Auto Insurance Articles Archive for November, 2010

• The difference between business car insurance and personal car insurance

  by Jasper Ericks

  The difference between a business car insurance and personal car insurance may seem undistinguishable for the reason that some business owners are able to use a vehicle for personal and business purposes. When there is only one driver of a regular vehicle that is used for both personal and business, most automobile insurance companies suggest business owners to have a regular personal auto insurance policy rather than getting a limited business car insurance. This is because whenever an accident occurs, … (more) November 15, 2010

• Getting good deals for business car insurance through group auto insurance

  by Jasper Ericks

  Business owners can now benefit from the new group auto insurance that many auto insurance companies offer. This is a business car insurance deal that ensures a win-win situation for all parties – the policyholder, the insurer, and its investors. So how do we know if our company qualifies for such a deal and what is in the deal that makes it a good business car insurance?  Group auto insurance accommodates both big and small businesses as well as organizations … (more) November 14, 2010

• Three easy steps to getting the best auto insurance rates

  by Jasper Ericks

  Websites about best auto insurance rates swarm the internet and it is pretty difficult to find one that is reliable. Information shown online can be very deceiving. Once you get an auto insurance rate that you want and call to avail of it, the terms and conditions is not what was presented in the website. This is a common problem that people who consult on the internet for their auto insurance rates experience. Here are three easy steps that can … (more) November 14, 2010

• The connection between auto owners insurance and marital status

  by Jasper Ericks

  Like any other auto insurance, auto owners insurance company assesses an application based on the applicants’ personal details such as gender, age, marital status, credit history, and driving history. From this information, auto insurance companies are able to determine what car insurance premium rate they will give their new policyholders. Some of these factors policyholders have control over but some they do not. Let us take age for example; we can’t change our age from the time that we apply … (more) November 13, 2010

• Factors that affect your auto owner’s insurance premium

  by Jasper Ericks

  The current economic hardship that we are experiencing today has already manifested in our auto owners insurance policies. Every time, it is more difficult for us to locate a cheap auto insurance policy that fits our household budget. The prices of car parts have risen as well as the cost of repair resulting to a high car insurance premium. So, in these times, how can we achieve cheaper auto owners insurance? There are other factors that affect auto owners insurance … (more) November 13, 2010

• Saving on auto insurance for senior citizens

  by Jasper Ericks

  Everyone driving an automobile on road needs auto insurance, irrespective of their age. Although statistics show that the senior citizens are more prone to accidents while driving, they are safer drivers and have clean driving records. Insurance companies cannot deny the insurance based on the age factor, but senior citizens are charged more premiums because insurance companies look at them as bigger risks.  There are some measures that a senior citizen looking to purchase an insurance policy can take, in … (more) November 12, 2010

• Auto insurance expenditure and its rising trend

  by Jasper Ericks

  Driving is one activity that would necessitate not just a sense of responsibility behind the wheels but also some sort of financial preparedness. Most of the states in the United States set a certain minimum requirement of auto insurance coverage for drivers and car owners. This minimum coverage is the state’s assurance that drivers can keep up financially when accidents occurred. Auto insurance coverage can help you face medical and legal obligations after an untoward incident. Depending on what type … (more) November 12, 2010

• How to get the best of auto collision insurance

  by Jasper Ericks

  There are several types of auto insurance policies that car insurance companies all over the country offer and one of the most common and beneficial would be auto collision insurance. Auto collision insurance takes care of the cost whenever an insured vehicle collides or crashes to another car, a lamp post, a concrete blockade, or any inanimate object. With this type of auto insurance, car insurance companies cover the cost of repair even if the policyholder is at fault in … (more) November 11, 2010