Most Recent Auto Insurance Questions in Teens And College Students

• Q: Can I get auto insurance for a minor who is a college student in another State?

  Due to some federal laws and State laws you cannot get car insurance for a minor that is not in the same state with you. You can only get for a minor that resides with you in the same State. August 25, 2009

• Q: How do I get cheap car insurance for a teenager?

  Enquire about student discount. Some insurance companies reduce the amount needed to get an auto insurance for a minor if he/she has good grades. Compare policy so as to find the one that will offer family policy that will suit your purpose. Also, some insurance companies will give you discount if you can make payment daily, whereby the amount incurred … (more) August 25, 2009

• Q: What expense is incurred in getting auto insurance for a minor?

  The amount paid at first and the amount needed to renew the insurance may be all that is required. If you do not want to spend extra advise the minor to drive safely. If possible, send the teenager to a driving school to further improve on his/her driving skill. This will not only prevent unnecessary expenditure but it will also … (more) August 25, 2009

• Q: What Kind of car and car insurance should I get for the teenager?

  Most teenagers are reckless and treat valuable things with the least of care, yet they pine for it so much. It is best to buy a cheap and old car that is fully paid for. The fully-paid-for car will aid you to get relatively cheap cay insurance, also the advantage of getting older car is that they are strongly engineered … (more) August 25, 2009

• Q: What are the requirements for getting car insurance for a teenager?

  Before a teenager can get auto insurance, he must have a driving license or a learner’s permit. August 25, 2009

• Q: Why is car insurance for teenagers expensive?

  Because of their inexperience hands at driving, and due to sheer youthful exuberance, teenagers are prone to cause more car accidents than normal. Thus for effective insuring, the insurance companies demands more when it comes to car insurance for teenagers. August 25, 2009

• Q: Can I get car insurance for a teenager?

  As long as the law will permit the teenager to drive, you can definitely get car insurance for a minor. August 25, 2009

• Q: Would I ensure my teenage driver?

  Nowadays, it is in the teenage years where one would start to drive. Undeniably, teenagers of the present generation feel more comfortable driving a car; some even make it an undeniable part of their lifestyle. This holds true even whether they actually own a car or not. In most cases, teenage drivers actually drive your car, and would be glad … (more) August 23, 2009

• Q: Car Insurance – A Must-Have and Must-Know for Teenagers

  What are the things to consider when you are a teenagers and you would like to get car insurance?  Often adult drivers perceive teenagers as reckless, carefree and absolutely terrible when it comes to matters behind the wheel. A bunch of teenagers plus millions of raging hormones and an overdose of alcohol, topped off with speedy cars equals to disaster. … (more) August 19, 2009

• Q: Can a teenager get insurance with low premiums?

  There are several ways through which teenagers can acquire car insurance with low premiums. You should also keep in mind that the premium amount varies across different car insurance companies. Hence, the ideal way to choose one is to compare several car insurance rate quotes. Teenagers who are studying and who have managed to maintain a 3.0 grade point average … (more) August 18, 2009

• Q: Teens always pay high insurance premiums, why is that so?

  Statistics clearly show that teenagers are more prone to commit auto accidents compared to people from higher age group. Teenage drivers are always involved in various cases like traffic violations, drinking and driving, reckless driving and accidents during nighttime. Teenagers who have just started to learn to drive may also cause accident due to diving mistakes. So, we can understand … (more) August 17, 2009

• Q: What steps could be taken to get lower premiums for car policies of teenagers and college students?

  Teenagers should not be allowed to use expensive or luxurious cars like sports cars. When the insurance company sees such a car being used by a teenager, the premium would be immediately hiked significantly. Hence, the parents should offer only small, cheap, and safe cars to teenagers. These cars have not only lower accident records but also lesser theft rates. … (more) July 31, 2009

• Q: What are the main issues in car insurance for teens and college students?

  In general, car insurance for teens and college students is expensive. Moreover, college students and teens would not have a big budget. Since statistics reveal that students and teens had been involved in more accidents than other persons had, the insurance companies demand a steep premium for car insurance policies for young persons up to the age of 25. After … (more) July 31, 2009

• Q: Should teenagers and college student be allowed to drive cars and apply for car insurance?

  The Independent Insurance Agents of America had found out that seven out of ten teenagers and college students have a car at school and college. As such, the question whether teenagers and college students should be allowed to drive could be a redundant one. Statistics reveal that teenagers and college students are only 7% of the population that drive but … (more) July 2, 2009

• Q: Is it prudent to add teenagers and college students to the car insurance policy?

  When a person adds teenagers and college students to the car insurance policy, the premium would become quite high. As such, many parents are scared when their teenagers wish to be added to the policy list. However, this problem could be solved by assuring the insurance company that the car being used by the teenager is a small, safe, and … (more) July 1, 2009

• Q: Why is expensive to insure a teenager?

  A veteran driver with a bad driving record can find his insurance premiums soaring to new heights every time he renews his policy or gets a new one from another company. Insuring a 16-year-old could prove just as costly or maybe even more. Drivers in this young group usually lack experience required for persons to have … (more) June 30, 2009