Most Recent Auto Insurance Articles in High Risk Auto Insurance

  • Risks in Relation to Premium Rates

    by Jasper Ericks

    Each time car insurance is issued, the insurance provider is taking a significant amount of risk. This risk is reflected on the premium that is charged to the insurance policy holders by the insurance provider. Applying for insurance policies is a way to make sure that one will be compensated for any damages and injuries that may be caused by car accidents. It can also be an assurance that the car will be replaced should it get stolen. Premium rates … (more) July 26, 2010

  • How to Steer Clear from High Risk Auto Insurance

    by Jasper Ericks

    If you recently discovered that you have been tagged as a high risk driver, you have good reason to take caution. Getting this type of label tagged under your name can be problematic since it means that companies will need you to get high risk auto insurance as opposed to just a simple policy. Once you obtain this special policy, it means that you will need to shell out more cash compared to regular policy owners. Of course, before anything … (more) June 9, 2010

  • High Risk Auto Insurance: Are You Worth It?

    by Jasper Ericks

    People love surprises but being labeled as a high-risk driver is certainly not a good indicator. People panic once they heard that they are considered as one; well, for good reasons. High-risk drivers mean paying much more expensive insurance premiums. A real pain in the butt, high-risk drivers are often made to comply with stricter requirements and demanding policies. If you have been struck with this label recently, there is no reason to panic at all, it will not help … (more) June 8, 2010

  • How You Can Lower Than Your High Risk Auto Insurance Rates

    by Ricky Lawrence

    If by any chance you own a sports car or expensive vehicles, most insurance companies will surely label you as a high risk driver even if you have the cleanest driving history and never broke a traffic record or received a ticket in your whole life, they will still consider you as one. Sounds unfair right? But that is just how things work. That is truly unfair to see things continuously go up when it comes to your insurance premiums. … (more) March 19, 2010

  • What is High Risk Auto Insurance?

    by Ricky Lawrence

    High risk drivers are issued special insurance policy called high risk auto insurance. If a person is considered highly risky on the road, insurers deem this individual as someone who will likely make claims more than once in a year. This sounds definitely bad for the business because settlements can get really expensive. So the solution is somewhat placed in the beginning and the premiums are not as cheap as regular insurance coverage for the normal person. Age is usually … (more) March 16, 2010

  • Lowering Your Risk With High Risk Auto Insurance

    by Ricky Lawrence

    For a “high risk” driver in Alabama, it is a higher risk to drive an uninsured car than it is to have a high risk car insurance policy. If auto insurance companies consider you as “high risk,” it means you have road violations under your driving record and have caused auto-related accidents. Fortunately, there are effective steps you can do that may help lower your auto insurance. First of, you need to be practical and go for a less expensive … (more) March 12, 2010

  • Learning About High Risk Auto Insurance

    by Ricky Lawrence

    When insurance companies label you as a high risk driver then it is worse than a nightmare. Obviously, a very offensive status that makes people go frantic because it will only mean one thing for sure: and that is a very expensive insurance premium. As compared to regular insurance policies, this one has stricter requirements and policies which are often demanding. If you have been labeled as a high risk driver, having a headache is but natural, but panicking will … (more) February 26, 2010

  • Getting High Risk Auto Insurance In Alabama

    by Ricky Lawrence

    Are you a “high risk” driver residing in Alabama? Read on to know more about getting high risk car insurance in your state. When you or your car are considered by Alabama car insurance companies as “high risk,” this means you have increased chances of getting into an accident, and you, therefore, have increased chances of filing for claims from the insurance provider. Keep in mind that auto insurance rates are mainly determined by the risk of the driver and … (more) February 24, 2010