Auto Insurance Articles Archive for 2009

• Modified Car Insurance Quotes

  by Ricky Lawrence

  Hobbyists who can spare extra money enjoy exercising their mechanical know-how and creativity by altering their loved cars. Some modify their cars to make them more personal, look better or increase performance, like the car’s speed, glide, and more. In general, car alteration is associated to racers who take pleasure in seeing their “mutants” come to life. However, the cost of having modified car insurance can be as expensive as the alteration process itself. Getting insurance coverage will require recounting … (more) September 28, 2009

• Understanding GAP Insurance

  by Ricky Lawrence

  You have got your car lease deal all set. However, it occurs to you: “What if my car gets involved in an accident?” Technically speaking, the leasing company or manufacturer still owns the car, but you still have to replace it. Even after your car insurance company pays off all damages, carmakers may still hunt you for some dough. This is where gap insurance comes into picture. As its name suggests, this type of insurance covers some things that traditional … (more) September 28, 2009

• About Auto Insurance for Seniors

  by Ricky Lawrence

  In general, seniors are safer drivers compared to their younger counterparts. It is because they have more road experience and have been driving for a longer time than anyone else.  They also do not drive recklessly and they tend to obey road rules. Regardless of your age, you are entitled to car insurance, although you may find it difficult to get reasonable auto insurance for seniors if you are over 75. If you are a senior who continues to hit … (more) September 28, 2009

• Used Car Insurance – Is It Needed?

  by Ricky Lawrence

  Because of insufficient money to buy brand new cars, a new trend these days is the purchase of used cars. Used cars are often bought by people who just need a mode of transport for their daily lives either for work or school. Because they do not have enough money, some of them just ignore getting used car insurance. However, the law requires every driver to have at least the most basic insurance which is liability coverage. Liability coverage is … (more) September 27, 2009

• Commercial Truck Insurance Redefined

  by Ricky Lawrence

  A lot of people make the mistake of assuming that truck insurance policies are just like the regular car insurance policies that abound the market these days. This is just not true at all. Even if both types of policies aim to provide protection and coverage in the event of vehicular accidents, there are still differences that make them distinct from one another. One huge difference is in the fact that most truck insurance policies are of the commercial type. … (more) September 27, 2009

• Saving on Used Car Insurance

  by Ricky Lawrence

  When recession hit the US and the world, the car industry also suffered losses. Some manufacturers even closed shop because they could not recover anymore. This is because most people chose to buy pre-loved vehicles instead of brand new ones. Thus, demand for used car insurance also increased. This kind of product does not differ much from regular auto insurance and is purchased for the purpose of assuring coverage and protection when an accident happens. Used car insurance premiums are … (more) September 27, 2009

• Why Do I Need to Get Auto Collision Insurance?

  by Ricky Lawrence

  Once you have bought a car, next thing to do is apply for insurance, and one of the recommended packages is auto collision insurance. You probably would ask why. Aside from the fact that it is not even required by law, it can also spell an additional financial obligation. However, the reason for getting this kind of insurance is simple. If you cannot prevent unfortunate circumstances, then prepare for them – and insurance will be a good way of doing … (more) September 27, 2009

• Modified Car Insurance Tips

  by Ricky Lawrence

  A car is usually called a big boy’s toy. Being such, most men choose to change some parts here and there to make it more customized to their liking. This is where modified car insurance comes in. After all, a car is still a vehicle that needs insurance whether modified or not. Sure, insurance companies will still consider the usual profile of a car policy owner. Age is still an aspect that insurance companies take into consideration. Driving history is … (more) September 26, 2009