Why do women get cheaper car insurance?


We us men do really get intrigued and sometimes envy women for having to pay their car insurance in a much cheaper price than what we males pay for. And it is a frequently asked question for us men, why do women get their car insurance in cheaper price? To have a little more idea on this issue let me share to you what I have read in one internet article and what I have learned from a woman’s perspective on why does their car insurance are much cheaper than male’s car insurance. Women are socialized to be more cautious in their tasks to avoid mistakes and accidents. They are also trained to treat driving as a skill that needed to be practiced safely and properly. This is why they have better driving habits that they treat driving as a chore than just a task. They would drive following exactly and carefully the rules when driving especially in long miles of driving to avoid accidents.

Driving is a challenge for women because there are more male drivers than women. Driving is an achievement for women that could not be ignored. Streets are dominated by male drivers but women who find driving is also a way of exercising their right. They stay alert in the street avoiding accidents thus ensuring them to avail lower car insurance.

They also continuously check their car status and able to repair their car before driving. They would like to ensure that their car is in good condition every time they travel especially passing rugged roads. This behavior would lessen the possibility of maintenance and repairing in the middle of the road. It is advantageous to them unlike for men who usually repair their car in the middle of the road compared to women.

Although women are more emotional and burst out easily, they are able to control their emotions before it worsens. Women are able to stay calm to avoid road rage especially in times where the road is so busy and rushing. This is possible because of combined stress at work and home problems that women face every day. It makes them less vulnerable to such stressing situations like street driving. It also makes them less prone to accidents. They are able to deal with road problems easily. Unlike men who were usually found out to be more engaging in road rage because of limited temper.