Indianapolis Auto Insurance in Indiana
Insuring different kinds of modified cars in Indianapolis, Indiana
Modified cars mean a much higher risk factor for insurance companies in Indianapolis, Indiana as they are mostly driven at the hands of an enthusiast who will push the car to its limits if given a chance. Not all modifications are frowned upon; modifications which add safety to the car thus decreasing the chances of an accident or injury to the driver are encouraged. Insurance companies' encourage the installation of such modifications by offering owners discounts per piece of safety equipment added.
Safety modifications
Addition of a roll cage to your car can protect the drivers in case of an accident where the car flips over. Better tires increase traction between the vehicle and the road thus increasing inline braking power and also decrease the chances of the driver losing control over the vehicle. Installation of larger disc brakes and ABS makes the vehicle much more stable and also reduces the chances of an accident. These modifications are done with the intent to make the car safer and can be either internal or external modifications, at times the usage of one or more safety features can be clubbed to add on to the cars aesthetic appeal as well; low profile alloy wheels and a large disc brake started off as a safety feature and now double up as a cosmetic modification as well with the disc brake pistons adorned with emblems and highly chromed parts.
Performance modifications
Modifications carried out to make the vehicle faster such a bigger engine, high compression pistons, changes in gear ratio, a bigger carburetor and free flow air filters and exhaust systems. These modifications are done with the intent to make the car move faster and increase its top speed, performance modifications are mostly internal but there are also a couple of external variants which double up as cosmetic modifications with intelligent styling.
Cosmetic modifications
Decals, airbrushing and the like fall under cosmetic modifications, these modifications are done with the intent to make the car look better and have a purely exterior effect.
Insurance companies reward safety features while they frown upon performance and cosmetic modifications. Many enthusiasts argue that cosmetic modifications don't make the car any less safe, which is true; however what they do is increase the value of the car thus making it a better target for a thief. With modified cars being stolen very often because of their value and use in the after market parts market insurance companies need to be on their watch.
Local auto insurance quotes in your area
AutoQuoteNow.com can help you compare car insurance quotes for auto insurance coverage in all of the following ZIP codes in Indianapolis
46298, 46296, 46295, 46291, 46290, 46285, 46283, 46282, 46280, 46278, 46277, 46275, 46274, 46268, 46266, 46262, 46260, 46259, 46256, 46255, 46254, 46253, 46251, 46250, 46249, 46247, 46244, 46242, 46241, 46240, 46239, 46237, 46236, 46235, 46234, 46231, 46230, 46229, 46228, 46227, 46226, 46225, 46224, 46223, 46222, 46221, 46220, 46219, 46218, 46217, 46216, 46214, 46211, 46209, 46208, 46207, 46206, 46205, 46204, 46203, 46202, 46201.
More Insurance Online
Auto Insurance Guide
- Auto Insurance Basics
- Auto Insurance Coverage
- Auto Insurance Discount
- Factors that Affect Car Insurance Rates
- Driving and Traffic Laws
- Tips For Saving on Car Insurance
Auto Insurance in Indiana Cities
- Atlanta Auto Insurance
- Columbus Auto Insurance
- Washington Auto Insurance
- Denver Auto Insurance
- Miami Auto Insurance
- Portland Auto Insurance
- Richmond Auto Insurance
- Austin Auto Insurance
- Nashville Auto Insurance
- Arlington Auto Insurance
- Boston Auto Insurance
- Brooklyn Auto Insurance
- Memphis Auto Insurance
- Rochester Auto Insurance
- Aurora Auto Insurance
- Buffalo Auto Insurance
- Franklin Auto Insurance
- Salem Auto Insurance
- Montgomery Auto Insurance
- Plymouth Auto Insurance
- Chandler Auto Insurance
- Bristol Auto Insurance
- Hamilton Auto Insurance
- Hanover Auto Insurance
- Hudson Auto Insurance
- Oxford Auto Insurance