If you have suffered from a car accident, then the next thing that you want to do is to claim for car insurance for fix all damages incurred by your vehicle can also give you financial assistance for your personal injury. Right before you contact your car insurance provider, there are important steps that you need to do to help you make sure that you will not face any problem in claiming for your car insurance. There are dos and don'ts that you need to keep in mind in order for you to prepare yourself in claiming for your auto insurance.
- It is important that you take some photos of the accident scene such as the damages happened to your car, your injuries and the accident site and other factors that you think is important for your claim.
- Make sure that you have read the entire insurance policy in order for you to understand the things that your insurance can cover and will not cover.
- You can also look into your other insurance plans so you can get additional coverage or assistance.
- It is important for a car owner to fully understand the cost of the car in case it needs replacement, owe for your car as well as the gap coverage.
- Right after the accident, it is important to immediately call your car insurance agent of company so they can do necessary measures.
- You will be interviewed by the insurance company so you need to ensure that you will honestly answer all their questions bur avoid elaboration.
- Do not agree if the insurance company or agent make any estimation.
- Do not send any statement to the car insurance company.
- Do not opt for any checks from car insurance company as much as possible opt for cash.
It is always important that you contact a lawyer right after you have been victimized by an accident and create a very serious damage to your car and cause serious physical injury to you and to other people involved in the accident. Car insurance will give you the minimum compensation however; you still need to contact a lawyer for many useful tips to give you advice on what you need to say with your car insurance company. Always remember that you need to ask for what is right according to the agreement that you have signed for your car insurance.
