Getting theft devices is one of the advisable ways to get low cost cheap car insurance. There are some devices that are automatic and some have to be started at the touch of a button, but you will still end up having discounts on car insurance. Some states also provide extra discounts for window sketching.
Moreover, you may also ask for discounts. Insuring two cars can be the same price as insuring a car or if not the same price, you can save many dollars as much as what you have expected. You can also check your insurance agent if you have two cars to assure the discount of your car. In addition, many companies offer a discount on car insurance if you have organizations or affiliations. Examples of organizations are credit unions or college sororities. Just call your service center and ask them for a list of organization and/or affiliations.
Other companies also give discounts on car insurance for attending defensive driving courses. Go to your state insurance commissioner, insurance company or when obtaining an online insurance quote to check if you could qualify and to find out where to take the said courses.
Sticking with yearly policies might increase your savings on your car insurance. Car insurance premiums differ from state-to-state and even within states; though the same individual may discover swings of as much as $700 on the price of a yearly policy. Having a yearly policy has a rate that cannot be altered for one year compared to changing every six months. You can also merge your Auto and Home Policies because most insurance policies offer discounts up to 5% to 20% if you have combine these two.
Paying using EFT could also help. There are also many car companies that charges more than $5, but sometimes there is no charge if you choose to have payments automatically deducted. There are times that deductions are made from your credit cards, so worry no more if the money is in your bank when you are going to pay.
Getting help is also on the list on finding cheap car insurance. Whether you are obtaining an online insurance quote or using a local agent, or if you are turned down from trying to get an insurance, go and contact your state insurance commissioner. All states give insurance for high risk individuals who are unable to get insurance though the insurance does not give that greatest coverage.