Auto Insurance Articles Archive for 2010

• Types of Car Collisions You Should Know Before Getting Auto Collision Insurance

  by Ricky Lawrence

  Auto collision insurance is one of the most common insurance policies people opt to buy, yet few really understand how it works. Their lack of knowledge is often because they do not fully understand what car collision is. Knowing the different types of car collisions can help car owners know how auto collision insurance may work to their benefit. One type of car collision is called predetermined fault. This means that there is one driver who is specifically at fault … (more) January 30, 2010

• The Advantages of Getting Non Owners Auto Insurance

  by Ricky Lawrence

  Just because you do not have a car of your own does not mean you do not have to get car insurance anymore. Truth is, there is non owners auto insurance. This is for people who are driving a car that is not their own. It could either be rented or belonging to a company they work for. You might ask, why is there a need to insure something that is not yours? The risk of getting into an accident … (more) January 30, 2010

• Premium Rate of Auto Insurance for Seniors is Not Based on Age Alone

  by Ricky Lawrence

  Just because auto insurance for seniors is for drivers who are between 55 to 75 years old does not mean that age is the only factor considered for computing premiums of this type of insurance. It is true that age plays a big role for the lower premiums attached to auto insurance for seniors, but there are other factors affecting rate computation also. Insurance companies generally think that senior drivers can be trusted more to drive safely. They are not … (more) January 30, 2010

• Looking Into Used Car Insurance Before Buying Used Car

  by Ricky Lawrence

  Do not think that just because a used car is not brand new that you will automatically get lower premiums on your used car insurance. It does not work that way. Insurance companies consider a lot of factors first before computing for insurance rate on your used car. Hence, before you head out at a car auction sale to shop, learn first about how to lower your insurance premium. Otherwise, you might end up exceeding your budget in buying a … (more) January 30, 2010

• Four Ways to Assess Low Cost Car Insurance

  by Ricky Lawrence

  All motorists go for low cost car insurance as much as possible. They want to get the cheapest insurance available in the market. However, what most buyers do not know is that the cheapest is not always the best buy. The problem with many buyers is that they look at the price at face value when shopping. There is more to just looking at the price tag to say they got the best purchase their money could afford. There are … (more) January 30, 2010

• Tips in Acquiring Affordable Automobile Insurance Quotes

  by Ricky Lawrence

  There are several effective ways for you to get cheap automobile insurance quotes. Working with an insurance agent was beneficial in the past because there were not so many insurance companies then. However, today, more and more insurers have appeared in the market for insurance buyers to choose from, making agents less significant in insurance shopping. Unlike a few decades ago when car owners needed to drive down different company offices, call several insurers, and spend hundreds of dollars asking … (more) January 29, 2010

• Teen Auto Insurance – Letting Your Young Driver Take Responsibility

  by Ricky Lawrence

  Does your teen driver want to drive his own car? If yes, let him realize that it is not as simple as it seems. There are a number of things and factors to consider before he can legally drive. One of these things is to secure teen auto insurance for his and the vehicle’s protection. When choosing an insurance provider for this policy, be sure they specialize in such policies to gain discounts and information about your young driver’s situation. … (more) January 29, 2010

• Knowing What Keeps New Car Insurance Rates Down

  by Ricky Lawrence

  In recent years new car insurance has become a necessity for car owners. Drivers would not be allowed to drive unless they apply and obtain coverage for their vehicle. For those who refuse to abide by these requirements, there are sanctions and legal punishments. Many would still ask why auto insurance is required in every state for every automobile owner. The answer is simple – we do not know our future. Accidents do happen, and it can happen to anyone, … (more) January 29, 2010