Auto Insurance Articles Archive for 2010

• What is High Risk Auto Insurance?

  by Ricky Lawrence

  High risk drivers are issued special insurance policy called high risk auto insurance. If a person is considered highly risky on the road, insurers deem this individual as someone who will likely make claims more than once in a year. This sounds definitely bad for the business because settlements can get really expensive. So the solution is somewhat placed in the beginning and the premiums are not as cheap as regular insurance coverage for the normal person. Age is usually … (more) March 16, 2010

• Auto Owners Insurance At A Glance

  by Ricky Lawrence

  When buying a vehicle, one basic requirement that you need to meet is getting this properly insured. In case you are not aware, auto owners insurance is required for all US car owners.  Failure to observe this can lead you into trouble with the government. Actually, requiring vehicle owners to have auto owners insurance is a good thing. For starters, this provides them peace of mind. In addition, it gives them a fallback option if they encounter an accident on … (more) March 15, 2010

• How GAP Insurance Helps You

  by Ricky Lawrence

  Guaranteed Asset Protection insurance, or GAP insurance for short, refers to a type of protection that seeks to prevent you from possible forfeiture of your assets. Normally, the asset referred to here is your car. When such an asset gets damaged, often due to road accidents, gap coverage will fill in the void or “gap” that your primary insurance policy will likely miss out. You might ask how this can happen when your policy clearly provides for comprehensive coverage. Actually, … (more) March 15, 2010

• Low-Cost Tips For Low Cost Car Insurance

  by Ricky Lawrence

  When seeking protection for your car, it is but natural that low cost car insurance is sought. However, to get this kind of coverage, a certain amount of work should be done. After all, practically all insurance companies operate for profit. As such, you should try negotiating for better but affordable insurance terms. The problem, however, is that most car owners refuse to take responsibility for the kind of protection their vehicles get. They simply sign up with the first … (more) March 14, 2010

• The Cheapest Car Insurance Under Not-So-Cheap Times

  by Ricky Lawrence

  There is hardly any doubt that prices of most basic commodities continue to rise. Insurance premiums are not exempted from this. That is why some car owners are having a hard time looking for the cheapest car insurance. With some hard work though, there should still be a good chance of securing that cheapest car insurance. Some of the things you should do may involve additional expenses; still, when seen from a long-term perspective, these expenses can be quite minimal. … (more) March 14, 2010

• Alabama Car Insurance Basics You Should Know

  by Ricky Lawrence

  Basic automobile insurance coverage is pretty much the same in all US states. The type and amount of minimum liability coverage required is what makes the difference per state. In Alabama, each car owner is required to have minimum liability coverage of $25,000 for bodily injury for every person, $50,000 for multiple bodily injuries and $25,000 for damages of public or private property. Minimum liability coverage represents the highest amount of money that your insurer will cover for medical and … (more) March 13, 2010

• Buying Car Insurance in Franklin, Alabama

  by Ricky Lawrence

  If you just moved in the city of Franklin in Alabama, one of your concerns is probably your car insurance policy and registration. The state of Alabama only recognizes a policy that was duly purchased from a reputable and authorized insurance company based within this state. Your local MVD will not issue you a vehicle registration plate unless your coverage is fully mandated by law. So what is it that you need to know? The most basic requirement is liability … (more) March 13, 2010

• Understanding Auto Insurance Basics

  by Ricky Lawrence

  If you are a car owner residing in the state of Alabama, one of the most essential things to consider is knowing your state’s auto insurance regulations and requirements. This article will provide you with basic information for you to get familiar with minimum insurance requirements, proof of insurance and alternative coverage in the state of Alabama. Minimum Insurance Requirements All car owners who reside in Alabama must have the minimum amount of liability coverage when driving a car within … (more) March 12, 2010