Most Recent Auto Insurance Questions in Insurance Claims

• Q: Can you claim insurance from the driver of the car who hit you?

  The answer is of course, yes. A driver who has hit another car has every responsibility to take care of the damages he or she has caused. That is why having an insurance policy will come in very handy as driving automobiles are most often a matter of life and death. Sometimes, no matter how careful you are, there are … (more) March 20, 2010

• Q: What will you do if you are a victim of hit and run?

  There are a lot of car owners who have reported cases of hit and run. This is one of the worst accidents a driver can ever experience, as there is no one to run after for the damages done to their vehicle. However, if the car owner has their own insurance policy, then it will be a lot easier. But … (more) March 19, 2010

• Q: If you get into an accident driving a different car, can you claim using your insurance?

  Yes, car insurance policies will cover the damages that their holders have incurred, whether using their own vehicle or not. Their policies will pay for repair and other damages which have been caused by the insurance holder. However, it is not the first option, because the car which has been involved with the accident will cover the damages, as long … (more) March 5, 2010

• Q: Will my car insurance coverage replace my completely wrecked vehicle?

  That depends on the type of policy you have purchased. If you went for Fully Comprehensive Auto Insurance, then there is a good chance that you will have a replacement. This type if policy is definitely the most expensive but on the contrary, it is also the most commonly purchased. The coverage is also broad and includes everything from theft … (more) March 3, 2010

• Q: How will your insurance policy work when your car is stolen?

  Having a person’s car stolen is one of the worst things that can possibly happen to the owner because a car is one of the most valuable possessions a person can ever have. This is precisely the reason why insurance policies have been invented, offered and are currently required by most states. This is also why it is beast for … (more) February 24, 2010

• Q: If you get into an accident driving a different car, can you claim using your insurance?

  Yes, car insurance policies will cover the damages that their holders have incurred, whether using their own vehicle or not. Their policies will pay for repair and other damages which have been caused by the insurance holder. However, it is not the first option, because the car which has been involved with the accident will cover the damages, as long … (more) February 22, 2010

• Q: How do I make a claim in case of vehicle theft?

  There are many questions to be asked if you are worried about having to claim for a stolen insured vehicle. Theft is as unexpected as an accident and your car insurance policy should include provisions on vehicle theft. Make sure to get a comprehensive coverage to cover for theft. If you are wondering about what to do in case … (more) January 18, 2010

• Q: How can you claim car insurance when you experienced an accident?

  Of course, the reason why you get car insurance is the first place is because of protection. Remember that you may not know when you would be involved in vehicular accidents. In this case, whenever you have been involved in any road accident, naturally, the first thing that you would have to do so for you to find the car … (more) January 6, 2010

• Q: Why should you be cautious in settling right away in an agreement when claiming money after a car accident?

  After an accident you may more likely be hasty in agreeing on the first amount the car insurance company has offered you. But remember that the adjusters of car insurance companies has the job to ensure that the claim is settled quickly and cheaply as possible for the car insurance company to save money. Once an accident occurs, always try … (more) January 3, 2010

• Q: When claiming money after a car accident, why must be cautious in making early settlement deals?

  The purpose why you are getting car insurance is for protection. You may not know when you may be involved in vehicular accidents. In this case, even though you are the safest driver in town, there are always chances that you may actually meet the worst every tome you hit the road. Therefore, there are also chances that another car … (more) December 26, 2009

• Q: How to get Car Insurance Claims Fast?

  I have just been recently caught in a vehicular accident, though it is not something serious, what are the things I should do or remember to make sure I get my claim fast? Are you from the state of Florida? Well if the answer is a “YES,” you do not have to worry that much. This is because, Florida is … (more) December 12, 2009

• Q: Do I need to file a car insurance claim every time I meet I get involved in an accident?

  There is no need for you to file for a car insurance claim every time you meet an accident, especially the minor ones because doing so will eventually increase your premium in time. Before filing for a claim, weigh your options first. Usually, car insurance companies do not really mind one insurance claim, but if you go for repeated claims, … (more) December 8, 2009

• Q: How to file an auto injury claim?

  Every act of filing for a claim follows a process. If the claim is technically deviant to the standards of the insurance company, your claims are more likely to be rejected. In any act of claim, there is a need for you to provide pertinent documents and other data to prove the validity of the accident. It is your job … (more) December 6, 2009

• Q: What are my possible claims in a car accident?

  Nobody would want to get involved in any accident or any other hassles entailed with a much unexpected incident that caused harm and trouble to two parties. But accidents do really happen and you need to know what claims could you get from a hit especially if you are not the driver at-fault. Adjusters are responsible for evaluating the damages … (more) December 4, 2009

• Q: When should I file a claim?

  Meeting an accident is logically unexpected. It happens especially when you are all-geared up for a very special affair and all of a sudden you get hooked into dispute of whether you are at-fault or not. Once proven that the other driver is liable for the accident, all you need to do is file a claim. For instances when the … (more) December 3, 2009

• Q: Is It Possible to Lower My Car Insurance Premium and Increase My Car Insurance Claim at the Same Time?

  The answer to the question is both a “YES” and a “NO”.  It is a yes to the possibility of lowering your car’s premium and increasing your car insurance claim. But a no to the possibility of doing both things at the same time simply because of the logic that you get your car insurance premium before an accident while … (more) November 24, 2009

• Q: Will working with a car insurance agent versus one online one be more beneficial with regards to my car insurance claims?

  The internet is a surefire way to get hold of any kind of information these days. Though it also has its disadvantages (like the rampant cases of identity theft crimes), it cannot be denied that it can sometimes replace a car insurance agent in some cases. If you only want to compare car insurance quotes, then going online seems to … (more) November 17, 2009

• Q: Should I apply car insurance for my teenage son? Is possible to include him in my already existing car insurance?

  The answer to the first question is “YES”. It is not only illegal for someone, regardless of age, to be driving around town without car insurance; it is also a big mistake to be driving, unprotected. Almost all the states in the US have laws that consider driving without car insurance to be illegal. To drive without one is enough … (more) November 16, 2009

• Q: How will I shop for the cheapest car insurance quote online?

  Shopping for a car insurance quote online has its advantages. One of which is that you get to compare different car insurance quotes from a number of car insurance companies in just one sitting. By going online, you can have an overview of different car insurance quotes and to what car insurance company you are most likely to apply without … (more) November 15, 2009

• Q: When other people are driving my car, are they covered by the insurance policy?

  Most people are reluctant of having their friends, brothers or relatives to drive their cars for them because they are not sure if they could still claim insurance policies or if other people are covered by the policy. Who is insured to drive your vehicle? Is your spouse or daughter allowed by the policy to drive? Will your claims be … (more) November 14, 2009