Most Recent Auto Insurance Articles in Business Car Insurance

  • Important Guidelines for Business Car Insurance

    by Jasper Ericks

    There is a huge difference between private car insurance from a business car insurance even if the driver is using his or her car for private and for business purpose. Many car insurance companies suggest a car owner to get normal personal insurance for their car if there is only one driver who is driving the car, but business car insurance is much better if its specialized coverage. For example, if you are an owner of a small logistic enterprise … (more) December 20, 2011

  • The benefits and importance of business car insurance

    by Jasper Ericks

    A lot of people may not know that auto insurance has different offers for vehicles driven for private use and vehicles driven for commercial or business purposes. There are a few companies which offer an insurance cover for cars and other vehicles that are commercially driven. However, the terms and conditions of the business car would differ from the terms and conditions of the cover for a private car. The conditions are different even if the driver of both cars … (more) October 22, 2011

  • The need for business car insurance

    by Jasper Ericks

    When using a car for official purpose, a business policy is mandatory. For instance, using office transport for attending a business meeting or posting a letter on behalf of the business falls under the category of official work. Any damage to the vehicle or injury to the passengers will be covered by a sturdy business car insurance. Furthermore, if the other party is injured in an accident, the employer may be held responsible for his employee’s action. Therefore, a suitable … (more) August 13, 2011

  • Auto insurance for your business

    by Jasper Ericks

    Auto insurance is a must for everyone who drives. In most states driving around without any auto insurance policy would just lead to paying hefty of fines or confiscation of license. In some states, it can even lead to jail. The state law mandates that anyone driving must have at least the minimum state requirement to be able to drive their own car. This is regardless of what type of car you are driving whether it is brand new or … (more) December 11, 2010

  • The difference between business car insurance and personal car insurance

    by Jasper Ericks

    The difference between a business car insurance and personal car insurance may seem undistinguishable for the reason that some business owners are able to use a vehicle for personal and business purposes. When there is only one driver of a regular vehicle that is used for both personal and business, most automobile insurance companies suggest business owners to have a regular personal auto insurance policy rather than getting a limited business car insurance. This is because whenever an accident occurs, … (more) November 15, 2010

  • Getting good deals for business car insurance through group auto insurance

    by Jasper Ericks

    Business owners can now benefit from the new group auto insurance that many auto insurance companies offer. This is a business car insurance deal that ensures a win-win situation for all parties – the policyholder, the insurer, and its investors. So how do we know if our company qualifies for such a deal and what is in the deal that makes it a good business car insurance?  Group auto insurance accommodates both big and small businesses as well as organizations … (more) November 14, 2010

  • Monitoring your business car the key to lowering business car insurance

    by Jasper Ericks

    Although insurances are primarily designed to address the emergency financial needs in cases of accidents it does not mean that you must make claims once in a while. Auto insurances are not licenses for you to feel invincible on the roads and take recklessness a way to get hold of your money through your insurer. If you do not file any claims for a particular period of time your insurance company can actually lower your premium rate through their “no-claim” … (more) November 8, 2010

  • How business car insurance works

    by Jasper Ericks

    If you use a car for business reasons, you would need more than a regular car insurance policy. You need a business car insurance that would provide you with unique features and options to cover those who travel for business reasons. Social, domestic, and pleasure (SDP) use are the normal day to day use that is covered by most insurance companies. This does not usually provide you with many options when you are travelling to your workplace or for the … (more) October 27, 2010