Most Recent Auto Insurance Questions in Frequently Asked Questions

• Q: Who should get GAP insurance?

  Car value depreciates over time because of usage and other reasons. Normally, a car will cost 30 percent less in three months after purchasing it. Surely, you would not want an insurance that will not pay you the same amount that you paid for your car. Guaranteed Auto Protection (GAP) insurance is an extra insurance that protects your car … (more) January 23, 2010

• Q: Should I get another car insurance policy when I’ll move to another state?

  Driving without car insurance is illegal in every state. It is better to get insurance than suffering the consequences later on if you were caught driving without it. States differ in their car insurance requirement. It is important to comply with your state’s requirement because many states take their car insurance laws seriously. There are stiff penalties imposed to drivers … (more) January 22, 2010

• Q: What should I keep in mind when looking for the right car insurance?

  Choosing the right car insurance policy is what every car owner wants. It may be hard to choose because many car insurance companies exist in the market. Most of them offer reasonable and competitive offers designed to meet every individual’s multifarious needs and wants. In choosing the right car insurance, surfing the internet is the best thing to do. It … (more) January 21, 2010

• Q: What are the different things that actually make you have high premiums?

  Saving money is a necessary thing to do, especially in these times of economic crisis. Therefore, it is also important for you to know the different things that are causing you to have high insurance premiums. Whenever you are able to know these things, and are also able to avoid such, most likely, you will be able to get lower … (more) January 3, 2010

• Q: Why do women get cheaper car insurance?

  We us men do really get intrigued and sometimes envy women for having to pay their car insurance in a much cheaper price than what we males pay for. And it is a frequently asked question for us men, why do women get their car insurance in cheaper price? To have a little more idea on this issue let me … (more) January 2, 2010

• Q: What are the ways that can make you have lower car insurance premiums?

  Whenever you want to have low car insurance premiums, it is important that you must know what the different factors that make it expensive are. In this case, remember that the most important factor that determines your insurance premium is whether you are very likely to be involved in accidents or other car mishaps or not.  In short, car insurance … (more) December 31, 2009

• Q: How can I save on insurance premiums?

  It is a given that you just get at least the minimum state requirement in car insurance before can you be able to drive your car legally. This is because of the fact that most states actually see car insurance as necessary in able for them that every driver is secured every time they hit the road. In addition, you … (more) December 30, 2009

• Q: How driving record does help you get lower premiums?

  It is true that car insurance actually comes in at a price. However, even though it may be a bit expensive, you must not ignore it. This is because of the fact that you cannot drive your car legally without having to get the appropriate car insurance. Also, some states even have state minimum car insurance requirements for drivers to … (more) December 29, 2009

• Q: What are the things that help me get lower insurance premiums?

  Given these hard economic times, having a lower car insurance premium will surely bring relief to drivers. In fact, consumers generally want to lower their respective bills in any way possible, given that dollars are herder to earn in these days. Surely, lower insurance premiums are one of the most effective ways for any driver to save valuable dollars. Remember … (more) December 28, 2009

• Q: Do women get cheaper car insurance?

  Whenever you own a car, one of the most inevitable things that you will have to do is for you to actually get car insurance. This is because of the fact that in order for you to drive your car legally, you must be bale to get insurance for your vehicle. In fact, there are even different states wherein they … (more) December 27, 2009

• Q: Do I really need Gap Insurance for newly purchased car? Why?

  If you have just purchased a brand new car is still on the verge of paying for it, then car insurance companies and even auto dealers will strongly recommend you to apply for Gap Insurance. The reason for such is that Gap Insurance is designed to pay for the difference of the dealership price (the amount you paid for when … (more) December 10, 2009

• Q: It is worth to get the cheapest car insurance?

  Whenever you are going to drive a car, one of the most necessary decisions that you will have to make is choosing the right car insurance for you. In this case, remember that there are so many car insurance companies that offer different kinds of car insurance packages for every consumer’s needs. However, it is also true that the country … (more) November 27, 2009

• Q: Is It Reliable To Get The Cheapest Car Insurance Available?

  Many people are aware that the country, if not the entire planet, is currently experiencing a global financial crisis. However, whenever you own a car, you just cannot cut costs by doing away with car insurance. This is because of the fact that every person who owns a car must be able to get car insurance, in able for them … (more) November 25, 2009

• Q: What makes my insurance so expensive?

  Car insurance is expensive but so is driving without insurance. But let as set aside the driving without insurance thing and concentrate more on why is your car insurance expensive. There are factors that car insurance companies take on to consideration on how to weigh the amount of your car insurance. Let us first discuss the commonly known factors affecting … (more) October 31, 2009

• Q: What are the means to make your car insurance cheaper?

  Having problems with your expensive car insurance? Here are ways on how you can avail a car insurance that is very light on your wallet and does not compromise the good quality or policies of your car insurance: Have an alarm on your car: This could lessen the possibility of theft in your car. You can avail discount through … (more) October 30, 2009

• Q: Do women really get cheaper car insurance?

  Men do really get intrigued and sometimes envy women for having to pay their car insurance in a much lower or much cheaper price than what we males pay for our car insurance. And it is a frequently asked question for as men, why do women get their car insurance in cheaper price. To have a little more idea on … (more) October 24, 2009

• Q: Does a car need to have your name on the title to get full car insurance coverage?

  For you to get the full car insurance coverage, policyholder would have to have his/her name on the title. If the car is yours the there is no problem but when you are planning to buy a car for a friend or an acquaintance the problem arises. In this situation, you have two options. First, you can either transfer the … (more) October 21, 2009

• Q: I’m going to college and since it’s going to be in another state, I want to take my car with me. If I decide to purchase a car insurance on my own, what are the things that I must consider?

  After acquiring your own driver’s license and learning how to properly drive, the next step to take is getting a car insurance. Be aware that you are not allowed to just drive your car on the streets without having auto insurance. Statistically wise, teenagers from 16-19 years old drive riskier than adults ranging from 65-69. Know the type of … (more) October 20, 2009

• Q: I’m 18-years old and I want to drive a car given by my parents. But they think that I should first get a car insurance. Is it really necessary?

  Getting car insurance is always a practical choice for anybody who owns a car. Based on recent statistics of auto accidents, teenagers emerged as the most often type of drivers that gets involved on a road mishap. The insurance company bases their rates on the probability of a driver to get involved in an accident. On the other hand, getting … (more) October 20, 2009

• Q: What do I have to remember when I buy car insurance online?

  Online insurance buyers are afraid of the possibility of being deceived the fake insurance sites online, so in order to be able to find a good and reliable deal, you will have to thoroughly research on the best auto insurance companies that are available. Find out if the company really exists through different mediums of information. Hunt through websites for … (more) October 19, 2009