Most Recent Auto Insurance Questions in Teens And College Students

• Q: Is it wise to insure a young driver?

  One of the most crucial decisions that you must make is deciding whether to insure your young driver or not. Especially in these hard economic times, insuring a young driver usually involves hesitations among parents. This is because insurance for young drivers involves relatively high costs. In fact, car insurance premiums for young drivers are higher than those offered to … (more) November 26, 2009

• Q: How Do I Choose Car Insurance Premium For Teens And College Students?

  Car insurance offers a wide array of coverage to help drivers in cases of accidents. Mobility nowadays is an evil necessity considering it being highly essential to every aspect of human life and the threat of always being out in the open doesn’t make it inevitable. Transportation is one major medium for people’s movement. Thus for people today having his … (more) November 23, 2009

• Q: If this is the case, would there be any ways that teens and college students can do to have their premium rates lowered?

  Fortunately yes. They can do things like growing up. When teens reached their 25th year they will be able to avail low priced insurance. Driving is all about experience. Yes one can learn driving by the help of a driving instructors or mentor or teacher. Indeed, but guess what? Experience is the best teacher. Majority of driving skills can be … (more) November 21, 2009

• Q: How to have insurance rates for teens lowered?

  With being less careful on the roads, teens and college students are given a different price for their car insurance. It is higher than a regular rate given to older people. Statistical records are the basis for this kind of allocation. This is entirely independent of individual characteristics of teens and college students. Whether one does not fall to the … (more) November 21, 2009

• Q: What are the things that insurance can do for us?

  Well, depending on what type of insurance did one avail of can fully suffice to answer this question in full details. However we can enumerate some which are as follow: medical bills (related to a car accident) assistance, damage repairs or to some extent replacement of vehicles, towing charges, lawsuits by other parties in case the accident was your fault, … (more) November 20, 2009

• Q: Why do college students need car insurance?

  “Do I really need this?” this is the question that most people ask themselves if they are caught in a situation where they are deciding whether to buy or not an expensive item. Even if the purchase would cost you more than what your salary can pay you will tend to get it so long as it qualifies for a … (more) November 20, 2009

• Q: Why are teens and college students considered as risky in driving?

  It is belief grounding on statistical data. Scientifically, based on researches, young people of age below 25 are too much curious about everything. They are on the age of exploration even on risk-taking activities. The nature of being “thrill-seeking” individuals of teens and college students can also affect their behavior in driving. Numbers verified this for teenagers were found to … (more) November 19, 2009

• Q: Age does matter: Why insurance for teens and college students expensive?

  Being a teenager is costly. Indeed this is true in many aspects of life including car insurances. All car insurance companies have this predefined notion that drivers below 25 years of age must be group on the other end of the continuum labeled as too risky. Insurance business is not just about providing one help with the coverages it is … (more) November 19, 2009

• Q: How can auto insurance help protect teens and college students?

  Younger drivers are given more expensive rates than older people. This is a trend common to all car insurance companies. The difference in pricing is not just a matter of cents, often teens and college students par 50% to 100 % more than the older people are paying. This is not a matter of having a senior citizen benefit or … (more) November 18, 2009

• Q: What comes first– the license or the insurance?

  Usually, teenagers aspiring to drive get covered by their parents’ car insurance first before getting their license. Teenagers often borrow their parents’ insurance-covered cars to learn driving before they get their own car or get their driver’s license for them to borrow their parents’ cars. So, when teenagers have already secured their learner’s license, parents usually already add them to … (more) October 23, 2009

• Q: Should you get your teenager car insurance?

  Statistically speaking, teenagers get involved and worse, cause most road accidents. Car insurance carriers, therefore, have resorted to increasing the premium for coverage of teenagers. Despite the price increase, the statistics necessitate getting your teenager covered by insurance. The existence of inverse relationship between risk and price thus makes sense in this situation. Statistics present teenagers as more vulnerable to … (more) October 23, 2009

• Q: Is your teenager automatically covered by your insurance?

  The coverage of your car insurance depends on your insurance carrier. Some carriers offer to automatically add the new drivers to the policy; some require the individual addition to the insurance coverage. In both cases, however, your premium increases. Because the addition of your teenager to the insurance may not be automatic, be sure to research and understand its coverage … (more) October 23, 2009

• Q: My teen is now insured. What can I do to cut costs?

  If you are trying to save money on the insurance premiums of your teen while they are on their policies, some strategies can be done. (1) You can take out home and car insurance policies through the same company. You may be able to benefit from a multiple-policy discount. (2) Talk to your children about safe driving. If you will … (more) October 22, 2009

• Q: How do you choose car insurance for young drivers?

  It’s quite easy to choose the car insurance premium for your teen. First, should consider that the insurance premiums are parallel to the type of car the teen will be driving. The more costly the car, especially when it’s a luxury car, the more expensive the insurance policy. Several insurance companies charge higher premiums for student driver insurance which is … (more) October 18, 2009

• Q: Why Get Car Insurance for Teenagers?

  Teenagers are a high spirited group of people who like to explore different methods in finding their identity. They like to go out to parties and other events that help them socialize with others. Among their ways of engaging in interpersonal interaction is travelling. Hence, they need a car. An insurance policy for a teenage driver is essential because it … (more) October 18, 2009

• Q: When will you insure your teen?

  Caring for teenagers is one of the most trying experiences that you can encounter when you are a parent. Unlike little children, teens often start to choose their own actions, make their own decisions, assert what they want to do, and start being independent from you. The thing is, while they are doing this, they are still dependent on you … (more) September 25, 2009

• Q: How can car insurance protect teenagers?

  Driving in the busy streets is a skill that is developed through habitual practice. This skill most of the time is improved through knowledge of the road gained from experience. A veteran driver who has a bad traffic record would automatically have a higher premium to compensate for his or her traffic record. On the other hand, a teenager who … (more) September 14, 2009

• Q: How to lower the cost of car insurance for teenagers?

  You could get car insurance for your teenager cheaper if you know what the things to avoid and not to avoid. First is the type of car your teenager is driving. Teens like to drive fast, so they want a sports car, but finding car insurance for a sports car would be quite expensive. Because remember higher the horsepower, higher … (more) September 5, 2009

• Q: How can we get cheaper car insurance for our teen?

  If our teenager acquires a separate car, it is inevitable that he/she must be able to avail a separate car insurance plan. Meanwhile, teens taking the wheel actually are a costly and often troublesome experience for us parents. Aside from the risk of them getting involved in accidents or traffic violations, and the burden of additional gas bills to be … (more) August 31, 2009

• Q: If a teenager moves out and transfers residence, would she/he still be covered by parents’ car insurance policy?

  In our present age, it is not uncommon for us to see teens taking on wheels. The present generation does not feel the need of owning a car first before driving one. Especially for middle income families who cannot afford to buy each member of the household a personal car, most teenagers feel confident enough driving the car of their … (more) August 30, 2009