Auto Insurance Articles Archive for 2009

  • Understanding Car Insurance For Women

    by Ricky Lawrence

    There is an unsubstantiated claim that women are worse drivers than men. However, insurers seem to believe the opposite. Car insurance for women are, surprisingly for some, usually less costly than the regular ones. This is because most insurers believe that women drivers are less reckless, more compliant to traffic rules, and are therefore less prone to car accidents. Insurance firms determine the amount premium to be charged based on risk. Because women drivers are considered to be less prone … (more) July 29, 2009

  • Non-Owners Auto Insurance: Why Is It Needed?

    by Ricky Lawrence

    It is common knowledge that car owners must have their automobiles insured to protect themselves against financial liabilities arising from accidents involving their vehicles. However, they are not the only ones who should buy a surety coverage for an automobile. There is such a thing called non-owners auto insurance, which is highly recommended to people who often borrow or rent vehicles. Automobiles for rent are not always sufficiently covered. If an individual intends to rent a car, he or she … (more) July 28, 2009

  • Internet Makes Instant Car Insurance Possible

    by Ricky Lawrence

    The advent of modern technology has made life much easier. Like any other goods or services sold in shopping websites, instant car insurance may also be bought via the Internet. A vehicle owner who cannot afford to spend so much time in looking for the right policy for his or her car may find the Internet friendly. Most legitimate insurers maintain websites, where they post quotations for various surety products. By visiting these sites, one can get quotations and buy … (more) July 28, 2009

  • Getting Motorcycle Insurance Online

    by Ricky Lawrence

    Motorcycles are often perceived to be more prone to road accidents than four-wheeled vehicles are because of their speed and built. Insuring bikes, therefore, is not only recommended but also essential. To avoid the fuss of personally going to offices of insurers just to buy a policy, one may simply get motorcycle insurance online. Most surety firms have websites where they post quotations and allow online shopping for their products. One only has to have a credit or a debit … (more) July 27, 2009

  • Notes on Auto Collision Insurance

    by Ricky Lawrence

    Auto collision insurance is the one that covers the cost of repairing damages to a vehicle caused by the owner himself or herself. It should not be mistaken for third-party liability policy, which covers the cost of repairing damages to properties of another person caused by the movement of the insured vehicle. If someone’s car is damaged by another person, then that another person’s third-party liability insurance should cover for the cost of repair. Auto collision insurance of the owner … (more) July 27, 2009

  • Finding the Best Auto Insurance for Seniors

    by Ricky Lawrence

    Growing old does not necessarily mean losing rights and privileges previously enjoyed. Many Americans believe that old age would mean them becoming burdens to their families and relatives. Growing old can also mean losing certain rights like driving privileges, others believe. However, this is not the case with auto insurance for seniors. Because car insurance companies rely heavily on statistical findings to come up with insurance rates and premiums, some age groups and drivers can actually benefit more. For example, … (more) July 26, 2009

  • Cheap Car Insurance is Within Reach

    by Ricky Lawrence

    A smart consumer knows that it is wise to first compare prices and quality of competing goods or services before actually buying them. For those who intend to buy a cheap car insurance, comparing quotations from several surety companies will prove to be a worthy exercise. Looking for a cheap car insurance may sound like a tedious task, especially since there are countless surety firms all over the United States. However, regular users of the Internet know that searching for … (more) July 26, 2009

  • How Come Car Insurance for Women is Cheaper?

    by Ricky Lawrence

    The common misconception that many American men have is that women are simply bad drivers. Oftentimes called Sunday drivers and unmindful of the traffic around them, women motorists have had their share of bad reps from their male counterparts on the road. When it comes to car insurance, however, women clearly have the upper hand. Female motorists pay significantly less for their annual insurance than most men. The surprising reason behind this may come as a shock to many male … (more) July 25, 2009