Most Recent Auto Insurance Articles in Business Car Insurance

• Business Car Insurance Can Save Your Business

  by Ricky Lawrence

  Insurance firms are offering several types of auto insurance. Depending on its purpose, a car may be insured for personal or business use. Automobiles that are intended for business must be covered by a business car insurance. Insurance companies stress out that vehicles used for ventures face different risks. These vehicles may be used for travel in longer distances and at different routes, thus making them more prone to accidents. Companies require car owners to supply them with vital information … (more) December 21, 2009

• Business Car Insurance – Saving You Car And Your Business

  by Ricky Lawrence

  Getting car insurance is a must whether it is for commercial or personal use because it is required by law, thus it is not a good idea to employ business or company cars without it. Some companies own cars for transport and allow a few of their senior employees to use them even for personal purposes. The home-based business industry is also popular nowadays, and this kind of business also needs vehicles to run errands for them. In all cases … (more) December 18, 2009

• The Basics of Business Car Insurance

  by Ricky Lawrence

  A business car is any vehicle used for business purposes. It is usually owned by a company and driven by one or several employees. It is differentiated from a personal car because personal cars mainly used for one’s own benefit without profiting from it in any way. Drawing a line between these two types of cars is very important to a car insurance company. They outline different sets of insurance policies for each type. Consumers would do well to know … (more) December 10, 2009

• How To Lower Your Business Car Insurance Premiums

  by Ricky Lawrence

  Business car insurance provides protection to individuals who own companies or businesses from unfortunate incidents that can cause financial loss. This type of insurance provides coverage for vehicles used for business operations like client servicing, employee pickup, product delivery, and business travel. Also known as commercial auto insurance, having this policy protects vehicles from theft, road accidents and claims from auto collisions. Depending on where you live, your state’s insurance laws may require you to purchase a business car insurance … (more) December 2, 2009

• Why You Need Business Car Insurance

  by Ricky Lawrence

  Small businesses sometimes do not have enough money to buy a vehicle under the company’s name. Most likely, a business owner will let his employees use his personal auto for official transactions outside of the office and within business hours. This is where business car insurance becomes useful. A personal coverage only takes care of the policy holder and any driver, a family member perhaps, that is listed in the policy. When an accident occurs while an employee is behind … (more) November 28, 2009

• A Guide in Getting Lower Premiums for Business Car Insurance

  by Ricky Lawrence

  Cars are essential to daily business operations. They are indispensable for frequent business travels such as attending meetings, commuting to and from the business premises, and visiting clients. Since travels for many businesses are crucial, cars used for its operations ought to be covered by business car insurance. This is why most business people settle for the cheapest coverage, which is a palpable mistake. Just because premiums for business car insurance are cheap, it does not mean it is the … (more) November 23, 2009

• Do You Need Business Car Insurance?

  by Ricky Lawrence

  Do you own a business and are you properly insured, vehicle-wise? Remember that auto insurance varies depending on how the car is utilized. Normally, if you used your car for business purposes and it caused some damage, your personal car insurance will not cover the costs simply because it is a violation of the contract with the insurer. Some personal policy though, has a provision for business-use coverage, but that only contains minimum limits. This alone may not sufficiently cover … (more) November 22, 2009

• The Importance of Business Car Insurance to Enterprises

  by Ricky Lawrence

  A lot of business enterprises today do not fully appreciate the importance of business car insurance and if they would have it their way, would opt not to have their company vehicles insured.  If your business requires a lot of travelling or where travelling is necessary, getting a car policy for business is essential.  Accidents and mishaps are inherent risks with vehicles and costs of repairs or replacement can be extremely prohibitive if you will not have your vehicles insured. … (more) November 16, 2009