getting old every year. Getting older is not that all that bad however as it also comes with many perks. By age alone, you get the respect of those younger than you. When driving, the other drivers will most likely let you go ahead at the intersection when they see you are older. Insurance companies are also kinder to seniors. They … (more) February 7, 2010

  • Premium Rate of Auto Insurance for Seniors is Not Based on Age Alone

    by Ricky Lawrence

    Just because auto insurance for seniors is for drivers who are between 55 to 75 years old does not mean that age is the only factor considered for computing premiums of this type of insurance. It is true that age plays a big role for the lower premiums attached to auto insurance for seniors, but there are other factors affecting rate computation also. Insurance companies generally think that senior drivers can be trusted more to drive safely. They are not … (more) January 30, 2010

  • How to Find Auto Insurance for the Elderly

    by Ricky Lawrence

    Who says someone is too old to drive? Auto insurance companies do not just offer insurance to teenagers or adult, but they also give special attention to the needs of those in their late adulthood. Although looking for car insurance for old drivers may be more difficult than getting one for those in another driving age group, there can be a systematic way of finding a good policy for an elderly loved one. As a preliminary in looking for your … (more) January 27, 2010

  • Reducing Premiums Of Auto Insurance For Seniors

    by Ricky Lawrence

    Senior citizens are said to be the role models of society. However, due to the increasing number of accidents involving senior drivers, many insurance companies today have raised premiums of auto insurance for seniors as well. Fortunately, insurers base their rates on a driver’s record and age. If a senior driver has been recognized for his safe driving for the past years, premiums will surely go down. Another factor insurers inspect is the driver’s mileage, and because older people tend … (more) January 25, 2010