Auto Insurance Questions & Answers

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  • Q: How can seniors get the best deals on auto insurance without compromising on coverage?

    Auto insurance is a must even for senior citizens and there are ways and means to purchase the best policy and avail maximum discounts as senior citizens have earned the right to avail discounts. This is a much better idea rather than avoiding insurance altogether. If you drive around the city in a new vehicle, you will certainly need auto … (more) May 12, 2011

  • Q: Can I avail auto insurance discounts for senior drivers?

    Auto insurance companies have their own rule book that they follow, when they fix monthly premiums and insurance rates for every individual driver. According to this rule book, every driver above the age of fifty is considered a senior driver. Insurance companies charge a lot more premium for senior drivers than others because they consider senior drivers riskier on the … (more) May 11, 2011

  • Q: Are there specific auto insurance plans for the elderly?

    When we talk of auto insurance, it is more like talking about a template. The current situation is so demanding that the auto insurance companies are actually tailoring the plans to suit every age. They make the plans attractive by knowing what each age group wants and also take into consideration the pros and cons of each age group. When … (more) May 10, 2011

  • Q: Are there cheap auto for teens and college students?

    The teens and college goers are usually among the most excited when they get their first car. Point of prestige or need of the hour; call it what you may, but it is the underlying thrill that the youngsters value most. The excitement is the reason the teens and college students are considered more susceptible to accidents. Also, the young … (more) May 9, 2011

  • Q: What are the dynamics of insurance claims?

    Reading the fine print before signing the insurance policy not only helps in saving money, but also gives a clear knowledge about the requirements while claiming the insurance. Before signing up for the insurance policy it is a good idea to check the reputation of the insurance company and their response to insurance claims, to ensure a smooth operation, if … (more) May 8, 2011

  • Q: What are a few insurance for teen drivers to drive safe?

    Every individual has different criteria and different influencing factors when it comes to auto insurance premiums. Age of the driver is one important factor deciding the auto insurance rates. Just like senior citizens are charged a higher premium rate, teenage drivers are charged a higher premium rate too, since they are considered higher risk by the insurance companies. Below are … (more) May 7, 2011

  • Q: How does geographical area and driving record impact insurance premiums?

    Paying for auto insurance will seem like a burden if it is not understood as to what the insurance companies are charging for. Generally the model of the car has a big role to play when deciding premium rates, but there are several other factors that come into picture when insurance companies come up with a number for monthly premium … (more) May 6, 2011

  • Q: How do certain facts about cars impact auto insurance premiums?

    Auto insurance monthly premiums is an expense that occurs every month in the budget, so understanding what is being paid for, is important. When choosing the coverage, things that can affect the auto insurance premiums must be considered carefully, to avoid being overcharged. Below listed are some of the facts that can affect the premium rates of the insurance policies: … (more) May 5, 2011

  • Q: Why should I opt for insurance discounts for teen and college students?

    Buying the first car is always exciting for students and teenagers. But insuring the car is always an expensive affair. Insurance premiums for teenagers and students are much higher than others because of many reasons. Some of them are listed below: Insurance companies consider student drivers as a high risk than the rest of them because they lack the … (more) May 4, 2011

  • Q: What are the three things you must know before filing an auto insurance claim?

    With so many vehicles out there on the road, there are accidents that happen all the time. We cannot predict when an accident might occur but we must be prepared to deal with the situation if and when it arises. Filing for an auto insurance claim, is an important aspect that must not be neglected. First of all, it is … (more) May 3, 2011

  • Q: What are the key steps to lower auto insurance for teens and college students?

    Most families are faced with this tough decision as to when would be the right time to allow their teenaged children to hit the road. Driving is a thrilling experience and teens are generally eager to hit the road at the earliest. However, the high insurance rates are something that stops most parents from letting their children drive. Auto insurance … (more) May 2, 2011

  • Q: What are the effects of tracking your auto insurance claims?

    Being tracked with RFID can cause some confusion and some amount of paranoia among people. Somehow people are of the impression that they are either spied on or everything they do is being tracked. But this is really not the case. The only thing that actually gets tracked is what you do with your vehicle. There is something like a … (more) May 1, 2011

  • Q: What are the best auto insurance options for teens and college students?

    Auto insurance for teens and college students is an expensive affair and can burn a hole in your pocket. Since teenaged drivers belong to the high-risk group and have the worst driving records compared to all other age groups the auto insurance premiums are generally very high. However, there are ways and means where one can significantly reduce the auto … (more) April 30, 2011

  • Q: Why is extended coverage important?

    Knowing why the insurance premium is high can help in reducing the premium rates, when it comes to paying for auto insurance. Auto insurance can be customized according to every individual’s needs. Choosing the right policy which has extended coverage more than what is basic requirement is necessary for the safety on the road. The basic insurance is the liability … (more) April 29, 2011

  • Q: How to negotiate an auto insurance settlement?

    Having an automobile is an absolute necessity. But one also has to face the auto insurance claims in the event of an accident. Most often, we are caught unawares and auto insurance sneaks up when we least expect it. Accidents can cause a lot of stress among the parties involved and it entails dealing with the police, repair companies, and … (more) April 28, 2011

  • Q: How can good driving habits and installation of safety features bring down premiums?

    Insurance providers generally offer different rates for different people and auto insurance for students and teens depends on a number of factors. The auto insurance premiums generally vary for teens, senior citizens, housewives, and working professionals. The bottom line is that for the risky customers the premiums will go up. According to statistics a majority of the accidents involve teenagers. … (more) April 27, 2011

  • Q: How to overcome disputes in claiming auto insurance?

    Claiming auto insurance always has some surprises in store because of many hidden clauses and company policies which policy holders will not be aware of, until the time of the claim. But even with the entire hidden clause satisfied, some insurance companies do not satisfy the claims of policy holders, in which case, an insurance dispute arises. Insurance disputes can … (more) April 26, 2011

  • Q: What are the basic points that one should know about auto collision insurance?

    Insurance policies are always tricky to understand given the hundreds of hidden clauses appended to the policy coverage. More often than not, policy holders sign up for their insurance without reading all the clauses, and it affects them in the event of claiming the money. Understanding what the policy can cover and how to deal with insurance disputes help the … (more) April 25, 2011

  • Q: How to claim auto insurance the right way?

    Although auto collision is a traumatic experience, the right things must be done when in collision or accident of any other kind, in order to claim the auto insurance to reduce the trauma. Auto insurance is mandatory in USA for all motorists owning or driving a car. Although in most states, only liability insurance is mandatory, buying adequate insurance will … (more) April 24, 2011

  • Q: What are the basics of filing a successful auto insurance claim?

    Claiming auto insurance is never an easy process which gets over in a day. Usually it is a lot of paper work, documents and proofs to prove that the claim is legitimate and the amount is genuine. Getting the document right the very first time is challenging, and takes a lot of time and patience. Doing the right thing after … (more) April 23, 2011

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