Auto Insurance Questions Archive for April, 2011

• What are the best auto insurance options for teens and college students?

  Auto insurance for teens and college students is an expensive affair and can burn a hole in your pocket. Since teenaged drivers belong to the high-risk group and have the worst driving records compared to all other age groups the auto insurance premiums are generally very high. However, there are ways and means where one can significantly reduce the auto … (more) April 30, 2011

• Why is extended coverage important?

  Knowing why the insurance premium is high can help in reducing the premium rates, when it comes to paying for auto insurance. Auto insurance can be customized according to every individual’s needs. Choosing the right policy which has extended coverage more than what is basic requirement is necessary for the safety on the road. The basic insurance is the liability … (more) April 29, 2011

• How to negotiate an auto insurance settlement?

  Having an automobile is an absolute necessity. But one also has to face the auto insurance claims in the event of an accident. Most often, we are caught unawares and auto insurance sneaks up when we least expect it. Accidents can cause a lot of stress among the parties involved and it entails dealing with the police, repair companies, and … (more) April 28, 2011

• How can good driving habits and installation of safety features bring down premiums?

  Insurance providers generally offer different rates for different people and auto insurance for students and teens depends on a number of factors. The auto insurance premiums generally vary for teens, senior citizens, housewives, and working professionals. The bottom line is that for the risky customers the premiums will go up. According to statistics a majority of the accidents involve teenagers. … (more) April 27, 2011

• How to overcome disputes in claiming auto insurance?

  Claiming auto insurance always has some surprises in store because of many hidden clauses and company policies which policy holders will not be aware of, until the time of the claim. But even with the entire hidden clause satisfied, some insurance companies do not satisfy the claims of policy holders, in which case, an insurance dispute arises. Insurance disputes can … (more) April 26, 2011

• What are the basic points that one should know about auto collision insurance?

  Insurance policies are always tricky to understand given the hundreds of hidden clauses appended to the policy coverage. More often than not, policy holders sign up for their insurance without reading all the clauses, and it affects them in the event of claiming the money. Understanding what the policy can cover and how to deal with insurance disputes help the … (more) April 25, 2011

• How to claim auto insurance the right way?

  Although auto collision is a traumatic experience, the right things must be done when in collision or accident of any other kind, in order to claim the auto insurance to reduce the trauma. Auto insurance is mandatory in USA for all motorists owning or driving a car. Although in most states, only liability insurance is mandatory, buying adequate insurance will … (more) April 24, 2011

• What are the basics of filing a successful auto insurance claim?

  Claiming auto insurance is never an easy process which gets over in a day. Usually it is a lot of paper work, documents and proofs to prove that the claim is legitimate and the amount is genuine. Getting the document right the very first time is challenging, and takes a lot of time and patience. Doing the right thing after … (more) April 23, 2011

• How do the basic Auto Insurance plans work?

  Although every driver in USA carries auto insurance, most of them will not have understood the complete dynamics of their coverage. Reading the fine print is always skipped out when signing up for a policy. Understanding how the policy works not only helps in getting to the claim money faster, but also helps to settle disputes better, if there are … (more) April 22, 2011

• What should you know about Auto Insurance Discounts for Student Drivers?

  Students going to college may need a car for variety of reasons including daily commute to college, getting around the campus for daily needs and so on. But driving a car means paying for auto insurance, which may be heavy on pockets of students. Teenagers and student drivers are considered reckless drivers by default in most of the insurance companies. … (more) April 21, 2011

• How can I reduce high premium rates?

  Buying auto insurance cannot be avoided and so understanding various policies and how the premiums can be lowered helps a lot in saving money. There are different reasons for high premium rates and it depends on various factors related to the geographical area. Below are the top reasons for high premium rates on auto insurance: Geographical area conditions influence … (more) April 20, 2011

• What things should you keep in mind while filing auto insurance claims?

  Auto insurance claims are not the easiest to deal with, given that auto insurance providers are looking to keep their expenditure to a minimum. However, from the perspective of a car owner, there are certain things to keep in mind after an accident when it is time to file for auto insurance claims. Do you need to file a claim? … (more) April 19, 2011

• What are the important aspects that help in understanding insurance coverage?

  Auto insurance involves a lot of dynamic parameters which create confusion and prevent standardisation of rates. This is why two customers get completely different auto insurance rates for the same kind of car, based on their profile. To get the best rates one might need to understand how auto insurance works. The bottom line is that insurance providers will provide … (more) April 18, 2011

• What are the factors that should be avoided to keep insurance rates low?

  It is quite possible to keep the auto insurance rates low if one plans it carefully. There are several factors that contribute to the auto insurance rates and car owners should understand what to do and what not to do, to keep the insurance rates low. Here are some things that car owners should avoid to ensure that their premium … (more) April 17, 2011

• How can you reduce auto insurance premium on a brand new car?

  When you buy a brand new car, auto insurance coverage for collisions, liability and even comprehensive insurance cannot be avoided. This is because damage repairs are usually very high for new cars, compared to older ones. Considering this, even auto insurance providers choose to keep the insurance premium high for brand new cars. Therefore car owners need to come up … (more) April 16, 2011

• How can you lower auto insurance rates for teens and college students?

  Auto insurance providers offer different kinds of rates to different kinds of people. The premiums differ from working professionals to housewives, seniors to teens and college students. The bottom line is that the insurance rates go up for those who are considered risky by the insurance provider. In recent times, a major percentage of accidents have involved teenagers. That is … (more) April 15, 2011

• How to start planning for auto insurance?

  Most of us are capable of earning well by exploiting opportunities, but there are very few among us who can plan their expenses well. At the end of the day, each of us is looking for a comfortable life today and good savings for the future. In such a case, planning for auto insurance may seem like a huge responsibility … (more) April 14, 2011

• How can I minimize my auto insurance premiums?

  There is no end to people sulking about increasing prices each day and there is no end to how they try to cut their costs in every possible way. A common man’s life is constantly talking of trade offs to make sure he can meet ends and also save for the future. Even in such cases, there is no escape … (more) April 13, 2011

• What are the specifications that matter for your auto insurance quotes?

  Finding auto insurance quotes is not a tough task considering the new age of technology simplifying your tasks. You do not even have to spend hours together to know about all your options. You only have to be smart in making your choices though. When information is so easily reachable, there is also a risk of getting misled with too … (more) April 12, 2011

• How to select the right car so I pay less for auto insurance?

  There are a million suggestions about which vehicle you have to buy. Be it the color, be it the luxury, it simply has to be the best. But have you ever realized that the selection will also add to the auto insurance amount you have to pay? Luxury comes at an extra cost and quite literally so. The luxury cars, … (more) April 11, 2011