Auto Insurance Articles Archive for February, 2010

  • Minor Claims Affect Low Premiums of Auto Insurance for Seniors

    by Ricky Lawrence

    There is valid statistical basis that shows a low percentage of senior drivers filing for claims on their insurance. The bulk of insurance claims come from teenagers and middle aged drivers. Due to minor claims filed on auto insurance for seniors, insurers do not hesitate to lower its premiums, all to the satisfaction of the older drivers. Old drivers are categorized as those from 55 to 75 years old. The big discount they enjoy from auto insurance for seniors is … (more) February 14, 2010

  • Four Things to Avoid in Low Cost Car Insurance

    by Ricky Lawrence

    It is only normal to shop around and look for the best deal in car insurances. There are so many monthly bills to take care of that the last thing you want is a high insurance rate that will further deplete your monthly budget. Finding a low cost car insurance is possible although it might take you quite a while as you go through all your options and decide which policy will most benefit you while being able to afford … (more) February 14, 2010

  • Expert Car Repairs From Auto Collision Insurance

    by Ricky Lawrence

    Auto collision insurance gives protection to cars in cases of road accidents, specifically when cars are damaged in a collision. Insurers will take care of all finances for repairs or restoration. In some cases when a car is damaged beyond repair, auto collision insurance may shoulder replacement depending on what is stipulated in the policy. In some cases, because it is the insurance company who will pay for the expenses of repairs, they are usually the ones who choose their … (more) February 14, 2010

  • What is a Group Auto Insurance?

    by Ricky Lawrence

    Are you part of a family whose members drive their own personal cars? Or are you in a business that supplies company vehicles to their employees? If you answered yes to any of these questions, you are qualified to avail of a group auto insurance. What is this all about? It is getting multiple cars and/or multiple individuals insured at a much lower rate compared to applying for individual auto insurance. Companies usually offer big discounts for clients who will … (more) February 13, 2010

  • Qualities of the Best Auto Insurance

    by Ricky Lawrence

    When you talk about the best insurance rate for your car, it does not necessarily mean availing of the cheapest one in the market, but actually getting the greatest coverage for your vehicle that is worth its price. How will you know who among the many insurance companies has the best offer for you and your car? It is simple. Here are a few criteria to help you judge whether you are entrusting your money to the hands of a … (more) February 13, 2010

  • Low Auto Insurance for a High Risk Driver

    by Ricky Lawrence

    Have you just bought your dream luxury car worth your lifetime savings? Or have you already crashed your vehicle a couple of times already? Are you still a teenager who cannot wait to get behind the wheel and challenge speed limits? Or are you a driver for a long time now and have been receiving a lot of parking tickets? If you answered “yes” to any of these questions, then you might be considered a high risk driver and a … (more) February 13, 2010

  • How to Get a Low Cost Teen Auto Insurance

    by Ricky Lawrence

    Are you thinking of buying your worthy teenager a car of his or her own? If yes, have you also considered checking the cost of getting teen auto insurance? To give you an idea, the insurance rates for adolescent drivers are at least twice as expensive as the normal rates mainly because teen drivers are said to be more reckless and more prone to road violations. Thus, companies charge a higher fee to be able to keep up with all … (more) February 13, 2010

  • How to Find Cheaper Insurance for your Modified Car

    by Ricky Lawrence

    A lot of people today have a particular fascination on up-to-date automobiles. Sometimes, it is not enough for some to have just one or two of them. Also, it has been a trend to a lot of enthusiasts to modify their conventional cars and customize them for a more slick and modern look. Now, if you are one of these people who love to spend a lot for their cars, there’s still one expense that you should not forget, getting … (more) February 13, 2010