Auto Insurance Questions Archive for January, 2010

  • Can teen parties be a threat to the safety of my child?

    There are many dangers for teens when they go out to drive. Add this up with their curiosity and rebellion and you will really have to worry. Car insurance is one way to protect your teen in case they get into an accident. Imagine just waking up in the middle of the night and then hearing news that your teen … (more) January 17, 2010

  • As a parent, how else can I use teen car insurance?

    Teen car insurance can also be used as a tool for good parenting. A parent who simply buys teen car insurance for their children is a parent whose job is incomplete. When a person buys car insurance for someone important to them, it is not enough that they simply buy car insurance. They should also make sure that the person … (more) January 16, 2010

  • Why should I give my teen car insurance?

    As parents we would like to give the best for our children. We give them everything they need that we can afford. As much as possible we also do not want them to come to any harm. Car insurance protects people from accidents that might happen to them. So, to answer the question of why should a parent give their … (more) January 15, 2010

  • Why do we need car insurance and why are some insurance rates more expensive than others?

    Having a car is the main reason why you need to have car insurance. Every time that you bring out your car for a drive, there is always a possibility of getting into an accident. No matter how little you think that chance will happen, there will still be a chance. The dangers for a car are not limited when … (more) January 14, 2010

  • What other advantages can teens get from car insurance?

    Car insurance has many more advantages for teens than just giving them financial protection against accidents that may happen to them. Many people think that there is nothing else car insurance is for them than accomplishing the government requirement to allow them to drive. They do not see the other values of having car insurance and how it could help … (more) January 13, 2010

  • How does age affect car insurance rates?

    Age and cars are two things that we need to consider if ever we want to get cheaper car insurance. We need to consider these two because they are among the many factors that insurance companies use in order for them to determine what kinds of offers they will be giving you once you apply for car insurance. Both these … (more) January 12, 2010

  • What are Ticket points and how does it affect me and my car insurance?

    Ticket points are points that are added every time you commit a traffic violation. It is an evaluation tool that determines your driving proficiency based on how good you are at following traffic rules and regulations. This point system takes note of all your violations and compiles them into one file. The more violations that you incurred, the worse your … (more) January 11, 2010

  • Where and how should I apply for car insurance?

    You should apply for your car insurance in a company that you know and trust. Going into an insurance company that you know and trust will save you a lot of trouble and a lot of stress since you know the quality of their work and also how their work. You will probably also know the processes that will make … (more) January 10, 2010

  • How do I decide what kind of car insurance I should have?

    There are many things that need to be taken into consideration if you are planning to get car insurance. Sometimes it could be confusing to first time buyers and decisions are difficult to make. Here are some things that you should consider when you want to buy cheap car insurance. One important factor to consider is  the people you … (more) January 9, 2010

  • Why do insurance companies offer different rates to different people?

    Insurance companies base their clients’ rates on statistical information and other important documents that give them an idea on what kind of person their client is. Some people have better records than others and some have worse. This is the main reason why there are different rates being offered to different people. Here are some common instances in which insurance … (more) January 8, 2010

  • What is the importance of getting car insurance quotes?

    Whenever you want to have car insurance, it is important that you have to know car insurance quotes. This is due to the fact that whenever you are choosing car insurance, you must actually be able to know the different services that the car insurance companies are offering to consumers. In this case, you must remember that there are so … (more) January 7, 2010

  • How can you claim car insurance when you experienced an accident?

    Of course, the reason why you get car insurance is the first place is because of protection. Remember that you may not know when you would be involved in vehicular accidents. In this case, whenever you have been involved in any road accident, naturally, the first thing that you would have to do so for you to find the car … (more) January 6, 2010

  • Why do the government require car insurance to drivers?

    Your car is one of the most used properties. This is because of the fact that whenever you hit the road, most likely, you are going to use your car. Therefore, it is true that whenever you travel, absolutely, there are also chances that you will be involved in car accidents. Remember that in most, if not all instances, every … (more) January 5, 2010

  • What are the dangers of driving without car insurance?

    It is a fact that car insurance is needed whenever you are going to drive a car. However, there are still some drivers who would just ignore getting car insurance. This is especially true for drivers who are trying their best to save money. Given that we are actually in the middle of an economic crisis right now, no wonder, … (more) January 4, 2010

  • What are the different things that actually make you have high premiums?

    Saving money is a necessary thing to do, especially in these times of economic crisis. Therefore, it is also important for you to know the different things that are causing you to have high insurance premiums. Whenever you are able to know these things, and are also able to avoid such, most likely, you will be able to get lower … (more) January 3, 2010

  • Why should you be cautious in settling right away in an agreement when claiming money after a car accident?

    After an accident you may more likely be hasty in agreeing on the first amount the car insurance company has offered you. But remember that the adjusters of car insurance companies has the job to ensure that the claim is settled quickly and cheaply as possible for the car insurance company to save money. Once an accident occurs, always try … (more) January 3, 2010

  • Why do women get cheaper car insurance?

    We us men do really get intrigued and sometimes envy women for having to pay their car insurance in a much cheaper price than what we males pay for. And it is a frequently asked question for us men, why do women get their car insurance in cheaper price? To have a little more idea on this issue let me … (more) January 2, 2010

  • What is gap insurance?

    You may be unaware that when you buy a car the price you had paid and the amount of your car decreases as soon as you drive it off the lot. And when the price of your car when you are already using it is much lower than the price before you bought it, it may also be that some … (more) January 1, 2010