Auto Insurance Articles Archive for December, 2009

• Things To Consider When Getting Truck Insurance

  by Ricky Lawrence

  Most truck drivers are not too choosy when it comes to getting truck insurance. More often than not, they just let dealers process their vehicle insurance without asking any questions. This may result in a number of car owners shelling out large amounts of money to pay for their automobile repairs, maintenance or road accident damages just because their insurance companies refuse to pay for these costs. If you are one of those owners who take their truck insurance for … (more) December 6, 2009

• Auto Owners Insurance: What You Need To Know

  by Ricky Lawrence

  Auto owners insurance involves a lot of things that can be confusing. You have to be educated and prepared to know these various provisions and definitions if you want to buy insurance. It is simple to just buy what the insurer offers you, but that can be costly in the long run especially when not studied. Take time to learn a little bit about insurance so that you would know what you are getting for your money. Auto owners insurance … (more) December 6, 2009

• How GAP Insurance May Help You

  by Ricky Lawrence

  Gap insurance is a coverage that takes care of the difference between an insurers’ assessed value of your car and the actual amount owed from a dealership. Once you roll out your brand-new car onto the street outside a dealership, its value already depreciates. If you meet an accident a few minutes after that, heaven forbid, the insurance company will not cover this depreciated amount anymore. With that said, gap insurance is usually not available for older cars. It is … (more) December 5, 2009

• Low Cost Car Insurance for Your Vehicle

  by Ricky Lawrence

  Before you drive your dream car, consider the reports and statistics that usually affect rates so you can take advantage of low cost car insurance to go with your vehicle. There is an organization called Highway Loss Data Institute (HLDI) that analyzes how much an insurance company charges on premiums for comprehensive, collision, and personal injury based on the model and make of a car or vehicle. This group is supported by insurers that you can say are considered reliable … (more) December 5, 2009

• Re-evaluate Your Auto Owners Insurance Policy

  by Ricky Lawrence

  Just because you are satisfied with your current auto owners insurance policy does not mean that you will stick with it and never re-evaluate other options. The best time to review your policy is when the current one is about to expire or even at the start of the year. Marketing experts think that the greatest time to get your financial standing in order is when you are about to work your way through the tax season. There is a … (more) December 5, 2009

• The Cheapest Car Insurance is Not Necessarily the Best

  by Ricky Lawrence

  When you buy a car, there is an additional expense from which you cannot escape. Getting yourself an auto insurance coverage is a requirement for you to be able to register your car with the DMV. Sure, it will set you back a couple of hundred dollars, but the assurance and peace of mind that you get in return is priceless. Nevertheless, the most affordable and cheapest car insurance is now readily available in the market. Even if your worries … (more) December 5, 2009

• You can Get Cheap Truck Insurance

  by Ricky Lawrence

  Trucks, since these are big vehicles they are considered relatively dangerous on the road. Some truck drivers get reckless and handle the wheel beyond the required speed limit thus increasing the danger that comes with its size. Considering these facts, truck insurance premiums are more expensive than the ones offered to regular vehicles. However, getting cheap truck insurance for your truck is possible and easy. But will you be adequately covered in case of an accident? If you get into … (more) December 5, 2009

• Guide to Modified Car Insurance

  by Ricky Lawrence

  A lot of men want to modify a few parts of their cars and customize them to their desire. This is where modified car insurance enters. In the end, whether a car is modified or not, it still needs an insurance coverage. As usual, an insurance company will still analyze the profile of the person who wants to get a policy. Age will still be a great factor for determination of your premiums. In addition, driving history is also another … (more) December 4, 2009