Most Recent Auto Insurance Questions in Frequently Asked Questions

• Q: Is it wise to buy car insurance online?

  Aside from purchasing food deliveries and eBay items, yes! It is safe and very practical to buy car insurance online. This is because insurances that are claimed to be bought online have to match up to the rates that are available through traditional insurance deals. This means that, not only are the prices reasonable, now you can easily access a … (more) October 19, 2009

• Q: Why is My Insurance so Expensive?

  Car insurance is expensive but so is driving without insurance. But let us set aside the driving without insurance thing and concentrate more on why is your car insurance expensive. There are factors that car insurance companies take on to consideration on how to weigh the amount of your car insurance. Let us first discuss the commonly known factors affecting … (more) October 16, 2009

• Q: What are the Ways to Make Your Car Insurance Cheaper?

  Having problems with your expensive car insurance? Here are ways on how you can avail a car insurance that is very light on your wallet and does not compromise the good quality or policies of your car insurance: Have an alarm on your car: This could lessen the possibility of theft in your car. You can avail discount through … (more) October 15, 2009

• Q: What are the advantages of an insured person in times of accidents?

  The unpredictability of traffic behavior and lapses on human judgment can make the most experienced driver to someone who is most likely to cause an accident. At the event of this unfortunate event, an insurance policy holder is automatically entitled to claim compensatory amount for the damages incurred in the accident. Sad to say not everyone is entitled to this … (more) October 6, 2009

• Q: Are there general reminders in policy shopping which are applicable to all policy shoppers?

  If people would want to feel comfortable while driving then getting a car insurance company is a must. Nowadays, getting a car insurance company is no longer as laborious as it would have been a couple of years ago. The technological advancement let policy shoppers have an edge in finding the best policy at competitive rates. There are a lot … (more) September 29, 2009

• Q: How can I save money on car insurance?

  We are all aware that our economy at present is already in hard times. We did not wish for this situation, nevertheless, we have to live with it. In this case, it is natural for us to save money as hard as we can. We cannot afford to waste our resources to unnecessary expenses. However, difficult economic times cannot justify … (more) September 19, 2009

• Q: Should you insure an old car?

  Insuring an old car, specifically a car over 25 years old, would be a very good idea for a car owner. It is a good idea because a car over 25 years old is considered ‘classic’. When you say classic it should meet all the requirements of a classic car, and it is also entitled to all the benefits of … (more) September 4, 2009

• Q: Why the cheapest car insurance may not be the best deal?

  There are four (4) types of car insurance: Full Comprehensive Car Insurance, Third Party, Fire and Theft, Third Party Insurance, and Specialized Car Insurance. These types of car insurances are designed to suit a variety of needs as each individual have different lifestyles, finances, and preferences. The most expensive is the Full Comprehensive Car Insurance, while the cheapest is the … (more) September 4, 2009

• Q: Need to save money on car insurance? Here are the top 5 questions that matter.

  Insurance premiums are not cheap. In fact, paying these premiums tolls one’s budget on a regular basis. However, the fact is that more often than not, one is required to have a car insurance policy, as long as one has a car. Need to save money? Take a look on the following questions. Do you have too much coverage? … (more) August 28, 2009

• Q: How to Obtain a Car Insurance Quote

  It is important to get a quick and free car insurance quote for you to save time, and of course, money. A quote, by the way is an estimation of the cost of the coverage that you want to avail. In Las Vegas, you need not to give hassle to yourself in getting a free quote as fast as you … (more) August 26, 2009

• Q: Why are SUVs more expensive to insure?

  Sports Utility Vehicles (SUV) continues to be one of the most popular kinds of vehicle purchased and used by the American public. In fact, 12 % of all vehicles in the roads and highways of the United States are SUV’s. Generally, because of their behemoth appearance, SUV’s are still seen as the safer and more reliable vehicle for the American … (more) August 24, 2009

• Q: What is Car Insurance Deductible?

  In a case of Comprehensive and Collision claim, an amount can be required for the policy holder  to pay when there is damage to the car in form of fire, vandalism and theft. August 23, 2009

• Q: What does car insurance covers?

  The basic coverage is the payment for damage to the automobile in case of accident and funding of the medical expense in case of bodily injury to the individual. August 23, 2009

• Q: How can I insure for my teenage child?

  You are allowed to insure member of your household by including them in the agreement and paying extra for it. August 23, 2009

• Q: What is the expense of car insurance?

  There are various factors that influence the expense on car insurance: Age: A teenager is expected to pay more since he/she is inexperienced. However a 25 year old will pay less, because he/she is considered to be experienced but not financially adequate to afford it, given that most of them are financially independent. Driving record: There is increased amount … (more) August 22, 2009

• Q: Why do I need to have an Auto Insurance?

  The aim of car insurance is to give financial security concerning auto dilemma as well as protection to the insured’s life in case of auto accidents. August 22, 2009

• Q: To what extent does Full Coverage Insurance pays for?

  The simple answer to that is already stipulated in the policy agreement. However, based on some states requirement it can go ahead to pay for the damage of other people involved as long as it is the policy holder that caused the accident. August 21, 2009

• Q: What are the types of car insurance?

  Liability: This is the most subscribed to. It caters for damage to the individual and automobile. No Fault: This particularly finance for the injured individual, in which medical expense are paid. Uninsured Motorist: This insurance is a requirement in some states only. This caters for the victims that are hit by uninsured drivers. Comprehensive and Collision: This pays for … (more) August 21, 2009

• Q: How to find cheap car insurance?

  Getting theft devices is one of the advisable ways to get low cost cheap car insurance. There are some devices that are automatic and some have to be started at the touch of a button, but you will still end up having discounts on car insurance. Some states also provide extra discounts for window sketching. Moreover, you may also ask … (more) August 18, 2009

• Q: What insures scratches to your vehicle when you destroy and are at fault?

  ‘Physical Damage Coverage’ is what one would require on the car to insure damages to vehicle resulted by some accident in which he or she was at fault. Collision coverage and comprehensive coverage come under the category of physical damage coverage. August 15, 2009