Auto Insurance Questions & Answers

With "Share knowledge, help others" in mind, stands above the rest. Every day, our support experts receive dozens of emails from our valued clients in search of answers. In our pursuit of excellent service, we have decided to make this information available to you. Our years of experience and expertise allow us to share this vast collection of commonly asked questions for people like you.

  • Q: What Are The Common Auto Insurance Terms That I Should Be Aware Of?

    When out in the world shopping for auto insurance, you are bound to come across a number of key terms that the insurance agents expect you to be aware of. Chances are, you might be hearing these words for the first time. However, don’t panic as it is not very hard to grasp the language and make sense of it … (more) August 11, 2010

  • Q: What is a comprehensive car insurance coverage and what are its benefits?

    Comprehensive car insurance is the most complete insurance coverage that you can get. It is something that usually new car buyers would go for. All in all it makes sure that you enjoy a good night’s sleep without having to worry about your bills due to the damages sustained in an accident. So what exactly are the pro’s and cons … (more) August 10, 2010

  • Q: What features do I need with my auto insurance?

    Buying a new vehicle is quite a satisfying experience and there is quite nothing like it. In fact, most individuals do a lot of research before they want to go out and buy a new vehicle. However, not everyone is smart about it, and some people do everything right except for the part where they are supposed to find out … (more) August 9, 2010

  • Q: What factors must I keep in mind when applying for a used car insurance policy?

    Used car insurance policies vary a lot from the traditional insurance policy. We shall now explore the various differences that are present in them. The most basic difference would be the cost. You would not be paying as much premium as you would be paying for a new car insurance policy as you would be paying for a used car … (more) August 8, 2010

  • Q: What are the parameters that dictate my car insurance?

    When you are opting for car insurance, there are a lot of things that you might have thought of. But, the truth is that there are some things that people might not have really considered but still make a significant different to how your auto insurance might be like. Most of the people who go in for auto insurance learn … (more) August 7, 2010

  • Q: What are the legal requirements for auto insurance coverage?

    Auto insurance is not only a very useful thing to have; it is the law in most states in our country. Though the intricacies of the law might differ, the basic insurance coverage must and should be owned by all car owners. So we shall now try and explore the different legal requirements in a few states to get an … (more) August 6, 2010

  • Q: Should I buy comprehensive car insurance for a car that I use very sparingly?

    The first thing that anybody must realize is that auto insurance is very much necessary no matter what sort of car you own. It’s not only a necessity; it’s the law in most states around the country if not all. What is comprehensive auto insurance? First party or fully comprehensive insurance is the sort of insurance that would provide you … (more) August 5, 2010

  • Q: How does the car you own affect your insurance rates?

    So, are you planning to buy a new car? You should be ready to face the facts and be prepared to get the right kind of insurance for it. All car owners worry about one thing – the insurance for their vehicle. Since this is the parameter that is going to cost them a lot of money, it is probably … (more) August 4, 2010

  • Q: How do I apply for a new car insurance policy?

    Car insurance is the law in most states and hence is not just an added advantage anymore. It’s a necessity. The first thing you need to do is decide what sort of car insurance you need. You need to find out your local state law limits and based on this you must start shopping around. But in most cases your … (more) August 3, 2010

  • Q: How to choose a good auto insurance company?

    There are many factors that you can consider while choosing auto insurance companies today. One often wonders what to do in order to get a good deal and have a good insurance to back you. The truth is that there are a lot of ways in which you can identify whether or not you are in fact opting for auto … (more) August 2, 2010

  • Q: What are the auto Insurance laws you need to know about?

    The thing about auto insurance is that it is not the same in all parts of the country. Depending on where exactly you reside and also where your car is registered in, the laws will vary. It is your responsibility to be aware of all these rules and regulations so that you don’t end up in any sort of trouble … (more) August 1, 2010

  • Q: How can I ensure the safety of my car?

    The number one deciding factor when purchasing a car is safety.  Through verification, you could ensure the safety features of your car for your family and for yourself. Your car is not just safe; your loved ones’ lives are safe too. Having a good management for the safety of your car entitles a reward and that is cheaper insurance quote. … (more) July 31, 2010

  • Q: What are the other insurance coverages that I can avail?

    There are quite a number of insurance quotes or policies that you can purchase. Some of these policies outdo what the basic coverage can offer. Those policies are more specific than basic coverage. To know those policies, here is the list of additional policies that you might like for your car. PERSONAL INJURY PROTECTION COVERAGE (PIP) This policy offers the … (more) July 30, 2010

  • Q: Can I drive my car without getting insurance?

    The answer is yes of course but it all depends on which state you live. Majority of the states implement a very strict car insurance law and when not followed, could lead to heavy fines and penalties, revoked driver’s license, impounded car and a police record. On top of that, in case of car accidents caused by you, you have … (more) July 29, 2010

  • Q: How to have insurance rates for teens lowered?

    The business conditions set by insurance companies on teenage car insurance is just too expensive—enough to make a family trying to afford such car insurance suffer and more than enough to make a financially dependent teenager choose to risk the $190 fine and drive without cover. But cheer up! There’s this lighter side of the story which involves few, easy-to-apply, … (more) July 28, 2010

  • Q: Should I Apply Car Insurance For My Teenage Son? Is It Possible To Include Him In My Already Existing Car Insurance?

    Of course, a parent must get car insurance for his teenage son. Knowing what kind of “thinking” adolescents have, it is the parents’ primary responsibility to protect these teens (and the people these teens might affect). While adolescents undergo abrupt hormonal changes, strong chemical activities in the brain, and underdevelopment of the prefrontal cortex (area of the brain responsible for … (more) July 27, 2010

  • Q: Is there a way to cut the premium on a college student?

    There are more than one possible ways to cut the costs on your high premiums. It is not fresh news that premiums are high when it comes to teenagers and college students. In a range of ages, car insurance companies report that the younger the driver, the higher risk is involved. There are a lot of factors that can prove … (more) July 26, 2010

  • Q: Why do teens and college students have higher premiums?

    Good question. Listen to the news. Almost every week, there are casualties on the road. Most of these accidents are because of drunk driving, using mobile phones and steering only with one hand, and, driving without seatbelt. What more when these teens meet drunken adults who challenge them to drag race? It seems teens are always ready for these road … (more) July 25, 2010

  • Q: I need to find a way to lower insurance costs. What should I do?

    As teenagers going to college, it’s another tough job to handle. The pressure is coming in as the need to graduate is high in demand to be able to get a job. As much as possible, parents would want their children to focus on studies. And to reward them, there’s always a car to give for a gift. But college … (more) July 24, 2010

  • Q: Why Should I Consider Car Insurance As A Teen Driver?

    When the wheels are in the hands of a rookie, who knows what may happen on the road? Car insurance companies are popping out like pancakes because of the increasing need to save up for accidents. And on top of the worst drivers are teen and college student drivers. Insurance works well to avoid paying from the pocket in emergency … (more) July 23, 2010