Most Recent Auto Insurance Articles in Motor Vehicle Insurance

  • Commercial Motor Vehicle Insurance – Keeping Those Worries Away

    by Ricky Lawrence

    Nowadays, more and more employers ask their employees to use their own vehicles for business use. Then, the company will reimburse an annual allowance for their gasoline and maintenance needs. However, as an employer, you cannot always control your employees’ actions. And even the easiest of jobs might put them at risk of getting into accidents. Are you prepared for such circumstances? In this time and age, employees do not always do the things you want them to do, and … (more) December 30, 2009

  • Insurance Companies Conduct Extensive Evaluation for Motor Vehicle Insurance

    by Ricky Lawrence

    Your clean credit history and occupation might save you more money when getting motor vehicle insurance. Insurers are including these variables to determine the policy premium of applicants. In pricing a policy, there is a general trend for the auto insurance industry in examining more details about you and your behavior when it comes to managing your finances. Before, insurers based their premiums on limited information – such as the applicant’s type of car, age, marital status, driving record and … (more) December 23, 2009

  • Tips to Getting the Best Motor Vehicle Insurance Policy

    by Ricky Lawrence

    There are certainly plenty of things to consider when you are on the lookout for the best motor vehicle insurance policy in the market. Add to that the fact that there are already plenty of insurance companies running the market and they have several policies that they offer each prospective client that comes in their midst. With this said, it can definitely be frustrating and time-consuming to find the best possible available. Here then are some tips on how to … (more) December 16, 2009

  • Dealing with Motor Vehicle Insurance Claims

    by Ricky Lawrence

    Claiming motor vehicle insurance may prove to be a laborious task and prolonged agony to the insured. There are state laws that dictate how long insurers are allowed to settle a claim that leave policy holders wondering if they will ever get reimbursed. When taking care of motor vehicle insurance claims, make sure that all paperwork related to an accident is made available. Submit facts that will help the insurer assess the damage incurred. They will probably ask for pictures, … (more) December 8, 2009

  • Motor Vehicle Insurance Basics

    by Ricky Lawrence

    Holding an auto insurance policy is basically having a legal agreement between you, the policy holder, and your car insurance provider. Below are some types of motor vehicle insurance you should take into consideration. Liability Insurance Liability Insurance is one of the most frequent types of car policies available. This type of policy provides coverage to a certain amount of injury and damage to property caused by the policy holder in auto collisions. Almost every state requires car owners to … (more) November 29, 2009

  • Motor Vehicle Insurance 101

    by Ricky Lawrence

    Motor vehicle insurance is a type of insurance designed for cars, trucks, motorcycles and other types of motorized vehicles.  This type of coverage will allow policyholders to apply for claims in case of a traffic accident or mishap that causes damage to the parties involved including damage to property, life, and livelihood. Motor vehicle insurance is mandatory in a lot of U.S. states, and non-compliance of such would entail heavy fines or even prison time.  At the least, US drivers … (more) November 19, 2009

  • The Right Coverage of Motor Vehicle Insurance for You

    by Ricky Lawrence

    Motor vehicle insurance will protect you and your assets when you figure into an accident or vehicle mishap which nobody wants to happen. This is some serious business that you need to consider and finding the perfect insurance company as a partner may sometimes prove to be complicated. In the United States, there are independent insurance laws in every state, so depending on where you live and where you intend to use the car, policy and rates may differ. You … (more) November 17, 2009

  • What it takes to Lower Motor Vehicle Insurance Rates

    by Ricky Lawrence

    With prices of basic commodities and services constantly on the rise, it is only reasonable that to search for ways to lower the costs of living.  This means that you have to review your monthly budget and slash down expenses as much as possible.  Among those monthly or regular payables, there are items that you can actually adjust to save. You can lessen car fuel expenses, your electric power consumption, and water service.  However, you may think that it is … (more) November 12, 2009