Auto Insurance Articles Archive for 2009

• What To Do and Not Do For Car Accident Insurance Claims

  by Ricky Lawrence

  Auto insurance companies are inevitably the most important party during car accidents. They need to be informed immediately for purposes of claims. To make sure that you get the car accident insurance claims, here are the things that you need to do and not do during accidents. What To Do Read and understand your car accident insurance policies once in a while. It pays to get updated of what is in your policy so that you would know the … (more) August 2, 2009

• What Comprises Motor Vehicle Insurance?

  by Ricky Lawrence

  Motor vehicle insurance is contract of risk that insurers take from a vehicle owner for damages in property or liability from a person in case of accidents. All motor vehicle owners are obliged to get the insurance from a provider of their choice. There are different contracts that can be entered into depending on the coverage of the policy that the owner purchased. Required Coverage The most important policy for motor vehicle insurance is the liability coverage. This pays for … (more) August 1, 2009

• Comparing Full Coverage Car Insurance and Liability Insurance

  by Ricky Lawrence

  There are two main points to consider when acquiring car insurance: getting liability coverage, which is the basic policy required to all vehicle owners; or getting full coverage car insurance, which combines collision and comprehensive policies. If you are at the point of deciding whether to get either, you may want to compare the two different concepts first. On Liability Coverage Insurance for vehicles, including cars, are regulated by the state. In every state, liability coverage is a must. This … (more) August 1, 2009

• Things to Remember When Buying Car Insurance For Seniors

  by Ricky Lawrence

  Car insurance for seniors is usually cheaper than the other types of vehicle coverage because the elderly are perceived to be more disciplined on the road. Most insurance companies consider them low-risk individuals. The amount of risk exposure is a major consideration by insurance firms in determining the appropriate amount of premium to be charged a client. If a vehicle owner wants to get discounts on premium, therefore, the insurers must be convinced that a driver is a low risk … (more) July 31, 2009

• Why Choose Specialized Company for Truck Insurance?

  by Ricky Lawrence

  Looking for an insurance company can be a daunting job especially if you do not know what to look for. There are many companies that offer low rates, best services and many other promises that seem attractive. It is, no doubt, a good thing to do your research before finally settling to get insurance, but it is better if you can do this in little amount of time and money. This holds true when looking for truck insurance provider. It … (more) July 31, 2009

• Searching for the Most Cost-Efficient Student Car Insurance

  by Ricky Lawrence

  Students who are lucky enough to be given their own cars by their parents often care more about showing off their wheels than about manifesting a sense of responsibility. Being allowed to drive one’s own car is a sign he or she is considered an adult. Students who are first-time drivers are odten considered young adults, and as such they should already show a sense of maturity. One way to do so is by buying them student car insurance. Compared … (more) July 30, 2009

• Things to Know About Teen Auto Insurance

  by Ricky Lawrence

  Some parents who want to reward their children for an accomplishment, say maintaining good grades in school, do so by giving them their own vehicle. If a teenager will be driving his or her own car, parents must remember to buy teen auto insurance to protect against financial liabilities resulting from potential accidents. Teen auto insurance, the same as other types of surety coverage, covers the cost of damages to other persons or properties caused by a moving insured vehicle. … (more) July 30, 2009

• Truck Insurance a Necessity for Trucking Businesses

  by Ricky Lawrence

  If you are in a trucking business, buying a truck insurance that will provide protection against huge costs of possible road accidents is indispensable. One accident alone can cause a major financial catastrophe for your business given the high value not only of the trucks but also of the cargo they carry. It is a well-known fact that trucking operators must have their vehicles insured. Because of the peculiarity of trucks, it is advisable to buy a policy from an … (more) July 29, 2009