Auto Insurance Questions Archive for September, 2010

  • Will there be a Penalty for Cancelation at anytime?

    There was a time that I had a problem with my auto insurance company and have wanted to cancel my auto insurance with them without them being prepared for that. Recently I found out that if I did that in the past I would have gotten in so much mess. Thank God that during that time, I had to ask … (more) September 30, 2010

  • What Can Be Claimed From Auto Insurance Due To Injury?

    Accidents are much unforeseen events in our lives. Lives could be changed in a very serious way or sometimes only lessons will be learned. Auto insurance companies have different ways on how an auto insurance holder would be able to claim from the auto insurance company. Injuries like the one that puts the person in so much pain to the … (more) September 29, 2010

  • Is There Any Cheap Car Insurance For Teenagers?

    Staying away for university school, teenagers usually go to a distant school driving their own cars already especially these days as cars are already a part of the necessary things in people’s lives. Cars as of now play a vital role when it comes to a person’s daily living and as a result, more and more people are getting their … (more) September 28, 2010

  • What is Auto Insurance? Why do We Need It?

    Lots of people are usually not sure about what auto insurance really means? Does it mean that when a person got himself insured, his car is simply invulnerable to some minor or major accidents? How can someone apply for their car insurance? Is it cheap or expensive? These are just a few of the questions people usually ask about auto … (more) September 27, 2010

  • Why are Insurance Quotations Different for Different Car Types?

    Cars like all other items have different kinds and different brands as well. There are cars for the family, quite expensive sports cars, really expensive luxury cars, and a lot more. With these cars, insurance policies differ in prices because of some reasons. Auto Insurance companies consider the value of the car being insured so they can provide better assistance … (more) September 26, 2010

  • Which Factors Are Involved In Setting The Insurance Costs For Different Vehicles?

    It’s a common fact that pricier vehicles will always be more costly to insure than cheaper models. This is because insurance companies will always consider the risk that a particular vehicle will be stolen, vandalized, or perhaps involved in an accident. Repair costs are also taken into consideration, along with acquiring more exotic automobile parts. Insurance companies also obtain vehicle … (more) September 25, 2010

  • Why Did My Insurance Company Cancel/Refuse To Renew My Insurance Policy?

    Insurance companies evaluate all risks typically associated with each policyholder to determine “good risks” or if your policy should be canceled or not renewed. They will primarily review your claims, driving, and credit history. The most common reason for cancellation is non-payment of premium, in which case the Company will generally give a time leeway to for the policy holder … (more) September 24, 2010

  • Does Swapping Cars Affect Your Car Insurance?

    Sometimes my wife and I swap cars. Does affect our separate insurance accounts?  Partners and spouses who use each other’s cars will have to be listed under each other’s account at their respective insurance companies. Since you each have your own insurance your driving records should not affect each other’s insurance. f you have an accident in someone else’s car … (more) September 23, 2010

  • Does Age Matter in Auto Insurance?

    You are nearing you retirement age. You heard that as we grow older, the rates of auto insurance will increase. When you heard about this, you told yourself that this is a form of discrimination. So what you did was, called your auto insurance company and presented to them this matter. They suggested that you go to the office so … (more) September 22, 2010

  • Do I Need to Have Auto Insurance?

    Your son will be 18 in a couple of weeks and yes, will have the freedom to drive his own car. You are thinking of either having a second hand car to start things of or should dad just get a new one to avoid having some parts being repaired after some time of using it. That would mean more … (more) September 21, 2010

  • How do I get auto insurance? What are the things that I should do and consider?

    First, you should get your driving records and credit records straightened up to show your auto insurance company that you are responsible enough; on the road and financially at the same time. This will be helpful for auto insurance companies to quote you better. Then you must do research about the different policies that are offered there for students … (more) September 20, 2010

  • How will I know if my auto insurance will pay for an accident if I am to blame?

    Auto insurance has two forms to determine what damages will be covered. There is the standard and the no fault. Standard form of coverage will determine who is generally responsible for the auto accident and will decide on which party to cover. This means that if you are at fault during the incident, then the coverage will go more on … (more) September 19, 2010

  • What are the things that I should know about auto insurance? Aside from premiums, coverage, risks calculations?

    Being a student, you will most probably have different things inside your car that you need for your everyday trip to your school. Items like electronic gadgets: laptops, cameras, DVD players etc. are a common necessity now as the times call for more advanced technologies. However, leaving them inside your vehicle can be very dangerous. And at times of … (more) September 19, 2010

  • What companies provide the best auto insurance?

    1. GEICO Auto Insurance 2. Progressive Auto insurance 3. Travelers Auto Insurance 4. Nationwide Auto Insurance 5. Amica Auto Insurance 6. Allstate Auto Insurance 7. Liberty Mutual Auto Insurance The abovementioned insurance companies offer good overall auto insurance and have good reputable ratings under their belts. These insurance companies offer other insurance policies aside from auto insurance. Why should I … (more) September 18, 2010

  • What should I look out for in student auto insurance?

    Coverage – this is the main thing you’re looking for in auto insurance. Your auto insurance should be able to give you assistance with almost everything that can happen to you and your vehicle. May it be in times of vehicular accidents, theft or natural calamities, your auto insurance should always have the capability to answer to everything. Affordability – … (more) September 17, 2010

  • How to get auto insurance for Teens and College Students?

    Aside from knowing the types of coverage you should get your car, a new driver must know how to get the right auto insurance for the right price. And being a student driver or a teen ager with a new car, you may get tempted to get an auto insurance right away, without taking good care not to fall for … (more) September 16, 2010

  • What Beginner (Teens and College student) Drivers Should Know About Auto Insurance Coverage

    A newbie driver, more likely to be teens or college students can be very excited to drive out their new car at first. Even though they do have auto insurance and they think they are properly protected, once an accident occurs or their car gets damaged, they get surprised about how little the coverage will be for their car. Proper … (more) September 15, 2010

  • What can I do to lower my premium rates?

    You may think that the solutions may mean having to take more legal steps or more difficult ways but there are really simpler ways in which you may reduce you premium costs. Get a more reliable/’cleaner’ driving record – you may do this by avoiding accidents as much as possible and also enrolling in driving lessons or schools that … (more) September 14, 2010

  • What contributes to my higher premium for being a teen/student driver?

    The higher possibility of accidents when it comes to teen driving is number one on this list. The insurance companies anticipate that the student drivers will be more involved in accidents than drivers in other age groups. Car type can also be a cause. More expensive cars can add more on your premium rate as a student. Not to mention … (more) September 14, 2010

  • Reasons for Higher Auto Insurance Premiums for College Students

    Being a student can be very expensive. Aside from the usual stuff like tuition, books, rent, food and cell phone bills, having a car can really boost your expenses. Why you ask? Because law requires every car owner to get auto insurance for his/her car. And being a student, it can weigh heavier on you more than you think. Why … (more) September 13, 2010