Auto Insurance Questions Archive for April, 2011

• How can I ensure that my auto insurance claim does not get rejected?

  One of the pet peeves of people from all over the world with regard to auto insurance is the way in which the insurers process their claims. There are very few car insurance providers who can boast of a quick turnaround time when it comes to disbursing the claim amount to the policy holder. This is further fueled by the … (more) April 10, 2011

• What are the key auto insurance basics to be aware of before buying the policy?

  Every state law requires motorists to have some kind of basic auto insurance cover.  However, you must understand that you don’t have to purchase just what the state laws prescribe.  In fact, you can always purchase additional insurance cover over and above what the state requires.  This way you will get better protection in the event of an accident. First … (more) April 10, 2011

• What should I keep in mind while choosing the best auto insurance coverage?

  Before choosing any type of auto insurance coverage it is important to understand the basics of auto insurance coverage and the factors that influence the auto insurance coverage.  Every car owner must understand the basics in order to be able to choose the right type of coverage.  If you don’t do this exercise then you might end up paying huge … (more) April 9, 2011

• What is the meaning of personal injury protection claim?

  PIP stands for Personal Injury Protection and is one of the covers offered in auto insurance.  Here the policy holder is allowed to make a claim in the event of an accident and the insurance provider will cover the damages depending on the policy that is taken.  Medical costs are covered under this plan and in some cases lost wages; … (more) April 8, 2011

• What are the main types of insurance coverage that are beneficial to all?

  Auto insurance is generally misunderstood by most people but it is simple if one understands the basics of auto insurance.  The basic coverage means the type of coverage that is required in order to drive legally.  Comprehensive cover means coverage for the vehicle as well as the passengers in the vehicle.  There are different types of auto insurance coverage, but … (more) April 7, 2011

• What are some of the most common types of auto insurance claims?

  Auto insurance is mandatory in the US and it is mandatory for every motorist to have at least the minimum auto insurance coverage.  Auto insurance is an absolute necessity and ideally every motorist must have adequate auto insurance coverage.  However, there are still a good number of uninsured motorists on the road and it is not the best situation. Even … (more) April 6, 2011

• Is it possible to avail cheap auto insurance for teenagers?

  Teenaged drivers have the worst driving records when compared to any other age group.  Hence they are considered the high-risk age group and statistics have shown that most of the casualties that occur are in the 17-year-old age groups.  This is largely due to the fact that most teenaged drivers lack the experience on road.  Another reason could be the … (more) April 5, 2011

• Is auto insurance for the teenage driver an absolute necessity?

  Teenage drivers must be insured adequately as they belong to the high-risk groups.  It is not easy for a parent who has a teenage driver at home.  One would typically go through a gamut of mixed emotions – having a grown up son or daughter who can drive can be a proud moment mixed with some anxiety as well.  Youngsters … (more) April 4, 2011

• Where should I look for my first insurance policy?

  It’s a sad fact of life that everything costs money and as you are maturing into an adult you want to be responsible for your own finances. Before you can enjoy the freedoms of adulthood it is important to ensure you have your first auto insurance policy in place. It is a confusing and difficult task, picking through all of … (more) April 3, 2011

• Who is the Best Auto Insurer for Teens and Students?

  Unfortunately in life most things cost money and as you are becoming an independent adult you want to be capable of caring for your own finances. However, before you can enjoy the benefits of adulthood it is important to ensure you have your first auto insurance policy in place should you ever be involved in an accident. It is quite … (more) April 2, 2011

• How Do I Know I’m Getting the Best Auto Insurance Deal?

  When you are deciding on an auto insurance provider that will provide everything you need for a reasonable price, it is important to realise how competitive the insurance provider market is. There are so many different providers operating in this industry all offering seemingly amazing bargains, however it is important to use the market’s competitiveness to your advantage to fully … (more) April 1, 2011