Auto Insurance Questions & Answers

With "Share knowledge, help others" in mind, AutoQuoteNow.com stands above the rest. Every day, our support experts receive dozens of emails from our valued clients in search of answers. In our pursuit of excellent service, we have decided to make this information available to you. Our years of experience and expertise allow us to share this vast collection of commonly asked questions for people like you.

  • Q: What lessons should my son learn, being a new car owner?

    Being a rookie on the road, usually teens take it as a crazy ride to learning. Learning from mistakes is good, but what is better is to avoid the mistakes by learning before driving. Car insurance premiums are high for these kids because they are more prone to accidents than any other age group. Rather than something that the teen … (more) July 22, 2010

  • Q: How much auto insurnace coverage do teens and college students need?

    As much as possible. Teens seriously need a lot of insurance coverage for their vehicles because they tend to have more accidents than most types of drivers. This is not a statement made to demean teenagers and their driving ethics, but rather it is something proven by statistical data and research done by insurance companies worldwide. It is said that … (more) July 21, 2010

  • Q: How can I get a lower car insurance rate for my teen?

    Insurance can help you through financial challenges. This is most applicable for first time drivers, especially teenagers. Not only will insurance pay for the damages, but there is more assurance and safety precautions made for the person driving. To get insurance for your teen is a wise choice. However, to lower the insurance cost is another issue. All insurance companies … (more) July 20, 2010

  • Q: How can auto insurance help protect teens and college students?

    One popular truth about teen insurance is that it costs a lot more then basic insurance for older people. This goes for a majority (if not all) of the insurance companies. The reasons behind it are not solely based on the fact that teenagers are young and inexperienced, but rather it is based on the data and tremendous amount of … (more) July 19, 2010

  • Q: What are the different things to remember whenever you are shopping for car insurance?

    Having a car is one thing, but finding the perfect insurance policy for your vehicle is something you must carefully look upon. Among the most popular questions, when looking for car insurance, are concerns on the best car companies and the things to watch out for when shopping around for car insurance. If you’re a teen, show your gratitude towards … (more) July 18, 2010

  • Q: Why do Teenagers Have Higher Insurance Premiums?

    Before we delve into the details as to why teenagers have higher premiums, let us first analyze the situation. So Mom and Dad finally bought you a brand new car or maybe you were able to buy one through a part time job. But what do you do next? What makes the entire driving experience complete? Apart from any … (more) July 17, 2010

  • Q: What do you get with an unreliable car insurance company?

    There are more reasons why you should get your car a reliable insurance. You will never know what can happen on the road while you are driving your car. Any car purchase would always require you get a comprehensive insurance with. Nowadays, a number of companies offer car insurance that can sometimes deceive clients and customers. While there is quality … (more) July 16, 2010

  • Q: Which insurance company should you choose?

    Having a car insurance is not a guarantee that your car is completely protected and secured. There are many car insurance companies nowadays that offer different coverage in terms of repair and replacement, however, as soon as the client’s need arises, poor service is being rendered. This is one scenario that can definitely disappoint car owners because sometimes, promises can … (more) July 15, 2010

  • Q: Are other people driving my car covered by the policy?

    To ensure safety, some car owners refuse to their acquaintances, siblings or kins when they want to drive the car they are not entitled to drive. Those car owners are unsure if they could still get insurance policies or if other people are still covered by the said policy. But at least, it is good that you ensure the safety … (more) July 14, 2010

  • Q: Do collision claims affect car insurance?

    If a person owns a car, he should take the utmost responsibility of protecting it because cars are valuable investments. It is not a joke to invest a car because it costs a thousand dollars to own one, by the way. So the owner of the car must ensure that his car and also his passengers are free from danger … (more) July 13, 2010

  • Q: May I know what the meaning of Full Coverage Car Insurance is?

    The definition or meaning of Full Coverage depends or varies to lenders, insurers and borrowers. But do you know that term does not actually exist on the vocabulary of the insurance world? Meaning, there’s no absolute full coverage. If you say full car insurance coverage, the insurers might include the physical damage in the coverage of your car insurance. Some … (more) July 12, 2010

  • Q: What Does “Full Coverage” Cover?

    There are a lot of banks which compels a car owner to obtain a full coverage insurance policy. This is because banks are trying to avoid their possible loss when one of their clients would be involved in a car accident, whether their client is the cause of the accident or the victim of such event. So, a lot of … (more) July 11, 2010

  • Q: How does Car Insurance Work?

    Vehicle insurance is a must in at least forty-seven states. The main reason of this is because it is a means to insure a person involved in a vehicular accident to go back to his way of living before the accident occurred. Most car insurance companies are proficient enough to satisfy the agreements said on their policies. Each policy is … (more) July 10, 2010

  • Q: Is It Possible to Get Insurance for Your Car with a Suspended or Revoked License?

    In getting a car insurance policy you should always provide the company with correct details. This is because when they find that you are carrying an invalid license and you did not tell them about it, your insurance policy would be cancelled immediately. For people with revoked or suspended license, getting their car insured is difficult, but not impossible. Every … (more) July 9, 2010

  • Q: I am planning to insure my Rover P5B car (which is a classic). As far as I know, insuring a classic car is way different from insuring an ordinary car. What are the most important things I should consider?

    You might really get confused when insuring a classic car. Your car coverage would depend on how you would use it plus your agent will most likely determine whether you’d be really enjoying your car in the near or distant future. If the agent is not accustomed to insuring classic cars, they might not help you properly and thus you … (more) July 8, 2010

  • Q: Why do teenagers have higher insurance premiums?

    Usually, the older people pay more expensive rates than younger people do. However, the style among car insurance companies was turned upside down. Younger people have to compensate even twice the price the old people are paying! Considering the young people’s point of view, the said policy is “questionable”. Based on their arguments, any of them, just like the older … (more) July 7, 2010

  • Q: What affects the rate of your insurance policy?

    Prices of insurance policies vary from one insurance company to the other. Your insurance policy rate is also dictated by the features or details you place in your policy. In case you didn’t know, every feature of your auto insurance policy is priced individually. So the more specifications you place in your policy, the more you pay. However, there are … (more) July 6, 2010

  • Q: What are insurance deductibles?

    Vehicle insurance policies vary from one state to another. Insurance policies in one state may or may not be available in other states. This is because each state has prepared a set different of insurance laws. However, no matter how different each state from one another, insurance policies still function the same way in every state. Car insurance policies help … (more) July 5, 2010

  • Q: What are the elements of an auto insurance policy?

    Insurance policies are covered by various laws the state issues. The available insurance policies in one state may be different in the insurance policies offered in another. A car insurance policy is composed of sections which describe each type of insurance policy that the insurance company recommends. Your auto insurance policy basically just gives you important information about the types … (more) July 4, 2010

  • Q: What to consider in purchasing an insurance policy?

    In getting an auto insurance policy, a purchaser must consider a few things. First, he must know what the minimum insurance policy is. The minimum auto insurance policy is described by the state. Usually, the minimum insurance policy that a motorist should have is the liability coverage. However, people who seek for more insurance coverage are permitted to do so. … (more) July 3, 2010

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