Most Recent Auto Insurance Articles in High Risk Auto Insurance

• High risk auto insurance and when you would need it

  by Jasper Ericks

  It doesn’t take many offences to be labelled as a high risk driver. High risk driving could lead to accidents, vehicle damages and sometimes loss of life as well. An added repercussion is the fact that such high risk drivers find it very hard to get auto insurance of any kind. This is because auto insurance providers are concerned about coverage that they have to provide to such high risk drivers, who are more likely to be involved in an … (more) July 13, 2011

• The significance of high risk auto insurance

  by Jasper Ericks

  When we are out on the roads, we are never safe because our roads and highways are filled danger. We have speeding vehicles that cause accidents all the time. Even a pedestrian is sometimes the victim of a horrible accident. So, it is important that all of us are adequately covered by insurance. Auto insurance becomes all the more necessary if you are a high risk driver. If you belong to that category finding a good auto insurance policy can … (more) June 25, 2011

• The best possible deals for high risk insurance

  by Jasper Ericks

  Every single person has an aspiration to buy a car. Some people buy more expensive models than others and finding a good option on high risk insurance is not an easy task every time. When you buy a car that is highly expensive or is high in terms of its risk for being stolen, the costs of insuring it will also go up a lot.  However high risk insurance is about other factors such as having a really bad driving … (more) June 13, 2011

• What makes you a high risk driver?

  by Jasper Ericks

  Car insurance is a legal obligation for vehicle owners whichever state you live. The same legal requirement dictates possession of a driver’s license at all times. Responsible driving is not a need but a personal creed for a driver to prioritize safety for him/her but also for passengers and third party properties or persons which maybe directly or indirectly affected by how he navigates a vehicle. Despite all warnings and trainings there is related to responsible driving though, drivers with … (more) October 31, 2010

• What can cause me to have high risk auto insurance?

  by Jasper Ericks

  A poor driving record can cause you to have high risk auto insurance. It has a higher insurance premium than a regular one because reckless drivers are more likely to be involved in an accident. That means auto insurance companies will be shedding more money just to cover the cost than with a careful driver. They are called “high-risk” because they are a risk to the company’s assets. No company would like to shed more than what is coming in … (more) October 19, 2010

• Factors that can push you to get high risk auto insurance

  by Jasper Ericks

  There are a lot of factors that affect your approval for an auto insurance policy. These factors are often evaluated based on statistical information. Studies have been made for car insurance companies to know who among applicants are high-risk and who are not. If applicants are considered as high risk, then the approval is less likely or you will be given a higher premium to pay. Auto insurance companies want policyholders that will not cause them to be bankrupt so … (more) October 18, 2010

• Get the Best Deals Even for a High Risk Driver

  by Jasper Ericks

  Car insurance company decides how much a policy would cost based on risk. Insurance providers are profit-oriented; they are no Santa Clauses who will give things as gifts. Thus they are also taking a lot of care when it comes to their assessments of applicants. They choose who to do business with. This may sound discriminating but that is how it works. Insurance providers classify their applicants as low risk and high-risk. Of course if you are a low risk … (more) September 1, 2010

• Factors that Affect Your Car Insurance Premium

  by Jasper Ericks

  Car insurance policy is one of the things you must possess to be able to drive your car. Aside from the expensive cost this car insurance policy would cost you there are other situations that would make things a little bit harder for you if you are aiming at a policy that would not hurt your budget that much. One situation that would definitely land you with either high rates for insurance policies or probably denial of your application for … (more) September 1, 2010