Auto Insurance Articles Archive for March, 2010

• Getting The Best Car Insurance Deals In Alabama

  by Ricky Lawrence

  If you happen to be an Alabama resident and you want to get the best rates on auto insurance or coverage, the first thing you need to do is check your own driving record. Your driving record greatly determines how much you pay for monthly auto insurance. Even one traffic violation can lead premium rates to increase. Some auto insurance companies’ offer discounted rates if you stay accident free for as little as six months, other insurers require a longer … (more) March 11, 2010

• 5 Simple Steps To Lower Your Alabama Auto Insurance Premiums

  by Ricky Lawrence

  Auto insurance laws in the entire state of Alabama require all car owners to have their vehicles insured before they take it to the streets. If you are an Alabama resident planning to get your car insured, it is necessary to learn more about the minimum requirements of your state’s auto insurance laws. You have to understand what these requirements cover and whether it would serve to your advantages to stick to the minimum or go for a little more … (more) March 11, 2010

• Important Facts About Alabama Auto Insurance

  by Ricky Lawrence

  Are you thinking of moving to Alabama? If so, one of the most important things you should know when moving to Alabama is the state’s auto insurance requirements and regulations. Maybe you just need some basic auto coverage in hopes of finding an affordable deal. This article will provide useful information on what is required from licensed drivers in the state of Alabama. Keep in mind that all car owners in Alabama are required to have auto insurance. Having automobile … (more) March 10, 2010

• Disadvantages of Gap Insurance

  by Ricky Lawrence

  Many insurance agents recommend car owners to get gap insurance. It fully covers the market value of a car if it gets damaged or if it must be replaced. So for example, if a vehicle gets damaged beyond repair, the insurance will reimburse the original cost of the car at the time it was bought, and not the present value of the car. This sounds very ideal to a lot of car owners. However, the high premium makes them settle … (more) March 10, 2010

• Things to Consider Before Getting Truck Insurance

  by Ricky Lawrence

  Know what is important when getting a truck insurance. Price is one of the first factors you will look into. See if you can handle the costs knowing that it will further increase after a year or so. Can your business handle the extra expense? You should also consider the right type of truck insurance for your business. Business trucks require a special type of insurance that could cover not just vehicular damage but also cover for the cargo. It … (more) March 9, 2010

• Terms You Should Know in Car Insurance Comparison

  by Ricky Lawrence

  People browse different websites to get as many auto quotes for comparison. They go through the tedious process of collecting and selecting just to get the best value of insurance policy that their money could afford them. This process is often called car insurance comparison. It is an important step in which motorists read to understand the policy they are trying to get. Basically, they check the rates given them as against the features of the policy. Of course they … (more) March 9, 2010

• Getting Familiar With Free Insurance Quotes

  by Ricky Lawrence

  Free insurance quotes are given to those who are inquiring about car insurances. These are people who are first looking at their options before finally deciding on what policy to get. The general idea of free insurance quotes is to give information to potential customers as to what they can expect if they decide to get it. If a customer does not know how to read it or if he does not know exactly what a free auto quote is, … (more) March 8, 2010

• Why Auto Owners Insurance Should Not Be Required

  by Ricky Lawrence

  In many states and countries, auto owners insurance is mandated by law before a motorist could get to register his car. Otherwise, his car will not be allowed in the streets. Such a law is passed to protect the general public welfare in cases of street accidents. However, there are also a few reasons why getting auto owners insurance should not be imposed or held mandatory. Imposing auto owners insurance is one way of forcing financial responsibility to drivers. It … (more) March 8, 2010