Auto Insurance Articles Archive for 2010

• How Can To Acquire Free Auto Insurance Quotes?

  by Ricky Lawrence

  What is the best way to search for insurance quotes without spending a single cent? Even though you try calling every insurance company on your list, you still cannot guarantee getting free auto insurance quotes. The fact that you are spending hours calling them can already be considered expenditure, and what do you get in return – high premiums and low amounts of coverage. How can auto insurance shopping be made easier and more effective? The following are three important … (more) January 29, 2010

• High Risk Auto Insurance – Getting The Best Out Of The Worst Premiums

  by Ricky Lawrence

  Statistics always backs up the assumption of most insurance companies. For instance, when they categorized you as a high risk driver, they did not come up with that assumption because they know you or your driving habits. They jumped into that conclusion because statistics says your personal information reflects that you are a high risk driver. Pretty unfair, right? The question is, how can you turn this situation around into your favor? There are a number of ways to get … (more) January 29, 2010

• Your Complete Guideline to Modified Car Insurance

  by Ricky Lawrence

  Car owners can be classified into two ways. First, there are those who buy based on a vehicle’s functionality. Second, there are those who choose a car based more on aesthetics. They want a vehicle that they can customize to their own liking and parade it on the streets. Cars that undergo customization or alteration are called modified cars. Owners of these cars will find out sooner or later that such vehicles will require a different kind of auto insurance. … (more) January 28, 2010

• What You Should Know in Getting the Best Auto Insurance Rate

  by Ricky Lawrence

  You are going to need car insurance if you want your car protected at all times. It is easy to get a variety of vehicle insurance quotes to help you choose the best policy within your budget range. You will be able to weigh the services of different insurance companies more easily to help you decide on the best auto insurance rate. Before delving further on this matter, defining “insurance rate” first is in order. Insurance rate is a determinant … (more) January 28, 2010

• What Does Full Coverage Car Insurance Really Include?

  by Ricky Lawrence

  So you opted to get a full coverage car insurance rather than settling only for basic liability coverage. This means you pay a higher premium. However, do you really know what full coverage really includes? Full coverage car insurance costs more for the simple reason that you are given maximum protection for anything that could possibly happen to your car. Somehow, you also pay for that peace of mind you get whenever you head out to the streets to drive. … (more) January 28, 2010

• How Does Group Auto Insurance Work?

  by Ricky Lawrence

  Group auto insurance works quite simply. Think of it as a group discount you get when dining in a restaurant. Chances are that you have encountered a promotional discount wherein a family of six can have one member dining for free. Another good example is buying entrance tickets to a theme park. They usually give group discounts whenever you can buy five tickets for only the price of four. This holds true to group auto insurance. In general, you will … (more) January 28, 2010

• Car Theft and Motor Vehicle Insurance

  by Ricky Lawrence

  Ever owned a car that’s been stolen? It can happen to anyone. It always leaves one feeling sullen and traumatized for many days. The incidence of car robbery has been steadily increasing that a lot of motorists today have decided to protect their cars with motor vehicle insurance. The rising incidence of car theft also led to an increase in insurance claims. This ultimately caused insurance premiums to shoot up drastically. Even those who do not have vehicles are affected … (more) January 28, 2010

• Finding the Right Car for a Cheap Auto Insurance

  by Ricky Lawrence

  Have you tried asking your teenager what his or her dream present might be? If he or she answered “a car,” do not worry, you are not the only parent who is feeling the pressure. Today, more teens are aspiring to drive their own vehicles and feel the rush of busy streets and enjoy the sense of freedom it gives. Now, if you are considering buying your teen a car, also think of the insurance policy you might be paying … (more) January 27, 2010